NJ Health and Accident Exam Practice
Questions and Answers Already Graded
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Which type of long-term care benefit would be most appropriate for a stroke victim who requires
speech therapy administered at her home? - CORRECT ANSWER-Home Health Care
What does the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 allow an employee to
do? - CORRECT ANSWER-In the event of employment termination, group health insurance can be kept
if the employee pays the premiums
In what form do disability income policies typically pay benefits - CORRECT ANSWER-Periodic income
, The Mandatory health policy provision states that the policy, including endorsements and attached
papers, constitutes - CORRECT ANSWER-The entire insurance contract between the parties
The entire contract includes the actual policy and the - CORRECT ANSWER-application
employer sponsored group health insurance provides coverage for which of the following - CORRECT
ANSWER-Alcoholism
The term which describes the fact that both parties of a contract may not receive the same value is
referred to as - CORRECT ANSWER-Aleatory
Tom has a home health care benefit and is confined to his home. Which of these is NOT typically
covered - CORRECT ANSWER-Full-time nursing care
A Medicare Supplement policy can be cancelled by the insurer for - CORRECT ANSWER-Nonpayment
Credit Accident and Health plans are designed to - CORRECT ANSWER-help pay off existing loans
during periods of disability
A payment system for health care in which the provider is paid for each service given is called -
CORRECT ANSWER-fee-for-service
An insurance company ONLY pay a sales commission to - CORRECT ANSWER-individuals licensed by
the state
Ken is a producer who has obtained Consumer Information Reports under false pretenses. Under the
Fair Credit Reporting Act, what is the maximum penalty that may be imposed on Ken? - CORRECT
ANSWER-$5000 and 1 year imprisonment
A closed network plan offers a primary physician copay of $25. If a subscriber chooses a primary care
physician outside of the network, the subscriber will likely pay - CORRECT ANSWER-100% of the billed
amount
Questions and Answers Already Graded
A+|100% Guarantee Pass!!!
Which type of long-term care benefit would be most appropriate for a stroke victim who requires
speech therapy administered at her home? - CORRECT ANSWER-Home Health Care
What does the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 allow an employee to
do? - CORRECT ANSWER-In the event of employment termination, group health insurance can be kept
if the employee pays the premiums
In what form do disability income policies typically pay benefits - CORRECT ANSWER-Periodic income
, The Mandatory health policy provision states that the policy, including endorsements and attached
papers, constitutes - CORRECT ANSWER-The entire insurance contract between the parties
The entire contract includes the actual policy and the - CORRECT ANSWER-application
employer sponsored group health insurance provides coverage for which of the following - CORRECT
ANSWER-Alcoholism
The term which describes the fact that both parties of a contract may not receive the same value is
referred to as - CORRECT ANSWER-Aleatory
Tom has a home health care benefit and is confined to his home. Which of these is NOT typically
covered - CORRECT ANSWER-Full-time nursing care
A Medicare Supplement policy can be cancelled by the insurer for - CORRECT ANSWER-Nonpayment
Credit Accident and Health plans are designed to - CORRECT ANSWER-help pay off existing loans
during periods of disability
A payment system for health care in which the provider is paid for each service given is called -
CORRECT ANSWER-fee-for-service
An insurance company ONLY pay a sales commission to - CORRECT ANSWER-individuals licensed by
the state
Ken is a producer who has obtained Consumer Information Reports under false pretenses. Under the
Fair Credit Reporting Act, what is the maximum penalty that may be imposed on Ken? - CORRECT
ANSWER-$5000 and 1 year imprisonment
A closed network plan offers a primary physician copay of $25. If a subscriber chooses a primary care
physician outside of the network, the subscriber will likely pay - CORRECT ANSWER-100% of the billed
amount
