Tennessee Health Insurance Exam -
Pearson VUE Questions With Complete
Solutions
What is required for insurance applicants for an insurer who are required to pass a
written exam? - CORRECT ANSWER-complete a pre-licensing course of study, pass a
background check, obtain license
What is correct about the life and health guaranty association? - CORRECT ANSWER-it
is to protect policyholders when an insurance company becomes insolvent.
Moving from one state to another, a producer must file a change of address within how
many days? - CORRECT ANSWER-30 days
Which of the following acts by an insurance company would be considered unfair claims
settlement practice? - CORRECT ANSWER-making claims payments to an insured or
beneficiary without indicating the coverage under which each payment is being made.
A limited insurance rep may sell what insurance? - CORRECT ANSWER-limited travel,
credit life, mortgage guaranty insurance, personal property insurance, crop hail
insurance and title insurance
Free look provision in health policy begins when? - CORRECT ANSWER-at the
beginning of the policy
What must a license holder meet continuing education requirements in Tennessee? -
CORRECT ANSWER-40 hours of continuing education every two years
, In Tennessee a long-term policy must be renewable in what way? - CORRECT
ANSWER-guaranteed renewable.
What is not required in accidental and health policies in Tennessee? - CORRECT
ANSWER-change of occupation
What is not a legit insurance practice from a business competitor? - CORRECT
ANSWER-reducing commissions in order to make a sale.
Medicare supplement contract may include a preexisting condition exclusion in how
many months? - CORRECT ANSWER-6 months
What is an example of defamation in insurance? - CORRECT ANSWER-the act of
making false statements or spreading false information about a person or entity that
harms their reputation.
Commissioner of insurance is able to suspend or revoke a license except when? -
CORRECT ANSWER-a licensee defaults on a personal loan
A correct statement about the regulatory authority of the commissioner is that the
commissioner may? - CORRECT ANSWER-establish guidelines for continuing
education as a part of the producer license renewal procedure.
Disclosure of the commissioner by procedure is required for what felony conviction? -
CORRECT ANSWER-any felony conviction in any state
A person may sell, solicit, or negotiate on behalf of insurer immediately after when? -
CORRECT ANSWER-receiving state license
Pearson VUE Questions With Complete
Solutions
What is required for insurance applicants for an insurer who are required to pass a
written exam? - CORRECT ANSWER-complete a pre-licensing course of study, pass a
background check, obtain license
What is correct about the life and health guaranty association? - CORRECT ANSWER-it
is to protect policyholders when an insurance company becomes insolvent.
Moving from one state to another, a producer must file a change of address within how
many days? - CORRECT ANSWER-30 days
Which of the following acts by an insurance company would be considered unfair claims
settlement practice? - CORRECT ANSWER-making claims payments to an insured or
beneficiary without indicating the coverage under which each payment is being made.
A limited insurance rep may sell what insurance? - CORRECT ANSWER-limited travel,
credit life, mortgage guaranty insurance, personal property insurance, crop hail
insurance and title insurance
Free look provision in health policy begins when? - CORRECT ANSWER-at the
beginning of the policy
What must a license holder meet continuing education requirements in Tennessee? -
CORRECT ANSWER-40 hours of continuing education every two years
, In Tennessee a long-term policy must be renewable in what way? - CORRECT
ANSWER-guaranteed renewable.
What is not required in accidental and health policies in Tennessee? - CORRECT
ANSWER-change of occupation
What is not a legit insurance practice from a business competitor? - CORRECT
ANSWER-reducing commissions in order to make a sale.
Medicare supplement contract may include a preexisting condition exclusion in how
many months? - CORRECT ANSWER-6 months
What is an example of defamation in insurance? - CORRECT ANSWER-the act of
making false statements or spreading false information about a person or entity that
harms their reputation.
Commissioner of insurance is able to suspend or revoke a license except when? -
CORRECT ANSWER-a licensee defaults on a personal loan
A correct statement about the regulatory authority of the commissioner is that the
commissioner may? - CORRECT ANSWER-establish guidelines for continuing
education as a part of the producer license renewal procedure.
Disclosure of the commissioner by procedure is required for what felony conviction? -
CORRECT ANSWER-any felony conviction in any state
A person may sell, solicit, or negotiate on behalf of insurer immediately after when? -
CORRECT ANSWER-receiving state license
