45-Hour Post License Course Exam with |\ |\ |\ |\ |\ |\
answers
Lender Lenny refuses to make a loan on a property based on the racial
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
composition of the neighborhood. This is a violation of the Fair Housing Act
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
known as: - CORRECT ANSWERS ✔✔redlining
|\ |\ |\ |\ |\
Sales Associate Rita recommends to a family that they do not buy in a
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
particular neighborhood based on the racial makeup of the neighborhood.
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
This is a prohibited act known as: - CORRECT ANSWERS ✔✔steering
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
Sales Associate Sanders suggests to neighbors that they should sell their
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
homes because of an ethic background have moved into the neighborhood.
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
This prohibited act is known as: - CORRECT ANSWERS ✔✔blockbusting
|\ |\ |\ |\ |\ |\ |\ |\ |\
Removing barriers to accessibility in public accommodations is a requirement
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
of: - CORRECT ANSWERS ✔✔ADA
|\ |\ |\ |\
The Florida Constitution provides three categories of homestead protections.
|\ |\ |\ |\ |\ |\ |\ |\ |\
Which of the following is NOT a benefit of owning a homestead? - CORRECT
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
ANSWERS ✔✔The homestead could be lost for failure to pay property taxes, a
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
mortgage, a contractor's lien or mandatory association fees.
|\ |\ |\ |\ |\ |\ |\ |\
,Property is reassessed annually on January 1st. Any change in assessed (SOH)
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
value of the homestead is limited to the lesser of 3% of the assessed value or: -
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
CORRECT ANSWERS ✔✔the change in the Consumer Price Index (CPI)
|\ |\ |\ |\ |\ |\ |\ |\ |\
Any person or entity that is not a U.S. person or entity is defined as a/n: -
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
CORRECT ANSWERS ✔✔foreign person |\ |\ |\
According to FIRPTA, if the property is for use by the transferee as a residence
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
and the amount realized is $300,001 to $1,000,000, what percentage must be
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
withheld? - CORRECT ANSWERS ✔✔10% |\ |\ |\ |\
The average height of the high tides over a 19-year period is the: - CORRECT
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
ANSWERS ✔✔mean highwater line |\ |\ |\
All tidally influenced waters and navigable fresh bodies of water to the mean
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
or ordinary highwater line in existence when Florida became a state is defined
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
as: - CORRECT ANSWERS ✔✔Sovereignty Submerged Lands
|\ |\ |\ |\ |\ |\
The general right of the public at large to possess and use certain privately
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
owned dry sand areas for recreational purposes is an example of: - CORRECT
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
ANSWERS ✔✔customary use |\ |\
The Florida state agency responsible for the administration of the water
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
resources at the state level is: - CORRECT ANSWERS ✔✔Department of
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
Environmental Protection (DEP) |\ |\
, The program designed to help Florida's coastal communities deal with
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
flooding, erosion, and habitat shifts through technical assistance and funding
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
is: - CORRECT ANSWERS ✔✔Florida Resilient Coastlines Program
|\ |\ |\ |\ |\ |\ |\
Reclaimed water, brackish ground and surface water, seawater, and new
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
storage facilities for surface and groundwater are examples of: - CORRECT
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
ANSWERS ✔✔alternative water supply |\ |\ |\
An overflowing of a large amount of water beyond its normal confines,
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
especially over what is normally dry land is a: - CORRECT ANSWERS
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
✔✔flood
An area is considered to be at high risk of experiencing a flood if there is a
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
chance of flooding of: - CORRECT ANSWERS ✔✔1%
|\ |\ |\ |\ |\ |\ |\
Anyone who solicits a mortgage loan or accepts an application for a mortgage
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
loan is defined as a: - CORRECT ANSWERS ✔✔mortgage loan originator
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
Florida's Business Rent Tax (BRT) is due on the total rent charged for renting,
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
leasing, or granting a license to use: - CORRECT ANSWERS ✔✔commercial
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
real estate |\
What is the term for a permit that is currently active and is still within the 180
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
days of issuance or within 180 days of the last inspection? - CORRECT
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
ANSWERS ✔✔open permit |\ |\
answers
Lender Lenny refuses to make a loan on a property based on the racial
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
composition of the neighborhood. This is a violation of the Fair Housing Act
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
known as: - CORRECT ANSWERS ✔✔redlining
|\ |\ |\ |\ |\
Sales Associate Rita recommends to a family that they do not buy in a
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
particular neighborhood based on the racial makeup of the neighborhood.
