adjusterpro practice exam (2025) ACTUAL EXAM (TESTING REAL EXAM
adjusterpro practice exam
QUESTIONS) AND VERIFIED ANSWERS (MULTIPLE CHOICES)
Study online at https://quizlet.com/_chgmqd
|COMPLETE SOLUTIONS |A+ GRADED |100% CORRECT!!
1. Which of the following is NOT true of A. PIP is usually secondary coverage.
Personal Injury Protection?
A. PIP is usually secondary coverage.
B. PIP restricts the policyholder's right
to recover losses in civil court.
C. PIP is primary coverage.
D. PIP provides no-fault protection.
2. During a strong storm, Missy's grain $36,000
drill was mangled by a tornado, which
rendered it useless. Before the dam-
age, the grain drill was worth $25,000,
but it would cost $45,000 to buy a
new one today. Missy's farm policy has
a replacement cost endorsement, and
the grain drill is scheduled on a Mo-
bile Agricultural Machinery and Equip-
ment form with a $36,000 limit. Missy
replaces her grain drill with one she
found on sale for $40,000. How much
total indemnification will she receive?
A. $36,000
B. $25,000
C. $45,000
D. $40,000
3. Farmer Scott owns a farm and raises D. Farm Pollution Liability
goats, producing a lot of manure. Oc-
casionally, after a strong rain, some of
the waste washes into a nearby river.
Which insurance coverage can protect
Scott from any liability caused by the
, adjusterpro practice exam
Study online at https://quizlet.com/_chgmqd
goat waste runoff?
A. Farm Product Liability
B. Custom Farming Liability
C. Farm Livestock-Waste Liability
D. Farm Pollution Liability
4. Christine's spinach field was partially christine has CROP-HAIL POLICY for her spinach
destroyed by fire that resulted from a field of 150 acres
lightning strike during a recent storm.
She lost 23 of her 150 acres. The ad-
juster writes her a check for the value
of the damaged 23 acres, even though
the yield from the rest of the field is
doing exceptionally well and may make
up for the damaged portion. What
type of insurance policy does Christine
have?
A. Revenue Protection
B. Multi-Peril Crop Insurance
C. Crop-Hail
D. Yield Guarantee
5. Veronica owns a pottery business and A. Scaffolding, Construction Forms, and Tempo-
is insured under a commercial prop- rary Structures
erty policy. She was in the process of
building an extra structure for the sole
purpose of kiln firing her pottery when
a massive storm came through and
blew down all the scaffolding, which
added additional cost to the construc-
tion project. Which coverage extension
of the Builder's Risk Coverage Form
adjusterpro practice exam
QUESTIONS) AND VERIFIED ANSWERS (MULTIPLE CHOICES)
Study online at https://quizlet.com/_chgmqd
|COMPLETE SOLUTIONS |A+ GRADED |100% CORRECT!!
1. Which of the following is NOT true of A. PIP is usually secondary coverage.
Personal Injury Protection?
A. PIP is usually secondary coverage.
B. PIP restricts the policyholder's right
to recover losses in civil court.
C. PIP is primary coverage.
D. PIP provides no-fault protection.
2. During a strong storm, Missy's grain $36,000
drill was mangled by a tornado, which
rendered it useless. Before the dam-
age, the grain drill was worth $25,000,
but it would cost $45,000 to buy a
new one today. Missy's farm policy has
a replacement cost endorsement, and
the grain drill is scheduled on a Mo-
bile Agricultural Machinery and Equip-
ment form with a $36,000 limit. Missy
replaces her grain drill with one she
found on sale for $40,000. How much
total indemnification will she receive?
A. $36,000
B. $25,000
C. $45,000
D. $40,000
3. Farmer Scott owns a farm and raises D. Farm Pollution Liability
goats, producing a lot of manure. Oc-
casionally, after a strong rain, some of
the waste washes into a nearby river.
Which insurance coverage can protect
Scott from any liability caused by the
, adjusterpro practice exam
Study online at https://quizlet.com/_chgmqd
goat waste runoff?
A. Farm Product Liability
B. Custom Farming Liability
C. Farm Livestock-Waste Liability
D. Farm Pollution Liability
4. Christine's spinach field was partially christine has CROP-HAIL POLICY for her spinach
destroyed by fire that resulted from a field of 150 acres
lightning strike during a recent storm.
She lost 23 of her 150 acres. The ad-
juster writes her a check for the value
of the damaged 23 acres, even though
the yield from the rest of the field is
doing exceptionally well and may make
up for the damaged portion. What
type of insurance policy does Christine
have?
A. Revenue Protection
B. Multi-Peril Crop Insurance
C. Crop-Hail
D. Yield Guarantee
5. Veronica owns a pottery business and A. Scaffolding, Construction Forms, and Tempo-
is insured under a commercial prop- rary Structures
erty policy. She was in the process of
building an extra structure for the sole
purpose of kiln firing her pottery when
a massive storm came through and
blew down all the scaffolding, which
added additional cost to the construc-
tion project. Which coverage extension
of the Builder's Risk Coverage Form
