1|Page
CISR COMMERCIAL CASUALTY II TEST EXAM||
LATELY UPDATED QUESTIONS AND 100%
CORRECT ANSWERS ALREADY GRADED A+||
LATEST AND COMPLETE UPDATE 2025 WITH
VERIFIED SOLUTIONS|| GUARANTEED A+
In BAP what does liability section provide protection from claims for? -
ANSWER: Bodily Injury and Property Damage for which insured is legally
responsible for.
In BAP physical damage section what type of protection? - ANSWER: provides
coverage for damage to or loss of an insured's covered auto.
What other BAP coverages can be added by endorsement? - ANSWER: Medical
payments personal injury protection uninsured/underinsured motorist bodily injury
and/or property damage losses
List all BAP Coverage Exposures? - ANSWER:
Liability
physical damage comprehensive
collision
Owned auto non-owned auto hired or borrowed auto specified cause of loss towing
for private passenger
What are BAP liability auto exposures that can arise out of insured maintenance or
use of several types autos? - ANSWER: Autos name insured owns
Autos Name insured does not own, but uses in business
Autos name insured hires or borrows
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List some common claims that arises out of physical damage? - ANSWER:
Collision windshield breakage theft
fire
vandalism
Define "Accident" in BAP - ANSWER: Does not have to be sudden. A
Continuous or repeated exposure to the same conditions that result in BI or PD
Define "Auto" in BAP - ANSWER: a land motor vehicle, trailer or semi trailer
designed to travel on public roads subject to financial responsibility law or other
MV law where it is licensed or principally garaged
Recap CGL "insured contracts" - ANSWER: Lease of premises Sidetrack
agreement easement or license agreement obligation as required by ordinance
assumed tort liability
*BAP elevator maintenance is not applicable!
BAP uses LEAS plus what other "insured contract?" - ANSWER: Rental Lease
agreement - made by name insured or any of it's employees.
does not cover property damage to auto rented or leased by name insured or one of
the employees
Recap descriptive phrases for GL mobile equipment? - ANSWER: "designed for
use off public roads"
"used primarily to service premises you own or rent"
"moves on crawler treads"
"self propelled or not self propelled"
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"provides mobility to permanently mounted specific equipment"
"not otherwise described ... maintained for purposes other than transport of persons
or cargo"
What 6 types mobile equipment for BAP? - ANSWER: 1. Bulldozers, farm
machinery, forklifts and other vehicles designed for use principally off public
roads.
2.
Vehicles maintained for use solely on or next to premises you own or rent. (The
key words are "maintained for use solely on premises you own or rent".)
3.
Vehicles that travel on crawler treads.
4.
Vehicles, whether self
-
propelled or not, maintained to provide mobility to permanently mounted specific
equipment. (This wording includes trailers.)
5.
Other vehicles that are not self
-
propelled and are maintained primarily to provide mobility to specific pe
rmanently attached equipment.
6.
Vehicles not otherwise described maintained primarily for purposes other than the
transportation of persons or cargo.
Describe what coverage triggers for Symbol 1 - ANSWER: liability for any auto
CISR COMMERCIAL CASUALTY II TEST EXAM||
LATELY UPDATED QUESTIONS AND 100%
CORRECT ANSWERS ALREADY GRADED A+||
LATEST AND COMPLETE UPDATE 2025 WITH
VERIFIED SOLUTIONS|| GUARANTEED A+
In BAP what does liability section provide protection from claims for? -
ANSWER: Bodily Injury and Property Damage for which insured is legally
responsible for.
In BAP physical damage section what type of protection? - ANSWER: provides
coverage for damage to or loss of an insured's covered auto.
What other BAP coverages can be added by endorsement? - ANSWER: Medical
payments personal injury protection uninsured/underinsured motorist bodily injury
and/or property damage losses
List all BAP Coverage Exposures? - ANSWER:
Liability
physical damage comprehensive
collision
Owned auto non-owned auto hired or borrowed auto specified cause of loss towing
for private passenger
What are BAP liability auto exposures that can arise out of insured maintenance or
use of several types autos? - ANSWER: Autos name insured owns
Autos Name insured does not own, but uses in business
Autos name insured hires or borrows
,2|Page
List some common claims that arises out of physical damage? - ANSWER:
Collision windshield breakage theft
fire
vandalism
Define "Accident" in BAP - ANSWER: Does not have to be sudden. A
Continuous or repeated exposure to the same conditions that result in BI or PD
Define "Auto" in BAP - ANSWER: a land motor vehicle, trailer or semi trailer
designed to travel on public roads subject to financial responsibility law or other
MV law where it is licensed or principally garaged
Recap CGL "insured contracts" - ANSWER: Lease of premises Sidetrack
agreement easement or license agreement obligation as required by ordinance
assumed tort liability
*BAP elevator maintenance is not applicable!
BAP uses LEAS plus what other "insured contract?" - ANSWER: Rental Lease
agreement - made by name insured or any of it's employees.
does not cover property damage to auto rented or leased by name insured or one of
the employees
Recap descriptive phrases for GL mobile equipment? - ANSWER: "designed for
use off public roads"
"used primarily to service premises you own or rent"
"moves on crawler treads"
"self propelled or not self propelled"
, 3|Page
"provides mobility to permanently mounted specific equipment"
"not otherwise described ... maintained for purposes other than transport of persons
or cargo"
What 6 types mobile equipment for BAP? - ANSWER: 1. Bulldozers, farm
machinery, forklifts and other vehicles designed for use principally off public
roads.
2.
Vehicles maintained for use solely on or next to premises you own or rent. (The
key words are "maintained for use solely on premises you own or rent".)
3.
Vehicles that travel on crawler treads.
4.
Vehicles, whether self
-
propelled or not, maintained to provide mobility to permanently mounted specific
equipment. (This wording includes trailers.)
5.
Other vehicles that are not self
-
propelled and are maintained primarily to provide mobility to specific pe
rmanently attached equipment.
6.
Vehicles not otherwise described maintained primarily for purposes other than the
transportation of persons or cargo.
Describe what coverage triggers for Symbol 1 - ANSWER: liability for any auto
