19 MARCH 2025 ILLONIOS PUBLIC ADJUSTER EXAM
| 2025 COMPLETE ILLINIOS PUBLIC ADJUSTER
ACTUAL EXAM WITH CORRECT VERIFIED ANSWERS
| ALREADY GRADED A+ | BRAND NEW
An insured may not - ✔✔✔ Correct Answer > Abandon property to the
insurance company
An Insurer a must notify the public adjuster if a claim remains
unresolved - after how many days? - ✔✔✔ Correct Answer > 25 days after
receiving proof of loss
In Illinois if a fire and extended coverage policy has been in effect for
less than 60 days, which of the following is NOT an allowable reason for
cancellation by the insurer - ✔✔✔ Correct Answer > Two or more claims filed
jointly
,Which of the following involves felonious abstraction after for a forcible
entry? - ✔✔✔ Correct Answer > Burglary
Why is there a 30 day waiting period for flood insurance? - ✔✔✔ Correct
Answer > To allow the insurer time to inspect the building
Which of the following is not covered by a dwelling flood policy - ✔✔✔
Correct Answer > Air condition units
Which of the following is false about increased costs of compliance
coverage in a commercial flood policy - ✔✔✔ Correct Answer > Flood policies
automatically include ICC coverage for all eligible properties
Which of the following is FALSE regarding mine subsidence in Illinois -
✔✔✔ Correct Answer > It is considered a type of earth movement. IL considers
it to be excluded in Policies.
What is pitch? - ✔✔✔ Correct Answer > The incline angle of a roof
, When must a truss be notched are groves? - ✔✔✔ Correct Answer > Only when
preapproved and writing by a certified engineer
A gable roof 32 feet long is to have rafters installed 16 inches on center.
How many Rafters are needed - ✔✔✔ Correct Answer > 24
Which of the following does not need to be submitted to the Director,
in order to act as an adjuster? - ✔✔✔ Correct Answer > A copy of all insurance
policies for the business.
If A public adjuster moves, how soon does he or she need to inform the
Director? - ✔✔✔ Correct Answer > 30 days
Which of the following is not a prohibited action of a public adjuster -
✔✔✔ Correct Answer > Commencing repairs pending adjustment of a claim
If a public adjuster contracts with an insured within 5 days of a filed
lost, how long does the insured have to void their contract - ✔✔✔ Correct
Answer > 5 days
| 2025 COMPLETE ILLINIOS PUBLIC ADJUSTER
ACTUAL EXAM WITH CORRECT VERIFIED ANSWERS
| ALREADY GRADED A+ | BRAND NEW
An insured may not - ✔✔✔ Correct Answer > Abandon property to the
insurance company
An Insurer a must notify the public adjuster if a claim remains
unresolved - after how many days? - ✔✔✔ Correct Answer > 25 days after
receiving proof of loss
In Illinois if a fire and extended coverage policy has been in effect for
less than 60 days, which of the following is NOT an allowable reason for
cancellation by the insurer - ✔✔✔ Correct Answer > Two or more claims filed
jointly
,Which of the following involves felonious abstraction after for a forcible
entry? - ✔✔✔ Correct Answer > Burglary
Why is there a 30 day waiting period for flood insurance? - ✔✔✔ Correct
Answer > To allow the insurer time to inspect the building
Which of the following is not covered by a dwelling flood policy - ✔✔✔
Correct Answer > Air condition units
Which of the following is false about increased costs of compliance
coverage in a commercial flood policy - ✔✔✔ Correct Answer > Flood policies
automatically include ICC coverage for all eligible properties
Which of the following is FALSE regarding mine subsidence in Illinois -
✔✔✔ Correct Answer > It is considered a type of earth movement. IL considers
it to be excluded in Policies.
What is pitch? - ✔✔✔ Correct Answer > The incline angle of a roof
, When must a truss be notched are groves? - ✔✔✔ Correct Answer > Only when
preapproved and writing by a certified engineer
A gable roof 32 feet long is to have rafters installed 16 inches on center.
How many Rafters are needed - ✔✔✔ Correct Answer > 24
Which of the following does not need to be submitted to the Director,
in order to act as an adjuster? - ✔✔✔ Correct Answer > A copy of all insurance
policies for the business.
If A public adjuster moves, how soon does he or she need to inform the
Director? - ✔✔✔ Correct Answer > 30 days
Which of the following is not a prohibited action of a public adjuster -
✔✔✔ Correct Answer > Commencing repairs pending adjustment of a claim
If a public adjuster contracts with an insured within 5 days of a filed
lost, how long does the insured have to void their contract - ✔✔✔ Correct
Answer > 5 days
