NY SERIES 17-52 ACTUAL COMPLETE REAL EXAM
QUESTIONS AND CORRECT ANSWERS (VERIFIED
ANSWERS )/COMPREHENSIVE STUDY GUIDE 2025
/2026 /GRADED A+ ASSURED!!
Which of the following is correct about a group health
insurance policy issued in New York? - ANSWER-It cannot
exclude newborn children from coverage.
Which of the following is NOT a characteristic of a group long-
term disability plan? - ANSWER-The benefit can be up to 50%
of one's yearly income.
What is the best way to change an application? - ANSWER-
Start over with a fresh application
On a major medical insurance policy, the amount that an
insured must pay on a claim before the insurer will pay is
known as - ANSWER-Deductible.
The purpose of managed care health insurance plans is to -
ANSWER-Control health insurance claims expenses.
, To attain currently insured status under Social Security, a
worker must have earned at least how many credits during the
last 13 quarters? - ANSWER-6 credits
If seeking repayment of Medicaid funds per the Medicaid Estate
Recovery Act would cause a hardship to survivors, states may -
ANSWER-Waive the estate recovery requirement.
The insuring clause of a disability policy usually states all of
the following EXCEPT - ANSWER-The method of premium
payment.
Which of the following statements regarding Business
Overhead Expense policies is NOT true? - ANSWER-Benefits
are usually limited to six months.
At what point must an Outline of Coverage be delivered? -
ANSWER-At the time of application or upon delivery of the
policy
A medical insurance plan in which the health care provider is
paid a regular fixed amount for providing care to the insured
and does not receive additional amounts of compensation
dependent upon the procedure performed is called - ANSWER-
Prepaid plan.
QUESTIONS AND CORRECT ANSWERS (VERIFIED
ANSWERS )/COMPREHENSIVE STUDY GUIDE 2025
/2026 /GRADED A+ ASSURED!!
Which of the following is correct about a group health
insurance policy issued in New York? - ANSWER-It cannot
exclude newborn children from coverage.
Which of the following is NOT a characteristic of a group long-
term disability plan? - ANSWER-The benefit can be up to 50%
of one's yearly income.
What is the best way to change an application? - ANSWER-
Start over with a fresh application
On a major medical insurance policy, the amount that an
insured must pay on a claim before the insurer will pay is
known as - ANSWER-Deductible.
The purpose of managed care health insurance plans is to -
ANSWER-Control health insurance claims expenses.
, To attain currently insured status under Social Security, a
worker must have earned at least how many credits during the
last 13 quarters? - ANSWER-6 credits
If seeking repayment of Medicaid funds per the Medicaid Estate
Recovery Act would cause a hardship to survivors, states may -
ANSWER-Waive the estate recovery requirement.
The insuring clause of a disability policy usually states all of
the following EXCEPT - ANSWER-The method of premium
payment.
Which of the following statements regarding Business
Overhead Expense policies is NOT true? - ANSWER-Benefits
are usually limited to six months.
At what point must an Outline of Coverage be delivered? -
ANSWER-At the time of application or upon delivery of the
policy
A medical insurance plan in which the health care provider is
paid a regular fixed amount for providing care to the insured
and does not receive additional amounts of compensation
dependent upon the procedure performed is called - ANSWER-
Prepaid plan.
