NY ACCIDENT AND HEALTH 17-52 QUESTIONS AND ANSWERS

NUR256 ECPI EXAM 2 (Electrolytes, A
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BGs)
NY ACCIDENT AND HEALTH 17-52 QUESTIONS AND
ANSWERS
Ifhjanhjinsurancehjcompanyhjobtainshjanhjinvestigativehjconsumerhjreporthjonhjahjprospectivehjinsuredhj,hjithjMUSThjinformh
ehjprospecthjthathjithjishjpermittedhjtohjdohjsohjunderhjwhichhjofhjthehjfollowinghjFederalhjlawshj?hj-hjanswer--
ThehjFairhjCredithjReportinghjAct

WhathjishjthehjFairhjCredithjReportinghjAct?hj-hjanswer--establishedhjprocedureshjthathjconsumer-
reportinghjagencieshjmusthjfollowhjinhjorderhjtohjensurehjthathjrecordshjarehjconfidential,hjaccurate,hjrelevant,hjandhjproper
used

Obtaininghjconsumerhjinformationhjreportshjunderhjfalsehjpretenseshjishjprosecutablehjbyhjwhichhjofhjthehjfollowing?hj-
hjanswer--FairhjCredithjReportinghjAct



Whenhjrequestinghjahjconsumerhjreporthjonhjahjapplicant,hjfromhjwhomhjmusthjtheirhjinsurerhjobtainhjconsent?hj-hjanswer--
Thehjapplicant

Howhjmanyhjyearshjmusthjcredithjinformationhjbehjretained?hj-hjanswer--7hjyears

WhathjishjthehjGramm-Leach-BlileyhjAct?hj-hjanswer--
Establisheshjruleshjforhjfinancialhjinstitutionshjonhjprivacyhjnoticeshjthathjmusthjbehjsenthjtohjconsumershjinforminghjwhathjin
rmationhjishjcollected,hjhowhjit'shjsharedhjandhjused,hjandhjhowhjithjishjprotected.

Whichhjfederalhjlawhjrequireshjfinancialhjinstitutionshjtohjprovidehjthehjconsumerhjwithhjinformationhjonhjhowhjpersonalhjinf
mationhjishjused?hj-hjanswer--Gramm-Leach-BlileyhjAct

WhichhjwashjNOThjestablishedhjunderhjthehjPatienthjProtectionhjandhjAffordablehjCarehjActhj(ACA)?hj-hjanswer--
Highhjdeductiblehjhealthhjplanshj(HDHP)hj(HDHPhjishjestablishedhjbyhjthehjIRShjandhjnothjthehjACA)

Whichhjinsurancehjplanshjarehjcommonlyhjofferedhjthroughhjthehjworksitehj(employerhjsponsored)?hj-hjanswer--
Medicarehj(offeredhjbyhjthehjfederalhjgovernment)

ThehjbenefitshjpaidhjbyhjMedicarehjarehjmosthjsimilarhjto?hj-hjanswer--Majorhjmedical

HowhjlonghjafterhjbeinghjentitledhjtohjsocialhjsecurityhjbenefitshjwillhjanhjindividualhjbehjeligiblehjtohjreceivehjMedicarehjbene
s?hj-hjanswer--2hjyears

AllhjthehjfollowinghjcanhjbehjusedhjtohjqualifyhjforhjMedicarehjPartshjAhjandhjBhjEXCEPThj-hjanswer--financialhjneed

Medicare?hj-hjanswer--
Ahjfederalhjprogramhjofhjhealthhjinsurancehjforhjpersonshj65hjyearshjofhjagehjandhjolder,hjpeoplehjwhohjhavehjbehjentitledhjfo
socialhjsecurityhjdisability,hjorhjpeoplehjwhohjhavehjpermanenthjkidneyhjfailurehjetc...

