PA Appraisal License 16-20
Auto Physical Damage
Questions and Complete
Solutions Graded A+
In PA, a consumer reporting agency may list all of the following information about a consumer EXCEPT: -
Answer: Medical Information
The device that synchronizes the spark plug firing sequence is: - Answer: Camshaft Sensor
If an insured fail to report a claim in a timely fashion the adjuster will usually: - Answer: Send the insured
a reservation of rights letter
When using a dedicated bench fixture to measure a unibody with front-end damage, where should
fixtures be placed? - Answer: Fixtures should be placed in the damaged area to check fit up to the jig.
Vehicle name plates such as Grand Prix SE are only available through the dealership and are purchased
in what way? - Answer: Nameplates are not available aftermarket and are usually purchased from the
dealer on a per item basis
Under Pennsylvania law, which of the following is true regarding the replacement of a damaged double
hood latch? - Answer: It must be replaced with a double latch system is correct.
Technician A says that damaged structural sheet metal should be removed before any pulling and
straightening is performed. Technician B says that damaged structural metal should remain to be used
for pulling attachment areas. Who is right? - Answer: Technician B only
Which of the following is the computer in the vehicle? - Answer: Controller
If an insured fails to report a claim in a timely fashion, the adjuster will immediately: - Answer: Send the
insured a reservation of rights letter.
, If an auto appraiser uses the actual cost method to determine a vehicle's value, which of the following is
not a factor? - Answer: The salvage value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A says to use a cutting torch to make the final cut
line. Technician B says to use a cut-off wheel or saw to make the final cut. Who is right? - Answer:
Technician B only
Which of the following coverages is included as 'no-fault' coverage on the standardized Personal Auto
policy?: - Answer: Medical Payments and Physical Damage
Following the payment of an automobile claim, the salvaged property becomes the property of: -
Answer: The insurer
A car has adjustable door hinges. There is a significant gap at the top of the front top and the bottom as
well between the front fender and the windshield support column of the door. Technician A says the gap
can be adjusted by repositioning the hinges. Technician B says the gap can be adjusted by shimming the
hinges. Who is right?: - Answer: Technician A only
Driver 1 and Driver 2 are in an accident. Driver 2 has the following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
The extent of the bodily injury will not be known for six months. How should the adjuster on this claim
pay damages for Driver 2? - Answer: Pay the property damage and rental car expense and settle the
bodily injury at a later time.
Which of the following would not have an insurable interest in a covered vehicle?: - Answer: An
underage driver who lives in the household
Which one of the following components is NOT part of the radiator support?: - Answer: Radiator
Auto Physical Damage
Questions and Complete
Solutions Graded A+
In PA, a consumer reporting agency may list all of the following information about a consumer EXCEPT: -
Answer: Medical Information
The device that synchronizes the spark plug firing sequence is: - Answer: Camshaft Sensor
If an insured fail to report a claim in a timely fashion the adjuster will usually: - Answer: Send the insured
a reservation of rights letter
When using a dedicated bench fixture to measure a unibody with front-end damage, where should
fixtures be placed? - Answer: Fixtures should be placed in the damaged area to check fit up to the jig.
Vehicle name plates such as Grand Prix SE are only available through the dealership and are purchased
in what way? - Answer: Nameplates are not available aftermarket and are usually purchased from the
dealer on a per item basis
Under Pennsylvania law, which of the following is true regarding the replacement of a damaged double
hood latch? - Answer: It must be replaced with a double latch system is correct.
Technician A says that damaged structural sheet metal should be removed before any pulling and
straightening is performed. Technician B says that damaged structural metal should remain to be used
for pulling attachment areas. Who is right? - Answer: Technician B only
Which of the following is the computer in the vehicle? - Answer: Controller
If an insured fails to report a claim in a timely fashion, the adjuster will immediately: - Answer: Send the
insured a reservation of rights letter.
, If an auto appraiser uses the actual cost method to determine a vehicle's value, which of the following is
not a factor? - Answer: The salvage value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A says to use a cutting torch to make the final cut
line. Technician B says to use a cut-off wheel or saw to make the final cut. Who is right? - Answer:
Technician B only
Which of the following coverages is included as 'no-fault' coverage on the standardized Personal Auto
policy?: - Answer: Medical Payments and Physical Damage
Following the payment of an automobile claim, the salvaged property becomes the property of: -
Answer: The insurer
A car has adjustable door hinges. There is a significant gap at the top of the front top and the bottom as
well between the front fender and the windshield support column of the door. Technician A says the gap
can be adjusted by repositioning the hinges. Technician B says the gap can be adjusted by shimming the
hinges. Who is right?: - Answer: Technician A only
Driver 1 and Driver 2 are in an accident. Driver 2 has the following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
The extent of the bodily injury will not be known for six months. How should the adjuster on this claim
pay damages for Driver 2? - Answer: Pay the property damage and rental car expense and settle the
bodily injury at a later time.
Which of the following would not have an insurable interest in a covered vehicle?: - Answer: An
underage driver who lives in the household
Which one of the following components is NOT part of the radiator support?: - Answer: Radiator
