NUR256 ECPI EXAM 2 (Electrolytes, A
vu vu vu vu vu
BGs)
NY SERIES 17-52 QUESTIONS AND ANSWERS
Howhjmanyhjeligiblehjemployeeshjmusthjbehjincludedhjinhjahjcontributoryhjhealthhjinsurancehjplan?hj-hjanswer--50%
AhjmanhjworkshjforhjCompanyhjAhjandhjhishjwifehjworkshjforhjCompanyhjB.hjThehjspouseshjarehjcoveredhjbyhjhealthhjplanshjt
oughhjtheirhjrespectivehjcompanieshjthathjalsohjcoverhjthehjotherhjspouse.hjIfhjthehjhusbandhjfileshjahjclaim,hj-hjanswer--
Thehjinsurancehjthroughhjhishjcompanyhjishjprimary.
WhathjishjthehjperiodhjofhjcoveragehjforhjeventshjsuchhjashjdeathhjorhjdivorcehjunderhjCOBRA?hj-hjanswer--36hjmonths
Twenty-
fivehjdayshjafterhjahjhealthhjinsurancehjpolicyhjishjdelivered,hjthehjpolicyownerhjdecideshjthathjshehjwouldhjlikehjtohjreturnhjth
policyhjandhjreceivehjahjrefundhjofhjpremium.hjWhichhjofhjthehjfollowinghjishjtrue?hj-hjanswer--
Thehjpolicyownerhjwillhjnothjreceivehjahjrefundhjbecausehjthehjfree-lookhjperiodhjishjover.
Anhjinsuredhjishjinvolvedhjinhjahjcarhjaccident.hjInhjadditionhjtohjgeneral,hjlesshjserioushjinjuries,hjhehjpermanentlyhjloseshjth
usehjofhjhishjleghjandhjishjrenderedhjcompletelyhjblind.hjThehjblindnesshjimproveshjahjmonthhjlater.hjTohjwhathjextenthjwillhjhe
eceivehjPresumptivehjDisabilityhjbenefits?hj-hjanswer--Nohjbenefits
Forhjthehjpurposehjofhjinsurance,hjriskhjishjdefinedhjashj-hjanswer--Thehjuncertaintyhjorhjchancehjofhjloss.
Whichhjofhjthehjfollowinghjishjanhjexamplehjofhjahjproducer'shjfiduciaryhjduty?hj-hjanswer--
Thehjtrusthjthathjahjclienthjplaceshjinhjthehjproducerhjinhjregardhjtohjhandlinghjpremiums.
WhichhjofhjthehjfollowinghjishjNOThjtruehjofhjbasichjmedicalhjexpensehjplans?hj-hjanswer--
Coveragehjforhjcatastrophichjmedicalhjexpenses
WhichhjofhjthehjfollowinghjishjNOThjahjfeaturehjofhjahjnoncancellablehjpolicy?hj-hjanswer--
Thehjinsurerhjmayhjterminatehjthehjcontracthjonlyhjathjrenewalhjforhjcertainhjconditions.
Whathjishjthehjbesthjwayhjtohjchangehjanhjapplication?hj-hjanswer--Starthjoverhjwithhjahjfreshhjapplication
Onhjahjmajorhjmedicalhjinsurancehjpolicy,hjthehjamounthjthathjanhjinsuredhjmusthjpayhjonhjahjclaimhjbeforehjthehjinsurerhjwill
ayhjishjknownhjashj-hjanswer--Deductible.
WhichhjofhjthehjfollowinghjishjcorrecthjabouthjahjgrouphjhealthhjinsurancehjpolicyhjissuedhjinhjNewhjYork?hj-hjanswer--
Ithjcannothjexcludehjnewbornhjchildrenhjfromhjcoverage.
WhichhjofhjthehjfollowinghjishjNOThjahjcharacteristichjofhjahjgrouphjlong-termhjdisabilityhjplan?hj-hjanswer--
Thehjbenefithjcanhjbehjuphjtohj50%hjofhjone'shjyearlyhjincome.
