DAMAGE APPRAISAL LICENSE TEST
CORRECT 100%
Subrogation - ANSWER One insurance company sues another to recover cost to repair
insured's car
Release - ANSWER Two insurance companies agreed or insured agrees
ACV - ANSWER Actual Cash Value, cost new less depreciation
Arbitration - ANSWER Only way in insurance policy to dispute claim amount. Two
appraisers agree or go to umpire
LQK - ANSWER Like, Kind, Quality
Solenoid - ANSWER Located between battery and starter motor
Exhaust - ANSWER Parts-CAT converter, muffler,pipes, exhaust, manifold
Unibody - ANSWER Overall stronger than "body on frame," car with high strength steel ,
spot welded
Rear Suspension - ANSWER Parts- rear springs,shocks, U bolts
Roof - ANSWER Unibody- supported by pillars. Windshield is part of unibody
Stated Value Policy - ANSWER Agreed amount of ACV
Unibody floor - ANSWER High strength from rockers at pinch
Engine Parts - ANSWER Intake manifold, exhaust manifold
Stabilizer Bar - ANSWER Keeps car level on turns
Unibody Parts - ANSWER Rockers, Pillars, Floors, Aprons
Brake Parts - ANSWER Disc: rotors, calipers, pads. Drums: drums, shoes, wh. cylinders
Tire Thread New - ANSWER 11/32
Tire Contact w/ Wheel - ANSWER Bead
Hood - ANSWER Bonnet
, Deck Lid - ANSWER Boot
Auto Trans Torque Converter - ANSWER Manual trans- clutch
Bell Housing - ANSWER Torque converter is shielded
Total Loss - ANSWER If insurance company pays ACV, salvage is turned over to
insurance company and title assigned to insurance company
O/H - ANSWER remove, disassemble, replace any or all parts.
R&R - ANSWER remove and replace one part
R&I - ANSWER Remove as an assembly and set aside to gain access and reinstall
D&R - ANSWER Disconnect and Reconnect
Comprehensive insurance - ANSWER Optional-fire,theft,glass,water, animal Damage,
(deer etc)
Collision - ANSWER Optional-standard deductible= $500 , striking another object
Policy - ANSWER ACV or P/D
Limits - ANSWER Found on insured's policy, declaration page
Re-inspections - ANSWER Over $4,000 in Damage 75%
Under $4,000 in Damage 25%
Deductibles - ANSWER Limit high number of claims
Theft coverage - ANSWER (Comprehensive) covers rental car after 48 hours
Loss of use - ANSWER Optional, rental
Towing insured - ANSWER Optional
Auto Damage Appraisal License MA - ANSWER Issued each year ($50) and renews 7/1
for all appraisers. If not renewed, there is a 60 day grace period
Firewall - ANSWER Between engine & occupants
Tint - ANSWER necessary to color match
A/C Condenser - ANSWER holds R134A in front of radiator
CORRECT 100%
Subrogation - ANSWER One insurance company sues another to recover cost to repair
insured's car
Release - ANSWER Two insurance companies agreed or insured agrees
ACV - ANSWER Actual Cash Value, cost new less depreciation
Arbitration - ANSWER Only way in insurance policy to dispute claim amount. Two
appraisers agree or go to umpire
LQK - ANSWER Like, Kind, Quality
Solenoid - ANSWER Located between battery and starter motor
Exhaust - ANSWER Parts-CAT converter, muffler,pipes, exhaust, manifold
Unibody - ANSWER Overall stronger than "body on frame," car with high strength steel ,
spot welded
Rear Suspension - ANSWER Parts- rear springs,shocks, U bolts
Roof - ANSWER Unibody- supported by pillars. Windshield is part of unibody
Stated Value Policy - ANSWER Agreed amount of ACV
Unibody floor - ANSWER High strength from rockers at pinch
Engine Parts - ANSWER Intake manifold, exhaust manifold
Stabilizer Bar - ANSWER Keeps car level on turns
Unibody Parts - ANSWER Rockers, Pillars, Floors, Aprons
Brake Parts - ANSWER Disc: rotors, calipers, pads. Drums: drums, shoes, wh. cylinders
Tire Thread New - ANSWER 11/32
Tire Contact w/ Wheel - ANSWER Bead
Hood - ANSWER Bonnet
, Deck Lid - ANSWER Boot
Auto Trans Torque Converter - ANSWER Manual trans- clutch
Bell Housing - ANSWER Torque converter is shielded
Total Loss - ANSWER If insurance company pays ACV, salvage is turned over to
insurance company and title assigned to insurance company
O/H - ANSWER remove, disassemble, replace any or all parts.
R&R - ANSWER remove and replace one part
R&I - ANSWER Remove as an assembly and set aside to gain access and reinstall
D&R - ANSWER Disconnect and Reconnect
Comprehensive insurance - ANSWER Optional-fire,theft,glass,water, animal Damage,
(deer etc)
Collision - ANSWER Optional-standard deductible= $500 , striking another object
Policy - ANSWER ACV or P/D
Limits - ANSWER Found on insured's policy, declaration page
Re-inspections - ANSWER Over $4,000 in Damage 75%
Under $4,000 in Damage 25%
Deductibles - ANSWER Limit high number of claims
Theft coverage - ANSWER (Comprehensive) covers rental car after 48 hours
Loss of use - ANSWER Optional, rental
Towing insured - ANSWER Optional
Auto Damage Appraisal License MA - ANSWER Issued each year ($50) and renews 7/1
for all appraisers. If not renewed, there is a 60 day grace period
Firewall - ANSWER Between engine & occupants
Tint - ANSWER necessary to color match
A/C Condenser - ANSWER holds R134A in front of radiator
