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BUL3310 chapter 5 Questions and Correct Detailed Answers (Verified Answers)

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Question: Relation between state and federal powers Ans: neither the national gov nor a state gov is superior to the other court; unless it is within areas of exclusive authority granted under the Constitution Question: States possess __________ powers Ans: the right to regulate private activities to protect or promote 1) public safety 2) health 3) welfare 4) morals (PHWM) (Power hungry white men) Ex) insurance is in the realm of state powers Question: The McCarran-Ferguson Act (1945) 2 Master01 | 2025/2026 | Latest update Ans: passed by Congress declared that states could regulate the business of insurance and affirmed that continued regulation of insurance by the state was in the public's best interest Question: Relations among the states (2 clauses) Ans: The Privileges and Immunities Clauses The Full Faith and Credit Clause Question: The Privileges and Immunities Clause Ans: Article IV, Section 2 Protects fundamental rights concerning commercial activities and civil liberties. Each state must provide the citizens of other states the same privileges and immunities it provides its own citizens. A state cannot treat nonresidents engaged in basic, essential activities differently without substantial justification. ex) buying a fishing license and charging out of state residents more would violate this Question: The Privileges and Immunities Clause covers ___________

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BUL3310 chapter 5 Questions and Correct
Detailed Answers (Verified Answers)
Question: Relation between state and federal powers


Ans: neither the national gov nor a state gov is superior to the other court;
unless it is within areas of exclusive authority granted under the Constitution



Question: States possess __________ powers


Ans: the right to regulate private activities to protect or promote

1) public safety

2) health

3) welfare

4) morals




(PHWM)

(Power hungry white men)




Ex) insurance is in the realm of state powers



Question: The McCarran-Ferguson Act (1945)

Master01 | 2025/2026 | Latest update

, 2



Ans: passed by Congress declared that states could regulate the business of
insurance and affirmed that continued regulation of insurance by the state was in
the public's best interest



Question: Relations among the states (2 clauses)


Ans: The Privileges and Immunities Clauses

The Full Faith and Credit Clause



Question: The Privileges and Immunities Clause


Ans: Article IV, Section 2

Protects fundamental rights concerning commercial activities and civil liberties.




Each state must provide the citizens of other states the same privileges and
immunities it provides its own citizens. A state cannot treat nonresidents engaged
in basic, essential activities differently without substantial justification.




ex) buying a fishing license and charging out of state residents more would violate
this



Question: The Privileges and Immunities Clause covers

____________

Master01 | 2025/2026 | Latest update

, 3



Ans: citizens, not corporations or aliens.




The clause essentially guarantees a citizen of one state is entitled to the same
treatment as he/she would receive in his or her home state. Nonresidents may be
treated differently form state residents ONLY if a substantial reason exists for
distinguishing the two



Question: Invalid Type of Discrimination


Ans: ex) a rule limiting bar admission (ability to practice law in a state) only to
state residents



Question: Valid type of discrimination


Ans: ex) state residents receiving in state tuition, while nonresidents pay higher
out of state tuition



Question: The Full Faith and Credit Clause




Master01 | 2025/2026 | Latest update

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