Claims Adjuster Test Questions with
correct Answers 2025/2026 100% Verified.
Insurance adjuster - ANS-Any person who, as an independent contractor, or as an employee of
an independent contractor, adjustment bureau, association, insurance company or corporation,
local recording agent, managing general agent, or self-insured, investigates or adjusts losses on
behalf of either an insurer or a self insured, or any person who supervises the handling of
claims.
Staff Adjusters - ANS-On the payroll of an insurance company and are paid a salary or by hour
Independent Adjuster - ANS-handles claims for one or more insurance companies. They may:
receive a fee based on time and expense, they may be on the payroll as a permanent employee
of an independent adjusting firm, they may be paid a percentage of the loss or per diem.
Public adjuster - ANS-work on behalf of the insured in negotiating a claim settlement. Under
current law in Texas, is legal and requiers another license.
Worker's compensation Adjuster - ANS-This license allows a person to adjust or supervise all
workers' compensation, employers liability, United States Longshore, and Habor Works'
Compensation Act, Jones Act, and all other federal acts
Property and Casualty Adjuster - ANS-This license allows a person to adjust or supervise
claims in all areas of property and casualty insurance except workers' compensation.
All-Lines Adjuster - ANS-This license allows a person to adjust or supervise claims in all lines of
insurance included in (1) and (2)
Domestic - ANS-An insurer organized, admitted, and writing insurance in Texas
Foreign - ANS-An insurer domiciled outside the state where it writes insurance
Alien - ANS-An insurance company organized and domiciled outside the US
Texas Department of Insurance - ANS-Who is Responsible for licensing property and casualty
adjusters
10 days - ANS-How many days' advance notice is an adjuster entitled to receive in the event of
a hearing with the Texas Department of Insurance.
, 30 hours - ANS-A licensed Property and casualty adjuster must complete how many hours of
continuing education within his 2-year licensing period?
AIC - ANS-Which of the following designations exempts a person from taking the property and
casualty adjuster state exam
18 years old - ANS-An individual must be what age to receive the property and casualty
adjuster license?
2 hours - ANS-How many hours of ethics must a licensed adjuster complete every licensing
period (2 years)
Within 30 days of the change - ANS-How soon must a licensed adjuster notify the Texas
Department of Insurance (TDI) of an address change?
Governor of Texas - ANS-Who appoints the commissioner of Insurance?
1 or more - ANS-How many companies might an independent adjuster represent?
Insured - ANS-A public adjuster represents which of the following?
Business day - ANS-This is a day other than a Saturday, Sunday, or a holiday recognized by
this state.
First-Party Claim - ANS-Claim made by an insured or policy holder under an insurance policy or
contract or by a beneficiary named in the policy or contract. Must be paid by the insurer directly
to the insured/beneficiary
Claimant - ANS-This is the person making a claim
Notice of the Claim - ANS-any written notification provided by a claimant to an insurer that
reasonably apprises the insurer of the facts relating to the claim.
Within 15 days - ANS-The insurer must acknowledge receipt of the claim, commence any
investigation of the claim, request from the claimant all items, statements, and forms that the
insurer reasonably believes, at that time, will be required from the claimant within how many
days?
within 15 business days after receiving complete information - ANS-An insurer must notify a
claimant in writing of the acceptance or rejection of a claim when?
correct Answers 2025/2026 100% Verified.
Insurance adjuster - ANS-Any person who, as an independent contractor, or as an employee of
an independent contractor, adjustment bureau, association, insurance company or corporation,
local recording agent, managing general agent, or self-insured, investigates or adjusts losses on
behalf of either an insurer or a self insured, or any person who supervises the handling of
claims.
Staff Adjusters - ANS-On the payroll of an insurance company and are paid a salary or by hour
Independent Adjuster - ANS-handles claims for one or more insurance companies. They may:
receive a fee based on time and expense, they may be on the payroll as a permanent employee
of an independent adjusting firm, they may be paid a percentage of the loss or per diem.
Public adjuster - ANS-work on behalf of the insured in negotiating a claim settlement. Under
current law in Texas, is legal and requiers another license.
Worker's compensation Adjuster - ANS-This license allows a person to adjust or supervise all
workers' compensation, employers liability, United States Longshore, and Habor Works'
Compensation Act, Jones Act, and all other federal acts
Property and Casualty Adjuster - ANS-This license allows a person to adjust or supervise
claims in all areas of property and casualty insurance except workers' compensation.
All-Lines Adjuster - ANS-This license allows a person to adjust or supervise claims in all lines of
insurance included in (1) and (2)
Domestic - ANS-An insurer organized, admitted, and writing insurance in Texas
Foreign - ANS-An insurer domiciled outside the state where it writes insurance
Alien - ANS-An insurance company organized and domiciled outside the US
Texas Department of Insurance - ANS-Who is Responsible for licensing property and casualty
adjusters
10 days - ANS-How many days' advance notice is an adjuster entitled to receive in the event of
a hearing with the Texas Department of Insurance.
, 30 hours - ANS-A licensed Property and casualty adjuster must complete how many hours of
continuing education within his 2-year licensing period?
AIC - ANS-Which of the following designations exempts a person from taking the property and
casualty adjuster state exam
18 years old - ANS-An individual must be what age to receive the property and casualty
adjuster license?
2 hours - ANS-How many hours of ethics must a licensed adjuster complete every licensing
period (2 years)
Within 30 days of the change - ANS-How soon must a licensed adjuster notify the Texas
Department of Insurance (TDI) of an address change?
Governor of Texas - ANS-Who appoints the commissioner of Insurance?
1 or more - ANS-How many companies might an independent adjuster represent?
Insured - ANS-A public adjuster represents which of the following?
Business day - ANS-This is a day other than a Saturday, Sunday, or a holiday recognized by
this state.
First-Party Claim - ANS-Claim made by an insured or policy holder under an insurance policy or
contract or by a beneficiary named in the policy or contract. Must be paid by the insurer directly
to the insured/beneficiary
Claimant - ANS-This is the person making a claim
Notice of the Claim - ANS-any written notification provided by a claimant to an insurer that
reasonably apprises the insurer of the facts relating to the claim.
Within 15 days - ANS-The insurer must acknowledge receipt of the claim, commence any
investigation of the claim, request from the claimant all items, statements, and forms that the
insurer reasonably believes, at that time, will be required from the claimant within how many
days?
within 15 business days after receiving complete information - ANS-An insurer must notify a
claimant in writing of the acceptance or rejection of a claim when?
