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Sales License Exam Questions With Accurate Solutions .

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Sales License Exam Questions With Accurate Solutions .

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Sales License Exam Questions With Accurate Solutions .

72 Hours - accurate answers-What is the minimum inpatient coverage for a
mother who has given birth via cesarean delivery under PA law?


Indemnity Plan - accurate answers-Major medical insurance plans are a
common form of


The individual is currently employed - accurate answers-Which of the
following is not a condition for joining a Medical Advantage Program?


Mental Illness - accurate answers-Sickness, in regards to health insurance
policies, does not include which of the following?


The employees of a business (above a minimum number, often 20) or
members (above a minimum number) of an organization or association not
created for the sole purpose of obtaining insurance - accurate answers-Group
Health Insurance is a policy made available to


Sickness - accurate answers-Under a health insurance policy, damage
sustained while involved in a high impact sport would be considered


The injured individual - accurate answers-An individual gets drunk one night
and falls off the balcony of his house, significantly injuring himself in the
process. If this individual was covered by a health insurance policy with an
Intoxicants and Narcotics provision, who is liable for the costs associated with
his injuries?

, He/She is admitted to a LTCH within 60 days of being discharged from an
inpatient hospital stay - accurate answers-Medicare Part A (hospital
insurance) covers care in a long-term care hospital (LTCH). The insured will
not have to pay a second deductible for LTCH care if...


Age / Gender ^^ - accurate answers-Who would have the higher mortality
factor?


A Time Limit on Certain Defenses provision does not cover purposely
fraudulent statements - accurate answers-What is the difference between a
Time Limit on Certain Defenses provision and an Inconsistency provision?


The plan has a high deductible to benefits ratio - accurate answers-According
to provisions of the Patient Protection and ACA, which of the following does
not make a health plan a "qualified plan"?


A policy with fewer benefits and greater premium - accurate answers-Neither
an insurer nor a producer may replace a long term care policy with which of
the following?


Preventing a disease is cheaper than curing the same disease - accurate
answers-What is the major advantage of covering preventative care?


Medically necessary cosmetic surgery - accurate answers-Which of the
following is usually covered under Major Medical Insurance plans?


$7,770 - accurate answers-If a patient has $45,000 medical bill, a $1200
deductible and a 85/15 percent health insurance plan, the patient pays..

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June 12, 2025
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