ACTUAL QUESTIONS AND CORRECT
ANSWERS
Which of the following is eligible as a private passenger vehicle? - CORRECT
ANSWER Sport Utility Vehicle
What part of the MVR shows any driving offenses recieved for a violation such as a
suspension or revocation? - CORRECT ANSWER License status
What action should be taken if the Motor Vehicle Report displays the message "MVR status
clear"? - CORRECT ANSWER Identify the license status and expiration date and note
the violations to be entered in the quote/application
Where does the Customer Underwriting Index(CUI) consolidate info from? - CORRECT
ANSWER The Insurance Risk score, the Loss History Report, and the previous insurer
report
What does a Motor vehicle record(MVR) provide? - CORRECT ANSWER Provides
license details, moving violations, and police reported accidents
How many vehicles can be quoted in an integrated auto? - CORRECT ANSWER 4
Which of the following changes would be covered by a policy change? - CORRECT
ANSWER The policyholder would like to add a new vehicle along with a new driver to
the household
All of the following are important elements regarding auto policy changes except: -
CORRECT ANSWER Changes in household drivers may affect driver assignments
, Mary has purchased a 2019 toyota camry that will replace her 2009 Honda Civic. To
complete this change you will: - CORRECT ANSWER Complete a policy transaction
in NECHO
When a policyholder calls after having an accident, which of the following questions can an
agent's office answer? - CORRECT ANSWER Questions on whether the policy holder
is covered
When can an agent use Agent's Draft Authority? - CORRECT ANSWER Agents can
use ADA when the total amount for any one occurence does not exceed the authority
available under ADA, and all other requirements are met.
Which of the following is a service option in areas where Select Service and Staff inspection
are limited or not available? - CORRECT ANSWER
Business owners like to spread their insurance needs across many companies to protect
themselves. (True or False) - CORRECT ANSWER False
The Business Lines Resource (BLRC) is only used to check the status of the policy and how
much the customer owes.(True or False) - CORRECT ANSWER False
Who is a person you might to talk to when you have questions about the small business
opportunity in your area? - CORRECT ANSWER Business Lines Consultant
Which screen is not on the Fire E-app? - CORRECT ANSWER Coverages
John calls because his mortgage company is requesting proof of insurance for a two-family
home he is purchasing that he plans to rent to tenants. What product best matches his needs? -
CORRECT ANSWER Homeowners
Which is not a coverage under Section 1 property Coverages? - CORRECT
ANSWER Coverage M