WhathjishjthehjprimaryhjqualifierhjforhjMedicare?hj-hjanswer--Age

WhathjishjthehjprimaryhjqualifierhjforhjMedicaid?hj-hjanswer--Financialhjneed

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, NUR256 ECPI EXAM 2 (Electrolytes, A
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BGs)
WhathjishjMedicarehjparthjB?hj-hjanswer--
medicalhjinsurancehjthathjcovershjoutpatienthjmedicalhjservices;hjserviceshjfromhjdoctorshjandhjotherhjhealthhjcarehjprovid
s,hjhomehjhealthhjcare,hjmedicalhjequipment

WhichhjstatementhjregardinghjMedicarehjishjFLASE?hj-hjanswer--ParthjAhjpaidhjforhjfollowinghjyourhjretirement

WhathjishjMedicarehjparthjA?hj-hjanswer--
hospitalhjinsurance;hjinpatienthjhospitalhjstays,hjcarehjinhjskilledhjnursinghjfacility,hjhospicehjcare,hjandhjsomehjhomehjheal
care.

UnderhjthehjMedicarehjParthjBhjhomehjhealthhjcarehjbenefit,hjallhjofhjthehjfollowinghjarehjeligiblehjexpenseshjEXCEPThj-
hjanswer--bloodhjtransfusions



UnderhjMedicarehjsupplementhjPolicy,hjpreexistinghjconditionshjCANNOThjbehjexcludedhjafterhjhowhjmanyhjmonthshjfrom
hehjeffectivehjdatehjofhjthehjpolicy?hj-hjanswer--6hjmonths

WhichhjofhjthehjfollowinghjplanshjcanhjbehjpurchasedhjtohjprovidehjcoveragehjinhjplacehjofhjMedicarehjPartshjAhjandhjBhjcom
ed?hj-hjanswer--MedicarehjAdvantagehj(parthjC)

WhichhjparthjofhjMedicarehjishjalsohjknownhjashjMedicarehjAdvantage?hj-hjanswer--ParthjC

WhathjparthjofhjMedicarehjcovershjprescriptionhjdrugs?hj-hjanswer--ParthjD

WhichhjofhjthehjfollowinghjishjthehjmosthjcommonhjmethodhjtohjsupplementhjMedicarehjcoveragehj-hjanswer--
Coveragehjofferedhjbyhjprivatehjinsurers

AhjwomanhjishjdiagnosedhjwithhjAlzheimer'shj3hjmonthshjbeforehjshehjapplieshjforhjahjMedicarehjSupplementhjpolicy.hjCan
erhjconditionhjbehjexcludedhjunderhjherhjMSP?hj-hjanswer--Yes,hjbuthjherhjconditionhjwillhjbehjcoveredhjafterhj6hjmonths

WhathjishjthehjprimaryhjpurposehjofhjahjMedicarehjSupplementhjpolicyhj(MSP)?hj-hjanswer--
tohjpayhjforhjmanyhjofhjthehjmedicalhjexpenseshjthathjMedicarehjcoveragehjdoeshjnot.hj(FillhjinhjthehjgapshjinhjMedicare)

WhathjishjthehjpurposehjofhjahjMedicarehjSupplementhjpolicyhj(MSP)?hj-hjanswer--
payhjforhjmedicalhjexpenseshjnothjcoveredhjbyhjMedicare.hj(Fillhjinhjcoveragehjholes)

WhichhjstatementhjconcerninghjMedicarehjSupplementhjpolicieshj(MSP)hjishjFLASE?hj-hjanswer--
TheyhjeliminatehjthehjneedhjtohjpurchasehjPARThjBhjOFhjMedicare.

WhathjishjthehjprimaryhjpurposehjofhjahjMedicarehjSupplementhjPolicy?hj-hjanswer--TohjfillhjinhjthehjgapshjofhjMedicare

AhjpreexistinghjconditionhjunderhjahjMedicarehjSupplementhjpolicyhjmusthjhavehjoccurredhjand/
orhjbeenhjtreatedhjwithinhjhowhjmanyhjmonthshjofhjthehjeffectivehjdatehjofhjthehjMSP?hj-hjanswer--6hjmonths

MedicarehjSupplementhjpolicieshjcanhjexcludehjcoveragehjonhjpreexistinghjconditionshjforhjuphjtohjhowhjmanyhjmonths?hj-
hjanswer--6hjmonths



InhjcomparinghjMedicarehjSupplementhjpolicies(MSP),hjwhathjishjthehjdifferencehjbetweenhjPlanhjAhjandhjPlanhjG?hj-
hjanswer--PlanhjGhjoffershjmorehjbenefits



WhathjishjahjrequiredhjfeaturehjofhjahjMedicarehjSupplementhjPolicy?hj-hjanswer--basichjcorehjbenefits

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