NY Accident and Health 17-52|Questions and Answers 100% Pass| Latest
NY Accident and Health 17-52|Questions and Answers 100% Pass| Latest If an insurance company obtains an investigative consumer report on a prospective insured , it MUST inform the prospect that it is permitted to do so under which of the following Federal laws ? The Fair Credit Reporting Act What is the Fair Credit Reporting Act? established procedures that consumer-reporting agencies must follow in order to ensure that records are confidential, accurate, relevant, and properly used Obtaining consumer information reports under false pretenses is prosecutable by which of the following? Fair Credit Reporting Act When requesting a consumer report on a applicant, from whom must their insurer obtain consent?The applicant How many years must credit information be retained? 7 years What is the Gramm-Leach-Bliley Act? Establishes rules for financial institutions on privacy notices that must be sent to consumers informing what information is collected, how it's shared and used, and how it is protected. Which federal law requires financial institutions to provide the consumer with information on how personal information is used?
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