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AARP MEDICARE SUPPLEMENT INSURANCE PLANS CERTIFICATION TEST QUESTIONS WITH 100% CORRECT ANSWERS!!

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AARP MEDICARE SUPPLEMENT INSURANCE PLANS CERTIFICATION TEST QUESTIONS WITH 100% CORRECT ANSWERS!!

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AARP MEDICARE SUPPLEMENT
INSURANCE PLANS CERTIFICATION
TEST QUESTIONS WITH 100% CORRECT
ANSWERS!!




1 of 68

Term



in some states, tobacco use ratings does not apply to the consumers
who meet



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special discounts for non-smokers standard underwriting processes for
in all states all applicants

, medicares supplement open
enrollment or guaranteed additional fees for tobacco users
issue requirements regardless of age

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2 of 68

Term


0 to 7 months time since 65th birthday or medicare part B effective
date will NOT have



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premium increases during the first mandatory waiting periods for new
year applicants




coverage limitations for pre- underwriting in the med sup
existing conditions open enrollment period


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3 of 68

Term


AARP an its affiliates are not



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, brokers insureds




applicants insurers


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4 of 68

Definition


1) med sup open enrollment is the first 6 months a consumer is 65
or older and enrolled in part B
2)during med sup open enrollment an insurer must offer
the consumer any plan it sells
3) there are federal and state requirements for guaranteed issue
and open enrollment
4) some states have additional med sup open enrollment periods
5) consumers have guaranteed issue and med sup open
enrollment rights under federal and state law



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in many states AARP medicare medicare open enrollment
supplement plans are required to and guaranteed issue to med
be offered to consumers who are sups insurance plans




applicants who do not qualify for
open enrollment or guaranteed
Medical conditions that may cause
issue will be underwritten and
a higher rate are:
denied coverage for any of the
following reasons

, Don't know?




5 of 68

Term


in most states, consumers who have smoked tobacco cigarettes or
used any tobacco product at any time within the past 12 mothes will
pay the



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community rating and entry
age rating certain states




enrollment application tobacco rate


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6 of 68

Term


_____ automatically update to match annual changes to original medicare
coinsurance, copayments, and deductibles



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Document information

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June 8, 2025
Number of pages
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Written in
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Type
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