InhjwhichhjMedicarehjsupplementalhjpolicieshjarehjthehjcorehjbenefitshjfound?hj-hjanswer--Allhjplans
Whenhjbenefitshjarehjpaidhjdirectlyhjtohjthehjinsuredhjunderhjahjhealthhjinsurancehjpolicy,hjthehjpolicyhjprovideshjbenefitshjon
whathjtypehjofhjbasis?hj-hjanswer--Reimbursement
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vu vu vu vu vu
BGs)
NY SERIES 17-52 QUESTIONS AND ANSWERS
Howhjmanyhjeligiblehjemployeeshjmusthjbehjincludedhjinhjahjcontributoryhjhealthhjinsurancehjplan?hj-hjanswer--50%
AhjmanhjworkshjforhjCompanyhjAhjandhjhishjwifehjworkshjforhjCompanyhjB.hjThehjspouseshjarehjcoveredhjbyhjhealthhjplanshjt
oughhjtheirhjrespectivehjcompanieshjthathjalsohjcoverhjthehjotherhjspouse.hjIfhjthehjhusbandhjfileshjahjclaim,hj-hjanswer--
Thehjinsurancehjthroughhjhishjcompanyhjishjprimary.
WhathjishjthehjperiodhjofhjcoveragehjforhjeventshjsuchhjashjdeathhjorhjdivorcehjunderhjCOBRA?hj-hjanswer--36hjmonths
Twenty-
fivehjdayshjafterhjahjhealthhjinsurancehjpolicyhjishjdelivered,hjthehjpolicyownerhjdecideshjthathjshehjwouldhjlikehjtohjreturnhjth
policyhjandhjreceivehjahjrefundhjofhjpremium.hjWhichhjofhjthehjfollowinghjishjtrue?hj-hjanswer--
Thehjpolicyownerhjwillhjnothjreceivehjahjrefundhjbecausehjthehjfree-lookhjperiodhjishjover.
Anhjinsuredhjishjinvolvedhjinhjahjcarhjaccident.hjInhjadditionhjtohjgeneral,hjlesshjserioushjinjuries,hjhehjpermanentlyhjloseshjth
usehjofhjhishjleghjandhjishjrenderedhjcompletelyhjblind.hjThehjblindnesshjimproveshjahjmonthhjlater.hjTohjwhathjextenthjwillhjhe
eceivehjPresumptivehjDisabilityhjbenefits?hj-hjanswer--Nohjbenefits
Forhjthehjpurposehjofhjinsurance,hjriskhjishjdefinedhjashj-hjanswer--Thehjuncertaintyhjorhjchancehjofhjloss.
Whichhjofhjthehjfollowinghjishjanhjexamplehjofhjahjproducer'shjfiduciaryhjduty?hj-hjanswer--
Thehjtrusthjthathjahjclienthjplaceshjinhjthehjproducerhjinhjregardhjtohjhandlinghjpremiums.
WhichhjofhjthehjfollowinghjishjNOThjtruehjofhjbasichjmedicalhjexpensehjplans?hj-hjanswer--
Coveragehjforhjcatastrophichjmedicalhjexpenses
WhichhjofhjthehjfollowinghjishjNOThjahjfeaturehjofhjahjnoncancellablehjpolicy?hj-hjanswer--
Thehjinsurerhjmayhjterminatehjthehjcontracthjonlyhjathjrenewalhjforhjcertainhjconditions.
Whathjishjthehjbesthjwayhjtohjchangehjanhjapplication?hj-hjanswer--Starthjoverhjwithhjahjfreshhjapplication
Onhjahjmajorhjmedicalhjinsurancehjpolicy,hjthehjamounthjthathjanhjinsuredhjmusthjpayhjonhjahjclaimhjbeforehjthehjinsurerhjwill
ayhjishjknownhjashj-hjanswer--Deductible.
WhichhjofhjthehjfollowinghjishjcorrecthjabouthjahjgrouphjhealthhjinsurancehjpolicyhjissuedhjinhjNewhjYork?hj-hjanswer--
Ithjcannothjexcludehjnewbornhjchildrenhjfromhjcoverage.
WhichhjofhjthehjfollowinghjishjNOThjahjcharacteristichjofhjahjgrouphjlong-termhjdisabilityhjplan?hj-hjanswer--
Thehjbenefithjcanhjbehjuphjtohj50%hjofhjone'shjyearlyhjincome.
InhjwhichhjMedicarehjsupplementalhjpolicieshjarehjthehjcorehjbenefitshjfound?hj-hjanswer--Allhjplans
Whenhjbenefitshjarehjpaidhjdirectlyhjtohjthehjinsuredhjunderhjahjhealthhjinsurancehjpolicy,hjthehjpolicyhjprovideshjbenefitshjon
whathjtypehjofhjbasis?hj-hjanswer--Reimbursement
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