PA APPRAISAL LICENSE 16-20 AUTO
PHYSICAL DAMAGE 100% ACCURATE
In PA, a consumer reporting agency may list all of the following information about a
consumer EXCEPT: - ANSWER Medical Information
The device that synchronizes the spark plug firing sequence is: - ANSWER Camshaft
Sensor
If an insured fail to report a claim in a timely fashion the adjuster will usually: - ANSWER
Send the insured a reservation of rights letter
When using a dedicated bench fixture to measure a unibody with front-end damage,
where should fixtures be placed? - ANSWER Fixtures should be placed in the damaged
area to check fit up to the jig.
Vehicle name plates such as Grand Prix SE are only available through the dealership
and are purchased in what way? - ANSWER Nameplates are not available aftermarket
and are usually purchased from the dealer on a per item basis
Under Pennsylvania law, which of the following is true regarding the replacement of a
damaged double hood latch? - ANSWER It must be replaced with a double latch system
is correct.
Technician A says that damaged structural sheet metal should be removed before any
pulling and straightening is performed. Technician B says that damaged structural metal
should remain to be used for pulling attachment areas. Who is right? - ANSWER
Technician B only
Which of the following is the computer in the vehicle? - ANSWER Controller
If an insured fails to report a claim in a timely fashion, the adjuster will immediately: -
ANSWER Send the insured a reservation of rights letter.
If an auto appraiser uses the actual cost method to determine a vehicle's value, which of
the following is not a factor? - ANSWER The salvage value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A says to use a cutting torch to
make the final cut line. Technician B says to use a cut-off wheel or saw to make the final
cut. Who is right? - ANSWER Technician B only
Which of the following coverages is included as 'no-fault' coverage on the standardized
Personal Auto policy?: - ANSWER Medical Payments and Physical Damage
, Following the payment of an automobile claim, the salvaged property becomes the
property of: - ANSWER The insurer
A car has adjustable door hinges. There is a significant gap at the top of the front top
and the bottom as well between the front fender and the windshield support column of
the door. Technician A says the gap can be adjusted by repositioning the hinges.
Technician B says the gap can be adjusted by shimming the hinges. Who is right?: -
ANSWER Technician A only
Driver 1 and Driver 2 are in an accident. Driver 2 has the following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
The extent of the bodily injury will not be known for six months. How should the adjuster
on this claim pay damages for Driver 2? - ANSWER Pay the property damage and
rental car expense and settle the bodily injury at a later time.
Which of the following would not have an insurable interest in a covered vehicle?: -
ANSWER An underage driver who lives in the household
Which one of the following components is NOT part of the radiator support?: - ANSWER
Radiator
An ECM is: - ANSWER an electronic control module
When removing a door skin, who is correct about the method to use? - ANSWER
Technician B is correct.
Which term supports insurable interest? - ANSWER Indemnity is correct.
In the four-stroke power cycle, what term describes the up motion of the piston? -
ANSWER Compression stroke.
What is an automobile called when its substructure is built into the front end and body
panels? - ANSWER Unibody vehicle is correct.
When reading a computerized measuring system printout, if front rails are +22mm on
the right and -22mm on the left at the same position, what does this indicate? -
ANSWER Technician A only is correct.
An insurance appraiser writes an estimate for a door repair. If damage to the intrusion
beam is discovered, who is correct about the repair? - ANSWER Neither technician is
correct.
PHYSICAL DAMAGE 100% ACCURATE
In PA, a consumer reporting agency may list all of the following information about a
consumer EXCEPT: - ANSWER Medical Information
The device that synchronizes the spark plug firing sequence is: - ANSWER Camshaft
Sensor
If an insured fail to report a claim in a timely fashion the adjuster will usually: - ANSWER
Send the insured a reservation of rights letter
When using a dedicated bench fixture to measure a unibody with front-end damage,
where should fixtures be placed? - ANSWER Fixtures should be placed in the damaged
area to check fit up to the jig.
Vehicle name plates such as Grand Prix SE are only available through the dealership
and are purchased in what way? - ANSWER Nameplates are not available aftermarket
and are usually purchased from the dealer on a per item basis
Under Pennsylvania law, which of the following is true regarding the replacement of a
damaged double hood latch? - ANSWER It must be replaced with a double latch system
is correct.
Technician A says that damaged structural sheet metal should be removed before any
pulling and straightening is performed. Technician B says that damaged structural metal
should remain to be used for pulling attachment areas. Who is right? - ANSWER
Technician B only
Which of the following is the computer in the vehicle? - ANSWER Controller
If an insured fails to report a claim in a timely fashion, the adjuster will immediately: -
ANSWER Send the insured a reservation of rights letter.
If an auto appraiser uses the actual cost method to determine a vehicle's value, which of
the following is not a factor? - ANSWER The salvage value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A says to use a cutting torch to
make the final cut line. Technician B says to use a cut-off wheel or saw to make the final
cut. Who is right? - ANSWER Technician B only
Which of the following coverages is included as 'no-fault' coverage on the standardized
Personal Auto policy?: - ANSWER Medical Payments and Physical Damage
, Following the payment of an automobile claim, the salvaged property becomes the
property of: - ANSWER The insurer
A car has adjustable door hinges. There is a significant gap at the top of the front top
and the bottom as well between the front fender and the windshield support column of
the door. Technician A says the gap can be adjusted by repositioning the hinges.
Technician B says the gap can be adjusted by shimming the hinges. Who is right?: -
ANSWER Technician A only
Driver 1 and Driver 2 are in an accident. Driver 2 has the following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
The extent of the bodily injury will not be known for six months. How should the adjuster
on this claim pay damages for Driver 2? - ANSWER Pay the property damage and
rental car expense and settle the bodily injury at a later time.
Which of the following would not have an insurable interest in a covered vehicle?: -
ANSWER An underage driver who lives in the household
Which one of the following components is NOT part of the radiator support?: - ANSWER
Radiator
An ECM is: - ANSWER an electronic control module
When removing a door skin, who is correct about the method to use? - ANSWER
Technician B is correct.
Which term supports insurable interest? - ANSWER Indemnity is correct.
In the four-stroke power cycle, what term describes the up motion of the piston? -
ANSWER Compression stroke.
What is an automobile called when its substructure is built into the front end and body
panels? - ANSWER Unibody vehicle is correct.
When reading a computerized measuring system printout, if front rails are +22mm on
the right and -22mm on the left at the same position, what does this indicate? -
ANSWER Technician A only is correct.
An insurance appraiser writes an estimate for a door repair. If damage to the intrusion
beam is discovered, who is correct about the repair? - ANSWER Neither technician is
correct.
