Housing Choice Voucher - Rent Calculation Test Questions with Correct Answers Latest Update 2025
Graded A+
Annual income - Answers All amounts (income or assets) anticipated to be received from any source
outside the family for the full 13 months following certification or recertification
Total monthly income - Answers Annual income divided by 12
Adjusted annual income - Answers Annual income minus allowances
Adjusted monthly income - Answers Adjusted annual income divided by 13
Total family share - Answers Amount of rent paid towards the owner which includes utility allowance
Tenant rent to owner - Answers Portion of rent paid by family to owner
Utility reimbursement to family - Answers Portion of housing assistance payment which exceeds amount
of rent to owner
Rent to owner - Answers The amount that is paid to owner by the PHA and tenant
Utility allowance - Answers Estimated calculation of utility costs for utilities not included in owner's rent,
allowance for tenants toward utility payments
Gross rent - Answers Rent to owner plus utility allowance
Housing assistance payment contract - Answers Contract between PHA and owner
Fair market rent (FMR) - Answers Established by HUD by bedroom size to assist PHA with determine the
payment standard
Payment standard (PS) - Answers Determines the maximum amount of subsidy a family can receive
Total HAP - Answers Lower of the gross rent or the payment standard minus the total tenant payment
(TTP)
Elderly family - Answers Head of household or spouse is at least 62+
What is the difference in what income is included in annual income if the minor is the head or spouse? -
Answers All income is included
What income is included for a person 18+ who is not the head of house: a full-time student? - Answers
Earned income up to $480
What income is included for a person 18+ who is not the head of house: a part-time student? - Answers
All income
, What income is included for a person 18+ who is not the head of house: not a student? - Answers All
income
How do you compute income that you know will last for part of the year (i.e. unemployment)? - Answers
May annualized it for average known sources, and conduct an interim when it ends
Income received during which time period is used in computing annual income? - Answers 12 months
following certification or recertification
Who is considered a dependent? - Answers A member of the family (excluding foster child/adults and
live-in aides) other than the HOH or spouse, who is under 18 years of age, person with a disability, or a
full time student
Describe 2 methods for annualizing seasonal income - Answers 1. Annualized current income and
conduct an interim reexam when income changes
2. Calculate anticipated income from all known sources for the entire year (no inter in reexam is needed)
What income of a minor is included in annual income? - Answers All income except employment
What is the difference in what income is included in annual income if the minor is HOH or spouse? -
Answers All income of head or spouse is included in annual income
When someone receives Social Security, does annual income include with or without Medicare
premiums? - Answers Should include Medicare when computing annual income
Are foster care payments included in annual income? - Answers No, as long as they are a qualified foster
child
What is the income calculation formula when the family's total assets are less than or equal to $5,000? -
Answers Use actual income from assets
What is the income calculation formula when the family's total assets are greater than $5,000? -
Answers Use the greater of actual income or imputed asset income
How is imputed income from assets calculated? - Answers PHA passbook rate multiplied by total cash
value of assets. Use this calculation when assets exceed $5,000
What is included in annual income if a spouse is in the military and stationed out of the home? -
Answers All income except special pay from being exposed to hostile fire
How do you treat income received from persons outside the household? - Answers Include regular, not
sporadic, contributions
Is child support and/or almimony includes with income? - Answers Yes, unless the participant is only
receiving payments on a regular bases. If the payments are received irregularly, the participant must file
with the agency responsible in order to have the payments reduced or removed from income
Graded A+
Annual income - Answers All amounts (income or assets) anticipated to be received from any source
outside the family for the full 13 months following certification or recertification
Total monthly income - Answers Annual income divided by 12
Adjusted annual income - Answers Annual income minus allowances
Adjusted monthly income - Answers Adjusted annual income divided by 13
Total family share - Answers Amount of rent paid towards the owner which includes utility allowance
Tenant rent to owner - Answers Portion of rent paid by family to owner
Utility reimbursement to family - Answers Portion of housing assistance payment which exceeds amount
of rent to owner
Rent to owner - Answers The amount that is paid to owner by the PHA and tenant
Utility allowance - Answers Estimated calculation of utility costs for utilities not included in owner's rent,
allowance for tenants toward utility payments
Gross rent - Answers Rent to owner plus utility allowance
Housing assistance payment contract - Answers Contract between PHA and owner
Fair market rent (FMR) - Answers Established by HUD by bedroom size to assist PHA with determine the
payment standard
Payment standard (PS) - Answers Determines the maximum amount of subsidy a family can receive
Total HAP - Answers Lower of the gross rent or the payment standard minus the total tenant payment
(TTP)
Elderly family - Answers Head of household or spouse is at least 62+
What is the difference in what income is included in annual income if the minor is the head or spouse? -
Answers All income is included
What income is included for a person 18+ who is not the head of house: a full-time student? - Answers
Earned income up to $480
What income is included for a person 18+ who is not the head of house: a part-time student? - Answers
All income
, What income is included for a person 18+ who is not the head of house: not a student? - Answers All
income
How do you compute income that you know will last for part of the year (i.e. unemployment)? - Answers
May annualized it for average known sources, and conduct an interim when it ends
Income received during which time period is used in computing annual income? - Answers 12 months
following certification or recertification
Who is considered a dependent? - Answers A member of the family (excluding foster child/adults and
live-in aides) other than the HOH or spouse, who is under 18 years of age, person with a disability, or a
full time student
Describe 2 methods for annualizing seasonal income - Answers 1. Annualized current income and
conduct an interim reexam when income changes
2. Calculate anticipated income from all known sources for the entire year (no inter in reexam is needed)
What income of a minor is included in annual income? - Answers All income except employment
What is the difference in what income is included in annual income if the minor is HOH or spouse? -
Answers All income of head or spouse is included in annual income
When someone receives Social Security, does annual income include with or without Medicare
premiums? - Answers Should include Medicare when computing annual income
Are foster care payments included in annual income? - Answers No, as long as they are a qualified foster
child
What is the income calculation formula when the family's total assets are less than or equal to $5,000? -
Answers Use actual income from assets
What is the income calculation formula when the family's total assets are greater than $5,000? -
Answers Use the greater of actual income or imputed asset income
How is imputed income from assets calculated? - Answers PHA passbook rate multiplied by total cash
value of assets. Use this calculation when assets exceed $5,000
What is included in annual income if a spouse is in the military and stationed out of the home? -
Answers All income except special pay from being exposed to hostile fire
How do you treat income received from persons outside the household? - Answers Include regular, not
sporadic, contributions
Is child support and/or almimony includes with income? - Answers Yes, unless the participant is only
receiving payments on a regular bases. If the payments are received irregularly, the participant must file
with the agency responsible in order to have the payments reduced or removed from income
