Ny Independent General Adjuster Practic
Which cof cthe cfollowing cis ccovered cby ca cdread cdisease cpolicy? c- cCORRECT cANS✔✔illnesses
cbut cincur csignificant ccosts cwhen cthey cdo coccur
Which cof cthe cfollowing cprofessionals cwould cpurchase cDirectors cand cOfficers c(D c&O) cinsurance
cassociated cwith ctheir cactivities? c- cCORRECT cANS✔✔chief cexecutive cofficer
For cthe ccommercial cgeneral cliability ccoverages cof cbodily cinjury, cproperty cdamage cand cmedical
cfollowing climits cof cinsurance capply cif cthe caggregate climit cis cNOT cmet? c- cCORRECT cANS✔✔
An cinjured cemployee ccovered cunder cworkers' ccompensation cis centitled cto creasonably cjustifiabl
cbenefit cfalls cunder cwhich cof cthe cfollowing? c- cCORRECT cANS✔✔vocational crehabilitation
Which cof cthe cfollowing cis cthe cparty cwho cagrees cto cbe cresponsible cfor closs cin cthe ccase cof ca c
cANS✔✔the csurety
What cincreases cthe cpotential closs cof can cunforeseen cevent cthat ccauses cinjury cto can cinsured co
cCORRECT cANS✔✔Hazard
Which cof cthe cfollowing csides crepresent cthe cfront csurface cof cthe cpatient? c- cCORRECT cANS✔✔
Which cparty cis crequired cto cprovide cproof cof closs cto cestablish centitlement? c- cCORRECT cANS✔
What cdoes chomeowners cCoverage cB c- cOther cStructures ccover? c- cCORRECT cANS✔✔structur
cproperty cseparated cfrom cthe cdwelling cby cclear cspace
Which cof cthe cfollowing cis ca cduty cof cthe cinsured cafter ca closs? c- cCORRECT cANS✔✔minimizing
When can cagent ctries cto cconvince ca cpolicyholder cto creplace can cexisting cpolicy cto cbuy canother
cpracticing? c- cCORRECT cANS✔✔misrepresentation
How clong cis cthe cbroad ctheft ccoverage cendorsement cinvalid cif cthe cproperty cis cvacant? c- cCORR
cconsecutive cdays
The cinsured cis cmowing chis clawn cwhen ca cstranger cis cnoticed cin cthe cbackyard. cThe cstranger cc
cdelivery cperson. cSeveral cdays clater ca cgold cwatch ccan cnot cbe cfound. cWhich cof cthe cfollowing c
cCORRECT cANS✔✔mysterious cdisappearance
Before ctaking clegal caction, cwhat cthird-party ccan chelp cend cdisputes cover cthe cvalue cof ca closs?
The cLiability csection cof cthe cFarmowners cPolicy cwould cexclude ccoverage cfor cwhich cof cthe cfollo
cANS✔✔Repairing ctractors cowned cby cneighboring cfarmers.
All cof cthe cfollowing care ctax cqualified cretirement cplans cEXCEPT c- cCORRECT cANS✔✔Section c
Which cpolicy ccondition cencourages cpolicyholder cto cinsure cto cat cleast c80% cof creplacement cval
cpartial closses? c- cCORRECT cANS✔✔coinsurance
Which cof cthe cfollowing cis ccovered cby ca cdread cdisease cpolicy? c- cCORRECT cANS✔✔illnesses
cbut cincur csignificant ccosts cwhen cthey cdo coccur
Which cof cthe cfollowing cprofessionals cwould cpurchase cDirectors cand cOfficers c(D c&O) cinsurance
cassociated cwith ctheir cactivities? c- cCORRECT cANS✔✔chief cexecutive cofficer
For cthe ccommercial cgeneral cliability ccoverages cof cbodily cinjury, cproperty cdamage cand cmedical
cfollowing climits cof cinsurance capply cif cthe caggregate climit cis cNOT cmet? c- cCORRECT cANS✔✔
An cinjured cemployee ccovered cunder cworkers' ccompensation cis centitled cto creasonably cjustifiabl
cbenefit cfalls cunder cwhich cof cthe cfollowing? c- cCORRECT cANS✔✔vocational crehabilitation
Which cof cthe cfollowing cis cthe cparty cwho cagrees cto cbe cresponsible cfor closs cin cthe ccase cof ca c
cANS✔✔the csurety
What cincreases cthe cpotential closs cof can cunforeseen cevent cthat ccauses cinjury cto can cinsured co
cCORRECT cANS✔✔Hazard
Which cof cthe cfollowing csides crepresent cthe cfront csurface cof cthe cpatient? c- cCORRECT cANS✔✔
Which cparty cis crequired cto cprovide cproof cof closs cto cestablish centitlement? c- cCORRECT cANS✔
What cdoes chomeowners cCoverage cB c- cOther cStructures ccover? c- cCORRECT cANS✔✔structur
cproperty cseparated cfrom cthe cdwelling cby cclear cspace
Which cof cthe cfollowing cis ca cduty cof cthe cinsured cafter ca closs? c- cCORRECT cANS✔✔minimizing
When can cagent ctries cto cconvince ca cpolicyholder cto creplace can cexisting cpolicy cto cbuy canother
cpracticing? c- cCORRECT cANS✔✔misrepresentation
How clong cis cthe cbroad ctheft ccoverage cendorsement cinvalid cif cthe cproperty cis cvacant? c- cCORR
cconsecutive cdays
The cinsured cis cmowing chis clawn cwhen ca cstranger cis cnoticed cin cthe cbackyard. cThe cstranger cc
cdelivery cperson. cSeveral cdays clater ca cgold cwatch ccan cnot cbe cfound. cWhich cof cthe cfollowing c
cCORRECT cANS✔✔mysterious cdisappearance
Before ctaking clegal caction, cwhat cthird-party ccan chelp cend cdisputes cover cthe cvalue cof ca closs?
The cLiability csection cof cthe cFarmowners cPolicy cwould cexclude ccoverage cfor cwhich cof cthe cfollo
cANS✔✔Repairing ctractors cowned cby cneighboring cfarmers.
All cof cthe cfollowing care ctax cqualified cretirement cplans cEXCEPT c- cCORRECT cANS✔✔Section c
Which cpolicy ccondition cencourages cpolicyholder cto cinsure cto cat cleast c80% cof creplacement cval
cpartial closses? c- cCORRECT cANS✔✔coinsurance
