Illinios public adjuster exam
mullion correct answersA vertical member between the panels of a
window door or
other
opening
What is pitch? correct answersThe incline angle
of a roof
When must a truss be notched are groves? correct answersOnly when
preapproved
and writing by a certified
engineer
A gable roof 32 feet long is to have rafters installed 16 inches on center.
How many
Rafters are needed correct
answers24
Which of the following does not need to be submitted to the Director, in
order
an to act as
adjuster? correct answersA copy of all insurance policies for the
business.
If A public adjuster moves, how soon does he or she need to inform the
correct answers30
Director?
days
Which of the following is not a prohibited action of a public
adjuster correct
answersCommencing repairs pending adjustment of
a claim
If a public adjuster contracts with an insured within 5 days of a filed lost,
howinsured
the long doeshave to void their contract correct
answers5 days
If an insured receives claim proceeds from an insured that are to be paid
jointly toand
insured thethe public adjuster, how many days does insured have to
release
of a portion which are due to the public adjuster? correct
the proceeds,
answersWithin 5 days
It is allowable for a public adjuster to... correct answersState that he is she
is licensed
by the department of
insurance
When may a public adjuster attempt to sign a new client correct
answersBetween
hours of 8 AM andthe7
PM
Which of the following actions by a public adjuster would be a violation of
law correct
answersAdvancing funds to insureds.. in anticipation of claim
proceeds
How is actual cash value calculated according to administrative role
answersReplacement
919? correct cost at the time of a loss, less
depreciation
, An Insurer a must notify the public adjuster if a claim remains unresolved
- after days?
many how correct answers25 days after receiving
proof of loss
In Illinois if a fire and extended coverage policy has been in effect for less
than 60
which ofdays,
the following is NOT an allowable reason for cancellation by the
insurer correct
answersTwo or more claims filed
jointly
How long must a public adjuster maintain records possible inspection and
examination
by the Johnson correct answers7
years
To whom may a public adjuster not give out any of the insured
information
consent of the
without
insured correct answersA contractor which is
developing/depending
the repair on
estimate
If the insured for amounts of appraised loss is upheld under the appraisal
clause
fire andofextended
a coverage policy, who pays the fees of the appraisal and
the umpire?
correct answersThe insurer pays the fees
of all
The Illinois guaranty fund will cover claims when... correct answersThe
insurer is and under in order of
insolvent
liquidation
The Illinois Guaranty fund provides a mechanism for the payment of claims
of insolvent
carriers EXCEPT for... correct answersA surplus lines
company
When negotiating a lost, which of the following is NOT negotiable between
the public
adjuster and the insurance adjuster correct answersThe
cause of loss
Insurance is a type of.. correct answersRisk
transfer
In an insurance policy who is the first party correct answersThe
names insured
The theory of indemnity does NOT include which of the
following correct
answersConcurrent
causation
Building obsolescence maybe brought about by a change in all of the
following
which of the
except
following? correct answersWear
and Tear
Which is the best answer correct answersA. vacant means no furnishings or
habitation
by
B. on occupied means furnishings but no
people
invitation
C. Both A &
B
Which of the following buildings is vacant from an insurance
answersA
perspective building
correctwith no contents and no
habitation
mullion correct answersA vertical member between the panels of a
window door or
other
opening
What is pitch? correct answersThe incline angle
of a roof
When must a truss be notched are groves? correct answersOnly when
preapproved
and writing by a certified
engineer
A gable roof 32 feet long is to have rafters installed 16 inches on center.
How many
Rafters are needed correct
answers24
Which of the following does not need to be submitted to the Director, in
order
an to act as
adjuster? correct answersA copy of all insurance policies for the
business.
If A public adjuster moves, how soon does he or she need to inform the
correct answers30
Director?
days
Which of the following is not a prohibited action of a public
adjuster correct
answersCommencing repairs pending adjustment of
a claim
If a public adjuster contracts with an insured within 5 days of a filed lost,
howinsured
the long doeshave to void their contract correct
answers5 days
If an insured receives claim proceeds from an insured that are to be paid
jointly toand
insured thethe public adjuster, how many days does insured have to
release
of a portion which are due to the public adjuster? correct
the proceeds,
answersWithin 5 days
It is allowable for a public adjuster to... correct answersState that he is she
is licensed
by the department of
insurance
When may a public adjuster attempt to sign a new client correct
answersBetween
hours of 8 AM andthe7
PM
Which of the following actions by a public adjuster would be a violation of
law correct
answersAdvancing funds to insureds.. in anticipation of claim
proceeds
How is actual cash value calculated according to administrative role
answersReplacement
919? correct cost at the time of a loss, less
depreciation
, An Insurer a must notify the public adjuster if a claim remains unresolved
- after days?
many how correct answers25 days after receiving
proof of loss
In Illinois if a fire and extended coverage policy has been in effect for less
than 60
which ofdays,
the following is NOT an allowable reason for cancellation by the
insurer correct
answersTwo or more claims filed
jointly
How long must a public adjuster maintain records possible inspection and
examination
by the Johnson correct answers7
years
To whom may a public adjuster not give out any of the insured
information
consent of the
without
insured correct answersA contractor which is
developing/depending
the repair on
estimate
If the insured for amounts of appraised loss is upheld under the appraisal
clause
fire andofextended
a coverage policy, who pays the fees of the appraisal and
the umpire?
correct answersThe insurer pays the fees
of all
The Illinois guaranty fund will cover claims when... correct answersThe
insurer is and under in order of
insolvent
liquidation
The Illinois Guaranty fund provides a mechanism for the payment of claims
of insolvent
carriers EXCEPT for... correct answersA surplus lines
company
When negotiating a lost, which of the following is NOT negotiable between
the public
adjuster and the insurance adjuster correct answersThe
cause of loss
Insurance is a type of.. correct answersRisk
transfer
In an insurance policy who is the first party correct answersThe
names insured
The theory of indemnity does NOT include which of the
following correct
answersConcurrent
causation
Building obsolescence maybe brought about by a change in all of the
following
which of the
except
following? correct answersWear
and Tear
Which is the best answer correct answersA. vacant means no furnishings or
habitation
by
B. on occupied means furnishings but no
people
invitation
C. Both A &
B
Which of the following buildings is vacant from an insurance
answersA
perspective building
correctwith no contents and no
habitation
