NY INDEPENDENT GENERAL ADJUSTER
LATEST EXAM 2025 -SERIES 17-70 WITH
MULTIPLE CHOICE OF QUESTIONS AND
CORRECT ANSWERS ALREADY GRADED A+
AND 100% GUARANTEE PASS (JUST
RELEASED!!!!!!)
In New York the workers compensation program is
administered by the Workers Compensation Board which
establishes guidelines for the program. Notice of injury or death
to a worker is required to be submitted to the employer within
what period of time? - CORRECT ANSWER-30 Days.
A common carrier is not held liable for the loss of a shipper's
goods when the loss results from: - CORRECT ANSWER-An Act of
God.
If one is found guilty of federal insurance fraud, who can permit
the guilty individual to return to the insurance business? -
CORRECT ANSWER-Only an insurance regulatory official.
When is a passenger first covered under an aircraft policy? -
CORRECT ANSWER-When Entering the Aircraft.
,If an insured takes precautionary measures to protect property
from flood damage such as creating a retaining wall of sand
bags, how much coverage if any, will be provided by a flood
policy? - CORRECT ANSWER-$1,000 if the flood is imminent and the
property is in danger of flooding.
Which Commercial Forms would cover sinkhole collapse? -
CORRECT ANSWER-Basic, Broad, and Special.
______ is a movement allowed by certain joints of the skeleton
that decreases the angle between two adjoining bones. - CORRECT
ANSWER-Flexion
The listing of the perils covered is found in which part of a
homeowner policy? - CORRECT ANSWER-Insuring Agreement.
If a dog owned by a customer is injured in the parking lot of a
store, is that considered bodily injury under liability coverage? -
CORRECT ANSWER-No. The dog is property and would be consider
property damage.
The Superintendent of Insurance may approve the
employment, appointment or participation of any person whose
license has been revoked. Karen Jones had her license revoked
and filed an application for relicensing and has waited over 120
days without a response from the Insurance Department. What
should or can she do? - CORRECT ANSWER-Assume the relicensing is
approved.
, Mr. Vickers was in a hurry to catch a plane. He parks his car in
the parking garage at the airport and leaves the keys in the
ignition. When he returns he finds that his car has been stolen.
Later the car was discovered with severe collision damage. The
airport carries Garagekeeper's Legal Liability coverage and Mr.
Vickers carries Liability and Comprehensive coverage on his
auto. What coverage would apply? - CORRECT ANSWER-Mr. Vickers
comprehensive coverage.
An automobile is polluting the environment. What engine
component could be the primary cause? - CORRECT ANSWER-
Catalytic Converter Malfunction.
Under the dwelling policy, DP2 or D3, what is the maximum
amount of Coverage A that would be paid for additional living
expenses? - CORRECT ANSWER-20%
Workers compensation policies also include employer's liability
coverage. If any employer fails to maintain the equipment and
an employee is injured, would it be covered under this
coverage? - CORRECT ANSWER-Yes.
Fidelity bonds are typically written to be effective for a: - CORRECT
ANSWER-Continuous term without an expiration date.
One purpose of a deductible is to: - CORRECT ANSWER-Eliminate
small claims.
If the insured has failed to pay the premium for a worker
compensation policy issued in New York, how many days notice
LATEST EXAM 2025 -SERIES 17-70 WITH
MULTIPLE CHOICE OF QUESTIONS AND
CORRECT ANSWERS ALREADY GRADED A+
AND 100% GUARANTEE PASS (JUST
RELEASED!!!!!!)
In New York the workers compensation program is
administered by the Workers Compensation Board which
establishes guidelines for the program. Notice of injury or death
to a worker is required to be submitted to the employer within
what period of time? - CORRECT ANSWER-30 Days.
A common carrier is not held liable for the loss of a shipper's
goods when the loss results from: - CORRECT ANSWER-An Act of
God.
If one is found guilty of federal insurance fraud, who can permit
the guilty individual to return to the insurance business? -
CORRECT ANSWER-Only an insurance regulatory official.
When is a passenger first covered under an aircraft policy? -
CORRECT ANSWER-When Entering the Aircraft.
,If an insured takes precautionary measures to protect property
from flood damage such as creating a retaining wall of sand
bags, how much coverage if any, will be provided by a flood
policy? - CORRECT ANSWER-$1,000 if the flood is imminent and the
property is in danger of flooding.
Which Commercial Forms would cover sinkhole collapse? -
CORRECT ANSWER-Basic, Broad, and Special.
______ is a movement allowed by certain joints of the skeleton
that decreases the angle between two adjoining bones. - CORRECT
ANSWER-Flexion
The listing of the perils covered is found in which part of a
homeowner policy? - CORRECT ANSWER-Insuring Agreement.
If a dog owned by a customer is injured in the parking lot of a
store, is that considered bodily injury under liability coverage? -
CORRECT ANSWER-No. The dog is property and would be consider
property damage.
The Superintendent of Insurance may approve the
employment, appointment or participation of any person whose
license has been revoked. Karen Jones had her license revoked
and filed an application for relicensing and has waited over 120
days without a response from the Insurance Department. What
should or can she do? - CORRECT ANSWER-Assume the relicensing is
approved.
, Mr. Vickers was in a hurry to catch a plane. He parks his car in
the parking garage at the airport and leaves the keys in the
ignition. When he returns he finds that his car has been stolen.
Later the car was discovered with severe collision damage. The
airport carries Garagekeeper's Legal Liability coverage and Mr.
Vickers carries Liability and Comprehensive coverage on his
auto. What coverage would apply? - CORRECT ANSWER-Mr. Vickers
comprehensive coverage.
An automobile is polluting the environment. What engine
component could be the primary cause? - CORRECT ANSWER-
Catalytic Converter Malfunction.
Under the dwelling policy, DP2 or D3, what is the maximum
amount of Coverage A that would be paid for additional living
expenses? - CORRECT ANSWER-20%
Workers compensation policies also include employer's liability
coverage. If any employer fails to maintain the equipment and
an employee is injured, would it be covered under this
coverage? - CORRECT ANSWER-Yes.
Fidelity bonds are typically written to be effective for a: - CORRECT
ANSWER-Continuous term without an expiration date.
One purpose of a deductible is to: - CORRECT ANSWER-Eliminate
small claims.
If the insured has failed to pay the premium for a worker
compensation policy issued in New York, how many days notice
