1
GA ADJUSTER EXAM REVIEW / ACTUAL EXAM
需要写什么主题需要写什么主题的中文作文，是写故
COMPLETE QUIZZES WITH VERIFIED ANSWERS
事、议论文、记叙文，还是其他类型？另外，作文的
2025
字数要求是多少呢？需要写什么主题的中文作文，是
What coverage does Community Eligibility apply to? - (answers)Flood insurance
写故事、议论文、记叙文，还是其他类型？另外，作
through FEMA
文的字数要求是多少呢？的中文作文，是写故事、议
论文、记叙文，还是其他类型？另外，作文的字数要
What's the difference between Emergency Program and Regular Program in the
求是多少呢？
National Flood Insurance Program? - (answers)Emergency applies to homes in
communities that are a normally not a flood hazard. Regular programs are
awarded to an entire community that is eligible due to flood hazard.
What is the flood coverage on a regular program in a 1-4 Family Dwelling? -
(answers)$250,000
On what policy can you add the Flood Program endorsement? -
(answers)None! It has its own policy through the Federal Government.
Difference in Conditions (DIC) Insurance - (answers)A separate insurance policy
that provides open-perils coverage to fill in the gaps left by flood coverage if a
home is worth over $250K. Coverage is produced through Excess/Surplus Lines.
What is the waiting period on NFIP coverage? - (answers)30 days after policy
purchase
What is the coverage change waiting period for the NFIP? - (answers)5 days
Give examples of the flood peril - (answers)- an overflow of inland or tidal
waters
, 2
- unusual or rapid accumulation or runoff of surface waters
需要写什么主题需要写什么主题的中文作文，是写故
-Mudflow or Mudslide
事、议论文、记叙文，还是其他类型？另外，作文的
- Collapse of land along the shore of a lake as a result of erosion
字数要求是多少呢？需要写什么主题的中文作文，是
写故事、议论文、记叙文，还是其他类型？另外，作
文的字数要求是多少呢？的中文作文，是写故事、议
What kinds of things does flood insurance cover? - (answers)Your house and
your论文、记叙文，还是其他类型？另外，作文的字数要
things (dwelling and personal property). No indirect charges.
求是多少呢？
Dwelling coverage extension for flood insurance covers what? How much is it? -
(answers)Structures not attached to dwelling (O.S. or Appurtenant structures).
10% of Dwelling limit. ***It is an extension of coverage, NOT the $250K limit so
any coverage needed here will reduce the amount able to go to the dwelling.
Contents coverage of flood insurance is limited to what? - (answers)Personal
property damaged or destroyed by the flood itself and belongs to insured and
resident spouse/relatives. The insured is liable for content of others.
What are the coverages of flood insurance? - (answers)Dwelling, Contents,
Debris Removal
How are damaged items valued in flood coverage? - (answers)Dwelling -
replacement cost
Contents - Actual Cash Value
What kind of property is not covered by flood insurance? - (answers)Basements
and underground structure (ex. septic tanks), animals, money/accounts/bills,
land, anything else covered by other policies (motor vehicles, aircraft,
watercraft)
, 3
Loss Valuation on flood insurance - (answers)(amount of insurance
需要写什么主题需要写什么主题的中文作文，是写故
purchased/80% Dwellings Total replacement cost) x Loss Amount
事、议论文、记叙文，还是其他类型？另外，作文的
字数要求是多少呢？需要写什么主题的中文作文，是
Standard deductible on flood insurance - (answers)$1K for Dwelling and $1K for
写故事、议论文、记叙文，还是其他类型？另外，作
Content
文的字数要求是多少呢？的中文作文，是写故事、议
论文、记叙文，还是其他类型？另外，作文的字数要
Personal Inland Marine Insurance - (answers)Floaters or policies for world-wide
求是多少呢？
coverage of personal property on an open-peril basis.
Is flood excluded from Personal Inland Marine Insurance? - (answers)NOPE. It's
covered!
What are the floaters available on Personal Inland Marine Insurance? -
(answers)Personal Articles Floaters, Personal Property Floaters, and Personal
Effects Floaters
What perils are covered under Personal Inland Marine Insurance floaters? -
(answers)all; open-peril
Which PIMI floater would be appropriate for a diamond ring? Why? -
(answers)Personal Articles Floater - itemizes valuables such as jewelry and furs
What is a Personal Effects Floater good for? What deductible does it have? -
(answers)world-wide open peril coverage of personal property for people who
are traveling - luggage, sports equipment, clothes, and camera. NO
DEDUCTIBLE.
