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NY SERIES 17-52 ACTUAL EXAM 2025
UPDATED ACTUAL EXAM WITH CORRECT
SOLUTIONS.
How many eligible employees must be included in a
contributory health insurance plan? - correct answer- 50%
A man works for Company A and his wife works for Company
B. The spouses are covered by health plans through their
respective companies that also cover the other spouse. If the
husband files a claim, - correct answer- The insurance through
his company is primary.
What is the period of coverage for events such as death or
divorce under COBRA? - correct answer- 36 months
Twenty-five days after a health insurance policy is delivered,
the policyowner decides that she would like to return the policy
and receive a refund of premium. Which of the following is
true? - correct answer- The policyowner will not receive a
refund because the free-look period is over.
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An insured is involved in a car accident. In addition to general,
less serious injuries, he permanently loses the use of his leg
and is rendered completely blind. The blindness improves a
month later. To what extent will he receive Presumptive
Disability benefits? - correct answer- No benefits
For the purpose of insurance, risk is defined as - correct
answer- The uncertainty or chance of loss.
Which of the following is an example of a producer's fiduciary
duty? - correct answer- The trust that a client places in the
producer in regard to handling premiums.
Which of the following is NOT true of basic medical expense
plans? - correct answer- Coverage for catastrophic medical
expenses
Which of the following is NOT a feature of a noncancellable
policy? - correct answer- The insurer may terminate the
contract only at renewal for certain conditions.
What is the best way to change an application? - correct
answer- Start over with a fresh application
NY SERIES 17-52 ACTUAL EXAM 2025
UPDATED ACTUAL EXAM WITH CORRECT
SOLUTIONS.
How many eligible employees must be included in a
contributory health insurance plan? - correct answer- 50%
A man works for Company A and his wife works for Company
B. The spouses are covered by health plans through their
respective companies that also cover the other spouse. If the
husband files a claim, - correct answer- The insurance through
his company is primary.
What is the period of coverage for events such as death or
divorce under COBRA? - correct answer- 36 months
Twenty-five days after a health insurance policy is delivered,
the policyowner decides that she would like to return the policy
and receive a refund of premium. Which of the following is
true? - correct answer- The policyowner will not receive a
refund because the free-look period is over.
, 2 | Page
An insured is involved in a car accident. In addition to general,
less serious injuries, he permanently loses the use of his leg
and is rendered completely blind. The blindness improves a
month later. To what extent will he receive Presumptive
Disability benefits? - correct answer- No benefits
For the purpose of insurance, risk is defined as - correct
answer- The uncertainty or chance of loss.
Which of the following is an example of a producer's fiduciary
duty? - correct answer- The trust that a client places in the
producer in regard to handling premiums.
Which of the following is NOT true of basic medical expense
plans? - correct answer- Coverage for catastrophic medical
expenses
Which of the following is NOT a feature of a noncancellable
policy? - correct answer- The insurer may terminate the
contract only at renewal for certain conditions.
What is the best way to change an application? - correct
answer- Start over with a fresh application
