Unit 19: Fair Housing and Ethical
Practices Study Guide Exam Questions
Fully Solved .
The purpose of civil rights laws that affect the real estate industry is - Answer to create a
marketplace in which all persons of similar financial means have a similar range of housing
choices
Civil Rights Act of 1866 - Answer mainly intended, in the wake of the American Civil War, to
protect the civil rights of persons of African descent born in or brought to the United States.
This law prohibited any type of discrimination based on "race, color, or previous condition of
servitude."
What are exceptions of the Civil Rights Act of 1866? - Answer There are none
Federal Fair Housing Act - Answer Title VIII of the Civil Rights Act of 1968
prohibited discrimination in housing based on race, color, religion, or national origin
Sex was added in 1974
Handicapping and familial status was added in 1988
Department of Housing and Urban Development (HUD) - Answer Federal agency that has
established rules and regulations that further interpret the practices affected by federal law; for
example, HUD distributes an equal housing opportunity poster.
Familial Status - Answer refers to the presence of one or more individuals who have not
reached the age of 18 and who live with either a parent or legal guardian.
Also includes pregnant women
HUD's general standard of occupancy is - Answer 2 heart beats per bedroom
, Individuals who have been convicted of the illegal manufacture or distribution of a controlled
substance are also not protected under this law
However, the law does prohibit discrimination against those who are participating in addiction
recovery programs
People with disabilities must be permitted to make - Answer reasonable modifications to the
premises at their own expense.
Such modifications might include lowering countertops or installing bath rails to accommodate
a person in a wheelchair.
Exemptions to the Federal Fair Housing Act - Answer The sale or rental of a single-family home
is exempt when
1. Home is owned by an individual who does not own more than 3 such homes at one time (and
who does not sell more than one every 2 years)
2. A real estate broker is not involved with the transaction
3. Discriminatory advertising is not used
The rental of rooms or units is exempt in an - Answer owner-occupied, one-family to four-
family dwelling
Dwelling units owned by religious organizations may be restricted to people of the same religion
if - Answer membership in the organization is not restricted on the basis of protected class
A private club that is not open to the public may restrict the rental or occupancy of lodgings that
it owns to its members as long as - Answer the lodgings are not operated commercially
Housing for Older Persons Act of 1995 (HOPA) - Answer allows certain exemptions from the
familial status protection. Housing intended solely for occupancy by persons age 62 or older or
housing occupied by at least one person 55 years of age or older per unit (where 80% of the
units are occupied by individuals 55 or older) is exempt.
Practices Study Guide Exam Questions
Fully Solved .
The purpose of civil rights laws that affect the real estate industry is - Answer to create a
marketplace in which all persons of similar financial means have a similar range of housing
choices
Civil Rights Act of 1866 - Answer mainly intended, in the wake of the American Civil War, to
protect the civil rights of persons of African descent born in or brought to the United States.
This law prohibited any type of discrimination based on "race, color, or previous condition of
servitude."
What are exceptions of the Civil Rights Act of 1866? - Answer There are none
Federal Fair Housing Act - Answer Title VIII of the Civil Rights Act of 1968
prohibited discrimination in housing based on race, color, religion, or national origin
Sex was added in 1974
Handicapping and familial status was added in 1988
Department of Housing and Urban Development (HUD) - Answer Federal agency that has
established rules and regulations that further interpret the practices affected by federal law; for
example, HUD distributes an equal housing opportunity poster.
Familial Status - Answer refers to the presence of one or more individuals who have not
reached the age of 18 and who live with either a parent or legal guardian.
Also includes pregnant women
HUD's general standard of occupancy is - Answer 2 heart beats per bedroom
, Individuals who have been convicted of the illegal manufacture or distribution of a controlled
substance are also not protected under this law
However, the law does prohibit discrimination against those who are participating in addiction
recovery programs
People with disabilities must be permitted to make - Answer reasonable modifications to the
premises at their own expense.
Such modifications might include lowering countertops or installing bath rails to accommodate
a person in a wheelchair.
Exemptions to the Federal Fair Housing Act - Answer The sale or rental of a single-family home
is exempt when
1. Home is owned by an individual who does not own more than 3 such homes at one time (and
who does not sell more than one every 2 years)
2. A real estate broker is not involved with the transaction
3. Discriminatory advertising is not used
The rental of rooms or units is exempt in an - Answer owner-occupied, one-family to four-
family dwelling
Dwelling units owned by religious organizations may be restricted to people of the same religion
if - Answer membership in the organization is not restricted on the basis of protected class
A private club that is not open to the public may restrict the rental or occupancy of lodgings that
it owns to its members as long as - Answer the lodgings are not operated commercially
Housing for Older Persons Act of 1995 (HOPA) - Answer allows certain exemptions from the
familial status protection. Housing intended solely for occupancy by persons age 62 or older or
housing occupied by at least one person 55 years of age or older per unit (where 80% of the
units are occupied by individuals 55 or older) is exempt.