GA ADJUSTER EXAM REVIEW / ACTUAL EXAM
需要写什么主题需要写什么主题的中文作文，是写故
COMPLETE QUIZZES WITH VERIFIED ANSWERS
事、议论文、记叙文，还是其他类型？另外，作文的
2025
字数要求是多少呢？需要写什么主题的中文作文，是
What coverage does Community Eligibility apply to? - (answers)Flood insurance
写故事、议论文、记叙文，还是其他类型？另外，作
through FEMA
文的字数要求是多少呢？的中文作文，是写故事、议
论文、记叙文，还是其他类型？另外，作文的字数要
What's the difference between Emergency Program and Regular Program in the
求是多少呢？
National Flood Insurance Program? - (answers)Emergency applies to homes in
communities that are a normally not a flood hazard. Regular programs are
awarded to an entire community that is eligible due to flood hazard.
What is the flood coverage on a regular program in a 1-4 Family Dwelling? -
(answers)$250,000
On what policy can you add the Flood Program endorsement? -
(answers)None! It has its own policy through the Federal Government.
Difference in Conditions (DIC) Insurance - (answers)A separate insurance policy
that provides open-perils coverage to fill in the gaps left by flood coverage if a
home is worth over $250K. Coverage is produced through Excess/Surplus Lines.
What is the waiting period on NFIP coverage? - (answers)30 days after policy
purchase
What is the coverage change waiting period for the NFIP? - (answers)5 days
Give examples of the flood peril - (answers)- an overflow of inland or tidal
waters
, 2
- unusual or rapid accumulation or runoff of surface waters
需要写什么主题需要写什么主题的中文作文，是写故
-Mudflow or Mudslide
事、议论文、记叙文，还是其他类型？另外，作文的
- Collapse of land along the shore of a lake as a result of erosion
字数要求是多少呢？需要写什么主题的中文作文，是
写故事、议论文、记叙文，还是其他类型？另外，作
文的字数要求是多少呢？的中文作文，是写故事、议
What kinds of things does flood insurance cover? - (answers)Your house and
your论文、记叙文，还是其他类型？另外，作文的字数要
things (dwelling and personal property). No indirect charges.
求是多少呢？
Dwelling coverage extension for flood insurance covers what? How much is it? -
(answers)Structures not attached to dwelling (O.S. or Appurtenant structures).
10% of Dwelling limit. ***It is an extension of coverage, NOT the $250K limit so
any coverage needed here will reduce the amount able to go to the dwelling.
Contents coverage of flood insurance is limited to what? - (answers)Personal
property damaged or destroyed by the flood itself and belongs to insured and
resident spouse/relatives. The insured is liable for content of others.
What are the coverages of flood insurance? - (answers)Dwelling, Contents,
Debris Removal
How are damaged items valued in flood coverage? - (answers)Dwelling -
replacement cost
Contents - Actual Cash Value
What kind of property is not covered by flood insurance? - (answers)Basements
and underground structure (ex. septic tanks), animals, money/accounts/bills,
land, anything else covered by other policies (motor vehicles, aircraft,
watercraft)
, 3
Loss Valuation on flood insurance - (answers)(amount of insurance
需要写什么主题需要写什么主题的中文作文，是写故
purchased/80% Dwellings Total replacement cost) x Loss Amount
事、议论文、记叙文，还是其他类型？另外，作文的
字数要求是多少呢？需要写什么主题的中文作文，是
Standard deductible on flood insurance - (answers)$1K for Dwelling and $1K for
写故事、议论文、记叙文，还是其他类型？另外，作
Content
文的字数要求是多少呢？的中文作文，是写故事、议
论文、记叙文，还是其他类型？另外，作文的字数要
Personal Inland Marine Insurance - (answers)Floaters or policies for world-wide
求是多少呢？
coverage of personal property on an open-peril basis.
Is flood excluded from Personal Inland Marine Insurance? - (answers)NOPE. It's
covered!
What are the floaters available on Personal Inland Marine Insurance? -
(answers)Personal Articles Floaters, Personal Property Floaters, and Personal
Effects Floaters
What perils are covered under Personal Inland Marine Insurance floaters? -
(answers)all; open-peril
Which PIMI floater would be appropriate for a diamond ring? Why? -
(answers)Personal Articles Floater - itemizes valuables such as jewelry and furs
What is a Personal Effects Floater good for? What deductible does it have? -
(answers)world-wide open peril coverage of personal property for people who
are traveling - luggage, sports equipment, clothes, and camera. NO
DEDUCTIBLE.
