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PHPM 310 FINAL REVIEW QUESTIONS AND ANSWERS

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PHPM 310 FINAL REVIEW QUESTIONS AND ANSWERS Medical malpractice "crises" are best explained by: (Crises: when the doctors premiums get ridiculously expensive for a while, nothing to do with malpractice but rather economic cycles - CORRECT ANSWERCompetitions amongst insurance

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PHPM 310 FINAL REVIEW QUESTIONS AND ANSWERS
Medical malpractice "crises" are best explained by:

(Crises: when the doctors premiums get ridiculously expensive for a while, nothing to do with
malpractice but rather economic cycles - CORRECT ANSWER✅✅✅Competitions amongst insurance



The need for malpractice reform is driven by - CORRECT ANSWER✅✅✅physician dissatisfaction with
malpractice premiums

-> tort reform: making it harder to sue physicians



Tort reforms are likely to reduce consumer spending on healthcare (lower healthcare insurance
premiums)

T or F - CORRECT ANSWER✅✅✅False: tort reforms are good for doctors but not good for doctors



Which statement regarding negligent injury and malpractice claims is true?

-Most patients who are negligently injured sue

-Most suits are brought by patients who have been negligently injured - CORRECT
ANSWER✅✅✅Neither



Which tort reform is most likely to improve the efficiency and fairness of the medical malpractice system
and be politically feasible in the US? - CORRECT ANSWER✅✅✅holding organizations, not individual
physicians, liable



Goals of the medical malpractice system include:

-Deter medical negligence

-Remunerate patients for injuries suffered due to negligence

-Both

-Neither - CORRECT ANSWER✅✅✅Both



Medical malpractice claims involved both civil and criminal penalties

T or F - CORRECT ANSWER✅✅✅False: most civil penalties

,The direct costs associated with malpractice (ex: awards, legal defense, court costs, etc.) exceed 10% of
total health spending

T or F - CORRECT ANSWER✅✅✅False: because there it not that many cases and spend so much on
healthcare



Most injuries return a verdict favoring got plaintiff (patient)

T or F - CORRECT ANSWER✅✅✅False



Plaintiffs more likely to win a malpractice case when evidence of negligence is higher

T or F - CORRECT ANSWER✅✅✅True



In Dr. Gerald's opinion, which is a more important problem? - CORRECT ANSWER✅✅✅Medical
errors



What is the most important problem with our current medical malpractice system

-Accuracy

-Cost - CORRECT ANSWER✅✅✅Accuracy



Over the past 10-15 years, the number of medical malpractice suits has been increasing

T or F - CORRECT ANSWER✅✅✅False



The largest absolute reduction in the percent of Americans without health insurance occurred among
this income group - CORRECT ANSWER✅✅✅<138% of the FPL



After the ACA, there was a significant increase in the number of Americans who obtained health
insurance from this source:

-Employers

-Government: Medicaid expansion

-Both

, -Neither - CORRECT ANSWER✅✅✅Government: Medicaid expansion



After the ACA, this income group was more likely to have total medical expenditures that exceeded
19.5% of their income

-<138% of the FPL

-138-250% of the FPL

-250-400% of the FPL

-all of the above were less likely to have total medical expenditures that exceeded 19.5% of their income
- CORRECT ANSWER✅✅✅250-400% of the FPL

Because they fell into the gap; not rich enough to have private insurance and not poor enough to have
ACA



Today, which income group has the greatest risk of being uninsured?

-<138% of the FPL

-138-250% of the FPL

-250-400% of the FPL

->400% of the FPL - CORRECT ANSWER✅✅✅<138% of the FPL: not all states expanded Medicaid



On average, the ACA made medical care more accessible and affordable

T or F - CORRECT ANSWER✅✅✅True



The biggest flaw in the ACA implementation was - CORRECT ANSWER✅✅✅Too few states expanded
Medicaid



Compared to initial projections, the ACA has been more costly than expected

T or F - CORRECT ANSWER✅✅✅False.

It has stayed under budget



As interest group theory predicts, physicians have much more favorable opinions the ACA than the
general public

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