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Nascla Contractors Guide Virginia, 8Th Ed Chapters 4 Managing Risk Questions And Answers 2025/2026

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NASCLA CONTRACTORS GUIDE VIRGINIA, 8TH ED CHAPTERS 4 MANAGING RISK QUESTIONS AND ANSWERS 2025/2026 Why is managing risk important? - Answer -important to your reputation and bottom line -Lower business and liability insurance premiums -Reduce chances of being sued -Improve chances of prevailing in a lawsuit What should supplement your risk management program? - Answer - Insurance. It provides protection against unforeseen events and is sometimes required by law What does property insurance typically cover? - Answer -insurance typically covers your business and personal property when damage, theft, or loss occurs. types of property insurance: All-risk builders' risk, named peril builders' risk, inland . marine/equipment theft, equipment floater, transportation floater, and motor truck cargopolicies What is the purpose of liability insurance? - Answer -designed to protect against third-party claims that arise from alleged negligence resulting in bodily injury or property damage Name the types of liability insurance policies available - Answer - commercial general, umbrella, and director's and officer's liability insurance What is bundled under business owner policies? - Answer -Property an

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