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CPCU 552 - Chapter 1 Exam Questions With Correct answers

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2024/2025 Written for academic year
Institution CPCU 552
Course CPCU 552
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CPCU 552 - Chapter 1 Exam Questions With Correct answers

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CPCU
552 -
/ /




Chapter
/ /




1 Exam Questions With Correct answers
/ / / / /




Loss /exposure /- /correct /answer(s) /✔✔ /the /possibility /of /experiencing /a /loss



Liability
/loss /-


/correct


/answer(s)


/✔✔


/the


/money


/paid


/by /a /person /or /organization /as /a /result /of /a /legal /claim /against /that /person /or /organization




Legal
/liability /-


/correct /answer(s) /✔✔ /the /legal /obligation /of /one /party /to /pay /damages /to /another /party




Damages /- /correct /answer(s) /✔✔ /money /paid /by /one /party /to /another /as /compensation /for /a
/loss /or /injury




Criminal
/law /-


/correct


/answer(s)

, /✔✔
/applies /to /acts /that /injure /the /state /or /society; /criminal /liability /exposures /are /not /insurable




Civil /law /- /correct /answer(s) /✔✔ /applies /to /acts /that /injure /citizens



Tort /-
/correct


/answer(s)


/✔✔ /


a
/wrongful


/act


/or /omission /that /invades /a /legally /protected /right /and /is /not /a /crime /or /a /breach /of /contract




Negligence /-
/correct


/answer(s)


/✔✔


/an


/unintentional


/tort


/in


/which


/the


/defendant


/(aka


/the


/negligent


/person) /failed /to /exercise /the /standard /of /care /he /owed /the /plaintiff /(aka /the /claimant)




Intentional
/tort /-


/correct


/answer(s) /✔✔ /must /involve /intentional /activity, /but /need /not /involve /intentional /injury

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