CISR Commercial Casualty II | COMPLETE AND DETAILED QUESTIONS
AND ANSWERS | REAL EXAM QNA | 2025 LATEST UPDATED 100%
RATED CORRECT | 100% VERFIED | ALREADY GRADED
A+|GUARANTEED TO PASS!!
In BAP what does liability section provide protection from claims for? - (answer)Bodily Injury
and Property Damage for which insured is legally responsible for.
In BAP physical damage section what type of protection? - (answer)provides coverage for
damage to or loss of an insured's covered auto.
What other BAP coverages can be added by endorsement? - (answer)Medical payments
personal injury protection
uninsured/underinsured
motorist bodily injury and/or property damage losses
List all BAP Coverage Exposures? - (answer)Liability
physical damage
comprehensive
collision
,Owned auto
non-owned auto
hired or borrowed auto
specified cause of loss
towing for private passenger
What are BAP liability auto exposures that can arise out of insured maintenance or use of several
types autos? - (answer)Autos name insured owns
Autos Name insured does not own, but uses in business
Autos name insured hires or borrows
List some common claims that arises out of physical damage? - (answer)Collision
windshield breakage
theft
fire
vandalism
Define "Accident" in BAP - (answer)Does not have to be sudden. A Continuous or repeated
exposure to the same conditions that result in BI or PD
,Define "Auto" in BAP - (answer)a land motor vehicle, trailer or semi trailer designed to travel on
public roads
subject to financial responsibility law or other MV law where it is licensed or principally garaged
Recap CGL "insured contracts" - (answer)Lease of premises
Sidetrack agreement
easement or license agreement
obligation as required by ordinance
assumed tort liability
*BAP elevator maintenance is not applicable!
BAP uses LEAS plus what other "insured contract?" - (answer)Rental Lease agreement - made
by name insured or any of it's employees.
does not cover property damage to auto rented or leased by name insured or one of the
employees
Recap descriptive phrases for GL mobile equipment? - (answer)"designed for use off public
roads"
, "used primarily to service premises you own or rent"
"moves on crawler treads"
"self propelled or not
self propelled"
"provides mobility to permanently mounted specific equipment"
"not otherwise described ... maintained for purposes other than transport of persons or cargo"
What 6 types mobile equipment for BAP? - (answer)1.
Bulldozers, farm machinery, forklifts and
other vehicles designed for use principally off public roads.
2.
Vehicles maintained for use solely on or next to premises you own or rent. (The key words are
"maintained for use solely on premises you own or rent".)
3.
Vehicles that travel on crawler treads.
4.
Vehicles, whether self
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AND ANSWERS | REAL EXAM QNA | 2025 LATEST UPDATED 100%
RATED CORRECT | 100% VERFIED | ALREADY GRADED
A+|GUARANTEED TO PASS!!
In BAP what does liability section provide protection from claims for? - (answer)Bodily Injury
and Property Damage for which insured is legally responsible for.
In BAP physical damage section what type of protection? - (answer)provides coverage for
damage to or loss of an insured's covered auto.
What other BAP coverages can be added by endorsement? - (answer)Medical payments
personal injury protection
uninsured/underinsured
motorist bodily injury and/or property damage losses
List all BAP Coverage Exposures? - (answer)Liability
physical damage
comprehensive
collision
,Owned auto
non-owned auto
hired or borrowed auto
specified cause of loss
towing for private passenger
What are BAP liability auto exposures that can arise out of insured maintenance or use of several
types autos? - (answer)Autos name insured owns
Autos Name insured does not own, but uses in business
Autos name insured hires or borrows
List some common claims that arises out of physical damage? - (answer)Collision
windshield breakage
theft
fire
vandalism
Define "Accident" in BAP - (answer)Does not have to be sudden. A Continuous or repeated
exposure to the same conditions that result in BI or PD
,Define "Auto" in BAP - (answer)a land motor vehicle, trailer or semi trailer designed to travel on
public roads
subject to financial responsibility law or other MV law where it is licensed or principally garaged
Recap CGL "insured contracts" - (answer)Lease of premises
Sidetrack agreement
easement or license agreement
obligation as required by ordinance
assumed tort liability
*BAP elevator maintenance is not applicable!
BAP uses LEAS plus what other "insured contract?" - (answer)Rental Lease agreement - made
by name insured or any of it's employees.
does not cover property damage to auto rented or leased by name insured or one of the
employees
Recap descriptive phrases for GL mobile equipment? - (answer)"designed for use off public
roads"
, "used primarily to service premises you own or rent"
"moves on crawler treads"
"self propelled or not
self propelled"
"provides mobility to permanently mounted specific equipment"
"not otherwise described ... maintained for purposes other than transport of persons or cargo"
What 6 types mobile equipment for BAP? - (answer)1.
Bulldozers, farm machinery, forklifts and
other vehicles designed for use principally off public roads.
2.
Vehicles maintained for use solely on or next to premises you own or rent. (The key words are
"maintained for use solely on premises you own or rent".)
3.
Vehicles that travel on crawler treads.
4.
Vehicles, whether self
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