LOA SIG TEST #6 EXAM 2025 WITH 100% ACCURATE SOLUTIONS
a notary signing agent is asked to describe several of the loan terms at a signing appointment. the notary
signing agent may: - ✅✅✅correct -provide only a general description of the loan terms
a notary signing agent has been providing signing services with no incidents for over 10 years without
having undergone a background screening. there fore he/she: - ✅✅✅correct -must undergo a
background screening in order to become a "certified" notary signing agent
the certified signing specialist will not make exaggerated or excessive claims, promises or guarantees
about the specialist's services. - ✅✅✅correct -true
some lenders require nsas to complete a "notarial evidence" form.
the form includes a section to record the notary's name, commission number and expiration date, the
names of all signers at the loan signing appointment and the method used to identify them, and the loan
number.
it also includes descriptions of each loan document notarized and the date, time, and type of notarial act
performed.
the "notarial evidence" form is completed separate and part from the nsa's journal entries for the loan
documents and sent in with the signed loan documents and other stipulations from the loan signing. -
✅✅✅correct -true
the best way to address a borrower's questions that the notary signing agent is not allowed to answer , is
to: - ✅✅✅correct -recommend that the borrower contact the lender's representative immediately
before signing the documents.
while on the way to a signing, a notary signing agent realizes that the location is outside his normal
territory and he should have negotiated a higher travel fee. the most appropriate action the nsa should
take is to: - ✅✅✅correct -negotiate a higher travel fee for the next assignment in that area.
, a borrower questions the amount of the "notary/signing fee" appearing on the settlement statement.
the notary signing agent should: - ✅✅✅correct -recommend that the borrower contact the lender's
representative before signing the documents.
acme direct funding's loan package contains an additional acknowledgement certificate with instructions
for the notary signing agent to sign and affix a seal impression and return the certificate with completed
documents. which of the following is he best course of action for the agent to take? - ✅✅✅correct -
refuse to sign and seal the acknowledgement certificate.
a notary signing agent consistently follows the practice of obtaining borrowers' thumbprints in his or her
journal, but is commissioned in a state that does not require journal thumbprints. a borrower has
complied with all other notarization requirements, but objects to leaving her thumbprint in the journal.
what should the notary signing agent do? - ✅✅✅correct -complete the signing assignment.
the lenders representative calls the notary signing agent prior to an assignment that afternoon to inform
the agent that the borrower will be represented by a attorney in fact. this is considered: -
✅✅✅correct -permissible
a notary signing agent with nearly 10 years experience has reviewed and is completely familiar with all
the documents in a loan package. when meeting with the borrower, the notary signing agent may now: -
✅✅✅correct -state the name and purpose of the loan documents.
discrepancies in names: the certified signing specialist will not notarized the signature of a signing party
whose name on the document cannot be verified with reasonable certainty by examining a written
identification document or by the oaths of credible witnesses. - ✅✅✅correct -true
a borrower presents id at a closing that is in her married name, while the documents are drawn up in her
maiden name. the borrower explains that she has recently divorced. in order to proceed, the notary
signing agent should: - ✅✅✅correct -ask the signer to present a different "state authorized"
supplemental indentification document which shows her maiden name.
solicitation of outside business
a notary signing agent is asked to describe several of the loan terms at a signing appointment. the notary
signing agent may: - ✅✅✅correct -provide only a general description of the loan terms
a notary signing agent has been providing signing services with no incidents for over 10 years without
having undergone a background screening. there fore he/she: - ✅✅✅correct -must undergo a
background screening in order to become a "certified" notary signing agent
the certified signing specialist will not make exaggerated or excessive claims, promises or guarantees
about the specialist's services. - ✅✅✅correct -true
some lenders require nsas to complete a "notarial evidence" form.
the form includes a section to record the notary's name, commission number and expiration date, the
names of all signers at the loan signing appointment and the method used to identify them, and the loan
number.
it also includes descriptions of each loan document notarized and the date, time, and type of notarial act
performed.
the "notarial evidence" form is completed separate and part from the nsa's journal entries for the loan
documents and sent in with the signed loan documents and other stipulations from the loan signing. -
✅✅✅correct -true
the best way to address a borrower's questions that the notary signing agent is not allowed to answer , is
to: - ✅✅✅correct -recommend that the borrower contact the lender's representative immediately
before signing the documents.
while on the way to a signing, a notary signing agent realizes that the location is outside his normal
territory and he should have negotiated a higher travel fee. the most appropriate action the nsa should
take is to: - ✅✅✅correct -negotiate a higher travel fee for the next assignment in that area.
, a borrower questions the amount of the "notary/signing fee" appearing on the settlement statement.
the notary signing agent should: - ✅✅✅correct -recommend that the borrower contact the lender's
representative before signing the documents.
acme direct funding's loan package contains an additional acknowledgement certificate with instructions
for the notary signing agent to sign and affix a seal impression and return the certificate with completed
documents. which of the following is he best course of action for the agent to take? - ✅✅✅correct -
refuse to sign and seal the acknowledgement certificate.
a notary signing agent consistently follows the practice of obtaining borrowers' thumbprints in his or her
journal, but is commissioned in a state that does not require journal thumbprints. a borrower has
complied with all other notarization requirements, but objects to leaving her thumbprint in the journal.
what should the notary signing agent do? - ✅✅✅correct -complete the signing assignment.
the lenders representative calls the notary signing agent prior to an assignment that afternoon to inform
the agent that the borrower will be represented by a attorney in fact. this is considered: -
✅✅✅correct -permissible
a notary signing agent with nearly 10 years experience has reviewed and is completely familiar with all
the documents in a loan package. when meeting with the borrower, the notary signing agent may now: -
✅✅✅correct -state the name and purpose of the loan documents.
discrepancies in names: the certified signing specialist will not notarized the signature of a signing party
whose name on the document cannot be verified with reasonable certainty by examining a written
identification document or by the oaths of credible witnesses. - ✅✅✅correct -true
a borrower presents id at a closing that is in her married name, while the documents are drawn up in her
maiden name. the borrower explains that she has recently divorced. in order to proceed, the notary
signing agent should: - ✅✅✅correct -ask the signer to present a different "state authorized"
supplemental indentification document which shows her maiden name.
solicitation of outside business