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
This is a prohibited act known as: - CORRECT ANSWERS ✔✔steering
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
Sales Associate Sanders suggests to neighbors that they should sell their
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
homes because of an ethic background have moved into the neighborhood.
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
This prohibited act is known as: - CORRECT ANSWERS ✔✔blockbusting
|\ |\ |\ |\ |\ |\ |\ |\ |\
Removing barriers to accessibility in public accommodations is a requirement
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
of: - CORRECT ANSWERS ✔✔ADA
|\ |\ |\ |\
The Florida Constitution provides three categories of homestead protections.
|\ |\ |\ |\ |\ |\ |\ |\ |\
Which of the following is NOT a benefit of owning a homestead? - CORRECT
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
ANSWERS ✔✔The homestead could be lost for failure to pay property taxes, a
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
mortgage, a contractor's lien or mandatory association fees.
|\ |\ |\ |\ |\ |\ |\ |\
,Property is reassessed annually on January 1st. Any change in assessed (SOH)
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
value of the homestead is limited to the lesser of 3% of the assessed value or: -
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
CORRECT ANSWERS ✔✔the change in the Consumer Price Index (CPI)
|\ |\ |\ |\ |\ |\ |\ |\ |\
Any person or entity that is not a U.S. person or entity is defined as a/n: -
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
CORRECT ANSWERS ✔✔foreign person |\ |\ |\
According to FIRPTA, if the property is for use by the transferee as a residence
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
and the amount realized is $300,001 to $1,000,000, what percentage must be
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
withheld? - CORRECT ANSWERS ✔✔10% |\ |\ |\ |\
The average height of the high tides over a 19-year period is the: - CORRECT
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
ANSWERS ✔✔mean highwater line |\ |\ |\
All tidally influenced waters and navigable fresh bodies of water to the mean
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
or ordinary highwater line in existence when Florida became a state is defined
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
as: - CORRECT ANSWERS ✔✔Sovereignty Submerged Lands
|\ |\ |\ |\ |\ |\
The general right of the public at large to possess and use certain privately
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
owned dry sand areas for recreational purposes is an example of: - CORRECT
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
ANSWERS ✔✔customary use |\ |\
The Florida state agency responsible for the administration of the water
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
resources at the state level is: - CORRECT ANSWERS ✔✔Department of
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
Environmental Protection (DEP) |\ |\
, The program designed to help Florida's coastal communities deal with
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
flooding, erosion, and habitat shifts through technical assistance and funding
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
is: - CORRECT ANSWERS ✔✔Florida Resilient Coastlines Program
|\ |\ |\ |\ |\ |\ |\
Reclaimed water, brackish ground and surface water, seawater, and new
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
storage facilities for surface and groundwater are examples of: - CORRECT
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
ANSWERS ✔✔alternative water supply |\ |\ |\
An overflowing of a large amount of water beyond its normal confines,
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
especially over what is normally dry land is a: - CORRECT ANSWERS
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
✔✔flood
An area is considered to be at high risk of experiencing a flood if there is a
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
chance of flooding of: - CORRECT ANSWERS ✔✔1%
|\ |\ |\ |\ |\ |\ |\
Anyone who solicits a mortgage loan or accepts an application for a mortgage
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
loan is defined as a: - CORRECT ANSWERS ✔✔mortgage loan originator
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
Florida's Business Rent Tax (BRT) is due on the total rent charged for renting,
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
leasing, or granting a license to use: - CORRECT ANSWERS ✔✔commercial
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
real estate |\
What is the term for a permit that is currently active and is still within the 180
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
days of issuance or within 180 days of the last inspection? - CORRECT
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
ANSWERS ✔✔open permit |\ |\
