Xcel Final
Study online at https://quizlet.com/_cw8hz8
1. Intermediary A statement MUST be signed by the ________ for any
illustrations used in the sale of a life insurance policy.
2. 31 A life insurance policy that is paid annually must contain a
grace period of at least _ days.
3. Skilled nursing care If hospital expenses are covered under a disability (acci-
dent & health) policy, the policy is REQUIRED to cover
4. Preventative health services All Health Benefit Plans issued after January 1, 2014 must
provide
5. That discloses who may receive a When testing for the human immunodeficiency virus (HIV)
copy of the results Wisconsin law requires a consent form
6. Three Intermediaries MUST keep policyholder records for at least
_ year(s) after the policy has been terminated
7. Insured's change in marital sta- Which of the following is NOT a valid reason for an insurer
tus to cancel an insurance policy midterm
8. intermediary attends a meeting Which of the following actions is prohibited by an interme-
where another intermediary sells diary whose license has been revoked
an insurance policy
9. Government publications Most Medicare supplement information used by an insurer
must be approved by the state. Which of the following types
does NOT require state approval?
10. Financial status of the client An intermediary is meeting with a client to determine
whether an annuity will be suitable for purchase. Which of
the following topics needs to be discussed with the client?
11. Misstatement of age
, Xcel Final
Study online at https://quizlet.com/_cw8hz8
Which of the following is NOT a valid reason for an insurer
to contest a life insurance policy during the policy's first two
years of existence?
12. Offering to settle a claim by arbi- Which of these is NOT an unfair claims practice?
tration
13. Selling insurance with a nonresi- Which of these situations would NOT potentially involve a
dent license prison sentence under federal law?
14. Eighteen Group disability (accident & health) policies must allow an
insured continuation privileges for up to_ months.
15. Notify the commissioner's office What is the proper procedure for an intermediary to
in writing within 30 days change his/her mailing address?
16. Applicant has no prior bankrupt- The intermediary licensing process exists to demonstrate to
cies the commissioner that an applicant meets specific criteria.
Which of the following is NOT one of these criteria?
17. Unfair Discrimination Charging different premiums to policyholders in the same
risk classification is referred to as
18. Two A life insurance policy can be contested by the insurer only
during the first_ years of the contract.
19. Has committed an illegal act In Wisconsin any intermediary who sells a life insurance
policy using misrepresentation
20. Annual CAT scans Under the affordable care act, all of these are considered
one of the 10 essential health benefits EXCEPT
21. Which individual would be the best candidate for a tempo-
rary insurance license?
Study online at https://quizlet.com/_cw8hz8
1. Intermediary A statement MUST be signed by the ________ for any
illustrations used in the sale of a life insurance policy.
2. 31 A life insurance policy that is paid annually must contain a
grace period of at least _ days.
3. Skilled nursing care If hospital expenses are covered under a disability (acci-
dent & health) policy, the policy is REQUIRED to cover
4. Preventative health services All Health Benefit Plans issued after January 1, 2014 must
provide
5. That discloses who may receive a When testing for the human immunodeficiency virus (HIV)
copy of the results Wisconsin law requires a consent form
6. Three Intermediaries MUST keep policyholder records for at least
_ year(s) after the policy has been terminated
7. Insured's change in marital sta- Which of the following is NOT a valid reason for an insurer
tus to cancel an insurance policy midterm
8. intermediary attends a meeting Which of the following actions is prohibited by an interme-
where another intermediary sells diary whose license has been revoked
an insurance policy
9. Government publications Most Medicare supplement information used by an insurer
must be approved by the state. Which of the following types
does NOT require state approval?
10. Financial status of the client An intermediary is meeting with a client to determine
whether an annuity will be suitable for purchase. Which of
the following topics needs to be discussed with the client?
11. Misstatement of age
, Xcel Final
Study online at https://quizlet.com/_cw8hz8
Which of the following is NOT a valid reason for an insurer
to contest a life insurance policy during the policy's first two
years of existence?
12. Offering to settle a claim by arbi- Which of these is NOT an unfair claims practice?
tration
13. Selling insurance with a nonresi- Which of these situations would NOT potentially involve a
dent license prison sentence under federal law?
14. Eighteen Group disability (accident & health) policies must allow an
insured continuation privileges for up to_ months.
15. Notify the commissioner's office What is the proper procedure for an intermediary to
in writing within 30 days change his/her mailing address?
16. Applicant has no prior bankrupt- The intermediary licensing process exists to demonstrate to
cies the commissioner that an applicant meets specific criteria.
Which of the following is NOT one of these criteria?
17. Unfair Discrimination Charging different premiums to policyholders in the same
risk classification is referred to as
18. Two A life insurance policy can be contested by the insurer only
during the first_ years of the contract.
19. Has committed an illegal act In Wisconsin any intermediary who sells a life insurance
policy using misrepresentation
20. Annual CAT scans Under the affordable care act, all of these are considered
one of the 10 essential health benefits EXCEPT
21. Which individual would be the best candidate for a tempo-
rary insurance license?
