Commercial Casualty II Exam Questions and Correct Answers Latest Update 2025 Already Passed
How to modify Fellow Employee Coverage Exclusion: - Answers Individual Named Insured, Fellow
Employee Coverage, Fellow Employee Coverage for Designated Employees/Positions
Fellow Employee Coverage - Answers Provides Bodily Injury to any fellow employee while performing
Business. Not covered by Business Auto .
Out-of-State Coverage Extensions: - Answers Increases Liability limits to meet State Limits.
Provides minimum limits for other state limits.
Supplementary Payments - Answers 1. All expenses we incur
2. Up to $2,000 bail bonds
3. Bonds to release attachments to a suit
4. All reasonable expenses ($250/day for work)
5. Taxes in any suit
6. Interest incurred in suit
Covered Pollution Cost of exposure does NOT include: - Answers Actual discharge/dispersal that:
- are being transported/handled onto the auto
-being stored in the auto
-after delivery
-a car overturns
as a result of maintenance of vehicle
Covered Pollution Cost or Expense: - Answers Covers for any requirement to test, monitor, clean up,
remove, contain, treat, or assess pollutants.
Any suit for governmental authority for damages because of testing, treating, response, etc.
Covers pollutants that are needed for equip operation.
Provides Coverage for businesses that transport materials, commodities & goods of others: - Answers
Truckers & Motor Carrier
First Named Insured - Answers -Can cancel policy
-Receives notice of Cancellation
, -Authorized to make changes
-Responsible for premium payment
-Payee for return premiums
Automatic Coverage on newly acquired autos of same type for remainder of the policy period: - Answers
Symbols 1-6, 19
Auto Symbol 19 - Answers Mobile equipment subject to compulsory or financial responsibility or other
motor vehicle insurance law only.
Trigger liability coverage for land vehicles
Makes no reference to ownership of vehicle
Auto Symbol 8 - Answers Hire autos only
Does not include employee, partners or members of household.
Liability/Phys dam
Auto Symbol 9 - Answers Non owned Autos only
Includes autos owned by employees, partner, or members of household but only while used in your
business or personal affairs.
This is an exposure for employees-approach by adding Employees as Insureds.
Auto Symbol 10 - Answers Allows for negotiated description of covered autos to meet a particular need
of the named insured.
Not a part of Bus. Auto. Coverage Form
Auto Symbol 7 - Answers Specifically described autos.
Liability, phys dam, Medpay, UM/IUM
Auto Symbol 6 - Answers Owned autos subject to a compulsory UIM law.
Not to be used where UIM/UM can be rejected.
Auto Symbol 5 - Answers Owned autos subject to no-fault
Refers to autos owned and for a particular coverage required by the state.
Not to be used where no-fault coverage is optional or can be rejected
Auto Symbol 4 - Answers Owned autos other than private passenger autos.
How to modify Fellow Employee Coverage Exclusion: - Answers Individual Named Insured, Fellow
Employee Coverage, Fellow Employee Coverage for Designated Employees/Positions
Fellow Employee Coverage - Answers Provides Bodily Injury to any fellow employee while performing
Business. Not covered by Business Auto .
Out-of-State Coverage Extensions: - Answers Increases Liability limits to meet State Limits.
Provides minimum limits for other state limits.
Supplementary Payments - Answers 1. All expenses we incur
2. Up to $2,000 bail bonds
3. Bonds to release attachments to a suit
4. All reasonable expenses ($250/day for work)
5. Taxes in any suit
6. Interest incurred in suit
Covered Pollution Cost of exposure does NOT include: - Answers Actual discharge/dispersal that:
- are being transported/handled onto the auto
-being stored in the auto
-after delivery
-a car overturns
as a result of maintenance of vehicle
Covered Pollution Cost or Expense: - Answers Covers for any requirement to test, monitor, clean up,
remove, contain, treat, or assess pollutants.
Any suit for governmental authority for damages because of testing, treating, response, etc.
Covers pollutants that are needed for equip operation.
Provides Coverage for businesses that transport materials, commodities & goods of others: - Answers
Truckers & Motor Carrier
First Named Insured - Answers -Can cancel policy
-Receives notice of Cancellation
, -Authorized to make changes
-Responsible for premium payment
-Payee for return premiums
Automatic Coverage on newly acquired autos of same type for remainder of the policy period: - Answers
Symbols 1-6, 19
Auto Symbol 19 - Answers Mobile equipment subject to compulsory or financial responsibility or other
motor vehicle insurance law only.
Trigger liability coverage for land vehicles
Makes no reference to ownership of vehicle
Auto Symbol 8 - Answers Hire autos only
Does not include employee, partners or members of household.
Liability/Phys dam
Auto Symbol 9 - Answers Non owned Autos only
Includes autos owned by employees, partner, or members of household but only while used in your
business or personal affairs.
This is an exposure for employees-approach by adding Employees as Insureds.
Auto Symbol 10 - Answers Allows for negotiated description of covered autos to meet a particular need
of the named insured.
Not a part of Bus. Auto. Coverage Form
Auto Symbol 7 - Answers Specifically described autos.
Liability, phys dam, Medpay, UM/IUM
Auto Symbol 6 - Answers Owned autos subject to a compulsory UIM law.
Not to be used where UIM/UM can be rejected.
Auto Symbol 5 - Answers Owned autos subject to no-fault
Refers to autos owned and for a particular coverage required by the state.
Not to be used where no-fault coverage is optional or can be rejected
Auto Symbol 4 - Answers Owned autos other than private passenger autos.
