CALIFORNIA ADJUSTER PSI LATEST UPDATED REAL EXAM 2025
WITH QUESTIONS AND ANSWERS(VERIFIED) ALREADY
GRADED A+
Duty of an insurer in case of a loss
ANSWER-The insurer is required to conduct a
thorough investigation, establish claim
procedures and methods of documentation,
and acknowledge receipt of a claim in a timely
fashion.
Responsibility of an insured in case of a loss
ANSWER-The insured must separate the
damaged property from the undamaged
,property and protect the property from further
loss.
Definition of 'additional coverages' in insurance
policies
ANSWER-Additional coverages are included in
insurance policies at no extra cost. Examples of
additional coverages include debris removal
and reasonable repairs.
Essential conditions for a salvage award
ANSWER-To be eligible for a salvage award, the
property involved must be in peril from some
hazard, the salvage service must be voluntary,
and the salvage effort must be successful.
, Contents of an endorsement for water backup
through a sewer or drain
ANSWER-An endorsement for water backup
through a sewer or drain includes a separate
stated limit of coverage and a separate stated
deductible for covered losses.
Duties of an insured when filing a claim
ANSWER-When filing a claim, the insured is
responsible for providing a proof of loss
statement, preserving the undamaged
property, and fully cooperating in providing
relevant books and records.
Example of an act that could lead to injury
WITH QUESTIONS AND ANSWERS(VERIFIED) ALREADY
GRADED A+
Duty of an insurer in case of a loss
ANSWER-The insurer is required to conduct a
thorough investigation, establish claim
procedures and methods of documentation,
and acknowledge receipt of a claim in a timely
fashion.
Responsibility of an insured in case of a loss
ANSWER-The insured must separate the
damaged property from the undamaged
,property and protect the property from further
loss.
Definition of 'additional coverages' in insurance
policies
ANSWER-Additional coverages are included in
insurance policies at no extra cost. Examples of
additional coverages include debris removal
and reasonable repairs.
Essential conditions for a salvage award
ANSWER-To be eligible for a salvage award, the
property involved must be in peril from some
hazard, the salvage service must be voluntary,
and the salvage effort must be successful.
, Contents of an endorsement for water backup
through a sewer or drain
ANSWER-An endorsement for water backup
through a sewer or drain includes a separate
stated limit of coverage and a separate stated
deductible for covered losses.
Duties of an insured when filing a claim
ANSWER-When filing a claim, the insured is
responsible for providing a proof of loss
statement, preserving the undamaged
property, and fully cooperating in providing
relevant books and records.
Example of an act that could lead to injury
