QUESTIONS WITH ANSWERS RATED A+
✔✔Statute of Limitations - ✔✔A law that limits the time within which a criminal
prosecution or a civil action must be started
✔✔Subordination Clause - ✔✔A clause which permits the placing of a mortgage at a
later date which takes priority over an existing mortgage
✔✔Subscribe - ✔✔Best means "complete" or sign
✔✔Subscribed - ✔✔Best means "completed" or "signed" (past tense)
✔✔Sunday - ✔✔A notary public may administer an oath or take an affidavit or
acknowledgment. but never a deposition for a civil proceeding
✔✔Swear - ✔✔This term includes every mode authorized by law for administering an
oath.
✔✔Sworn - ✔✔Administration of an Oath or an Affirmation has been completed by the
Notary. The signer or deponent has taken an Oath or Affirmation in accordance with
New York statues.
✔✔Taking an Acknowledgment - ✔✔The act of the person named in an instrument
telling the notary public that he is the person named in the instrument and
acknowledging that he executed such instrument; also includes the act of the Notary
Public in obtaining satisfactory evidence of the identity of the person whose
Acknowledgment is taken.
✔✔Venue - ✔✔The geographical place where a notary public takes an affidavit or
acknowledgment
✔✔Will (Last Will and Testament) - ✔✔A document created as a specific guidline of
what is to happen after a person's death. The disposition of one's property to take effect
after death.
✔✔The Notary Public "Certifies to the taking of the Acknowledgment" - ✔✔when the
Notary signs his official signature to the form setting forth the fact of the taking of the
Acknowledgment
✔✔Testator - ✔✔The person make a will (male)
✔✔Testatrix - ✔✔The person making a will (female)
, ✔✔Impartial - ✔✔Am I a party to the transaction?
Am I named in the document?
Do I have any financial or beneficial interest in this transaction to be notarized?
✔✔The Act of Notarization accomplishes - ✔✔protects against fraud. Proves the signer
appeared before the Notary Public. The signer must be in the Physical Presence of the
Notary before the Notary my lawfully notarize. The Notary certifies that a signature is
made willingly and freely. Does not prove a document or statement is true or accurate,
nor does it validate or legalize a document.
✔✔Notary Responsibilities - ✔✔must take necessary steps to verify a signer's identity
before notarizing a signature. A Notary Public may not notarize a signature unless the
Notary personally knows, or has satisfactory evidence, that the person whose signature
is to be notarized is the individual who is described in and who is executing the
instrument.
✔✔verify a signer's identity - ✔✔Personal knowledge
Credible Witness
Identification card or papers
✔✔Personal Knowledge - ✔✔is the safest and best verification of a person's identity. It
requires no witnesses or identification cards. It means having an acquaintance, derived
from association with the individual, which establies the individual's identity with at least
a reasonable certainty.
✔✔Credible Witness - ✔✔is a third person that personally knows the document signer,
and verifies the signer's identity. This does not replace the "presence" requirement. The
person whose signature is being notarized must be present at the time of notarization.
✔✔Identification card or papers - ✔✔are necessary in verifying the signer's identity. The
Notary should examine the photograph, accurate physical description, and signature of
the bearer. Asking for two forms of ID can further assure the signer's identity.
If a Notary is uncomfortable or suspicious of any identification, the Notary should not
notarize for that person.
✔✔Acknowledgements - ✔✔are the simple authentication of a signature. They prove or
acknowledge that the signer personally appeared and was identified before the Notary
Public. To make an acknowledgment, the document signer must personally appear
before the Notary Public, and declare that he/she has executed and signed the
document voluntarily. The Notary should ensure that the signer understands the
document and has not been coerced into signing. If there is any question about the
signer's willingness to execute the document or his/her understanding of the terms of
the document, a Notary should refuse to notarize.