Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
A public adjuster represents the interest of:
p p p p p p
A. The insurer
p p
B. The Insured
p p
C. The employer
p p
D. The interest of the general public - Answer B. The insured
p p p p p p p p p p p
Which of the following is the type of report that indicates the initial result
p p p p p p p p p p p p p
s of a claim investigation?
p p p p
A. Field Report
p p
B. Interim Report
p p
C. Full Report
p p
D. None of the above - Answer A. Field Report
p p p p p p p p p
States have adopted statutes regarding claims adjusting. To avoid unfair tr
p p p p p p p p p p
eatment to a p p
claimant the adjuster must not: p p p p
A. Promptly investigate the claim.
p p p p
B. Follow the laws regarding the number of days in which to commence a
p p p p p p p p p p p p p
n investigation.
p
C. Deny the claim until a fair and prompt investigation has commenced.
p p p p p p p p p p p
Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
,Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
D. Pay the claim within a reasonable number of days after the final proof
p p p p p p p p p p p p p p
of loss has been
p p p
received. - p
Answer C. Deny the claim until a fair and prompt investigation has comm
p p p p p p p p p p p p p
enced.
Which of the following is not a claim settlement option?
p p p p p p p p p
A. Forcing the insured to sue by offering less than the claim is worth.
p p p p p p p p p p p p p
B. Repairing property.
p p
C. Replacing with like kind and quality.
p p p p p p
D. Replace with new -
p p p p
Answer A. Forcing the insured to sue by offering less than the claim is wor
p p p p p p p p p p p p p p p
th.
The giving up of a known right is called:
p p p p p p p p
A. Estoppel
p
B. Violation of policy conditions
p p p p
C. Rebating
p
D. Waiver - Answer D. Waiver
p p p p p
Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
,Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
An innocent party relies on certain statements made by the adjuster and i
p p p p p p p p p p p p
s damaged as a
p p p
result. The guilty party may be legally prohibited from asserting that the f
p p p p p p p p p p p p
act does not exist
p p p
because of: p
A. Waiver p
B. Estoppel p
C. Duties of the adjuster
p p p p
D. Law of contract - Answer B. Estoppel
p p p p p p p
Should an insured fail to report a claim in a timely fashion the adjuster will
p p p p p p p p p p p p p p
usually:
p
A. Deny the claim.
p p p
B. Send the insured a reservation of rights letter.
p p p p p p p p
C. Cease investigating.
p p
D. Seek the advice of the company's attorney. -
p p p p p p p p
Answer B. Send the insured a reservation of rights letter.
p p p p p p p p p p
A company adjuster primarily represents the interests of:
p p p p p p p
A. The insured.
p p
Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
, Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
B. The claimant.
p p
C. The insurer.
p p
D. The public. - Answer C. The insurer.
p p p p p p p
An adjuster's license will usually be revoked for which of the following rea
p p p p p p p p p p p p
sons:
A. Denying claims that are not covered.
p p p p p p
B. Failing to report a change of address.
p p p p p p p
C. Having been convicted of a misdemeanor.
p p p p p p
D. Having been convicted of a felony. -
p p p p p p p
Answer D. Having been convicted of a felony.
p p p p p p p p
The insured has been involved in an automobile accident and has sustain
p p p p p p p p p p p
ed bodily injuries
p p
and damage to the insured vehicle. The adjuster will usually:
p p p p p p p p p
A. Withhold any payment until all the bills have been reviewed for payme
p p p p p p p p p p p p
nt.
B. Pay to repair the vehicle and pay the medical bills later.
p p p p p p p p p p p
C. Pay for the repair of the vehicle and require a release for all claims.
p p p p p p p p p p p p p p
D. Pay to repair the damage to the vehicle and obtain a partial release and
p p p p p p p p p p p p p p
settle the
p p
Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
A public adjuster represents the interest of:
p p p p p p
A. The insurer
p p
B. The Insured
p p
C. The employer
p p
D. The interest of the general public - Answer B. The insured
p p p p p p p p p p p
Which of the following is the type of report that indicates the initial result
p p p p p p p p p p p p p
s of a claim investigation?
p p p p
A. Field Report
p p
B. Interim Report
p p
C. Full Report
p p
D. None of the above - Answer A. Field Report
p p p p p p p p p
States have adopted statutes regarding claims adjusting. To avoid unfair tr
p p p p p p p p p p
eatment to a p p
claimant the adjuster must not: p p p p
A. Promptly investigate the claim.
p p p p
B. Follow the laws regarding the number of days in which to commence a
p p p p p p p p p p p p p
n investigation.
p
C. Deny the claim until a fair and prompt investigation has commenced.
p p p p p p p p p p p
Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
,Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
D. Pay the claim within a reasonable number of days after the final proof
p p p p p p p p p p p p p p
of loss has been
p p p
received. - p
Answer C. Deny the claim until a fair and prompt investigation has comm
p p p p p p p p p p p p p
enced.
Which of the following is not a claim settlement option?
p p p p p p p p p
A. Forcing the insured to sue by offering less than the claim is worth.
p p p p p p p p p p p p p
B. Repairing property.
p p
C. Replacing with like kind and quality.
p p p p p p
D. Replace with new -
p p p p
Answer A. Forcing the insured to sue by offering less than the claim is wor
p p p p p p p p p p p p p p p
th.
The giving up of a known right is called:
p p p p p p p p
A. Estoppel
p
B. Violation of policy conditions
p p p p
C. Rebating
p
D. Waiver - Answer D. Waiver
p p p p p
Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
,Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
An innocent party relies on certain statements made by the adjuster and i
p p p p p p p p p p p p
s damaged as a
p p p
result. The guilty party may be legally prohibited from asserting that the f
p p p p p p p p p p p p
act does not exist
p p p
because of: p
A. Waiver p
B. Estoppel p
C. Duties of the adjuster
p p p p
D. Law of contract - Answer B. Estoppel
p p p p p p p
Should an insured fail to report a claim in a timely fashion the adjuster will
p p p p p p p p p p p p p p
usually:
p
A. Deny the claim.
p p p
B. Send the insured a reservation of rights letter.
p p p p p p p p
C. Cease investigating.
p p
D. Seek the advice of the company's attorney. -
p p p p p p p p
Answer B. Send the insured a reservation of rights letter.
p p p p p p p p p p
A company adjuster primarily represents the interests of:
p p p p p p p
A. The insured.
p p
Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
, Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
B. The claimant.
p p
C. The insurer.
p p
D. The public. - Answer C. The insurer.
p p p p p p p
An adjuster's license will usually be revoked for which of the following rea
p p p p p p p p p p p p
sons:
A. Denying claims that are not covered.
p p p p p p
B. Failing to report a change of address.
p p p p p p p
C. Having been convicted of a misdemeanor.
p p p p p p
D. Having been convicted of a felony. -
p p p p p p p
Answer D. Having been convicted of a felony.
p p p p p p p p
The insured has been involved in an automobile accident and has sustain
p p p p p p p p p p p
ed bodily injuries
p p
and damage to the insured vehicle. The adjuster will usually:
p p p p p p p p p
A. Withhold any payment until all the bills have been reviewed for payme
p p p p p p p p p p p p
nt.
B. Pay to repair the vehicle and pay the medical bills later.
p p p p p p p p p p p
C. Pay for the repair of the vehicle and require a release for all claims.
p p p p p p p p p p p p p p
D. Pay to repair the damage to the vehicle and obtain a partial release and
p p p p p p p p p p p p p p
settle the
p p
Florida 6- p
20 All Lines Adjuster Test with Correct Answer 2023 U
p p p p p p p p p
pdate. p
