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Exam (elaborations)

PERSONAL LINES EXAM PREP

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PERSONAL LINES EXAM PREP

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Fx Life Insurance
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Fx life insurance








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Institution
Fx life insurance
Course
Fx life insurance

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Uploaded on
January 18, 2025
Number of pages
3
Written in
2024/2025
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PERSONAL LINES EXAM PREP


Actual00cash00value00is00defined00as.....00-00ans--
✔✔replacement00cost00minus00depreciation.

Fine00arts00are00typically00insured00on00an00______00______00_____,00whereby00an00ins
ured,00and00insured00agree,00at00time00of00insuring,00on00an00amount00of00insurance00to0
0be00paid00at00the00event00of00a00loss.00-00ans--✔✔Agreed00Value00Basis


The00owner00of00clothing00to00be00cleaned00would00be00a00______.00The00dry00cleaner00
cleaning00the00clothes00is00the00______.00-00ans--✔✔Bailor,00Bailee

The00insurer00has00the00right00to00take00possession00of00damaged00property00after00pay
ment00of00loss.00-00ans--✔✔True

The00______00covered00in00a00property00policy00are00always00in00the00insuring00agreem
ent.00-00ans--✔✔Perils

Additional00living00expense00is00an00indirect00loss,00not00a00direct00loss.00-00ans--
✔✔True

When00property00is00covered00on00a00___________00____00_____,00there00is00no00dedu
ction00for00depriciation.00-00ans--✔✔Replacement00Cost00Basis

____00_____00________,00cover00risks00of00direct00physical00loss00and00the00perils00that
00are00not00named.00-00ans--✔✔Open00Peril00Policies


The00insuring00agreement00contains00the00insurer's00promises00to00the00insured.00The00i
nsureds00name00is00found00in00the00____________.00-00ans--✔✔Declarations

The00insured00is00required00to00Personally00make00repairs00to00their00property.00-00ans--
✔✔False-,00The00insured00may00choose00who00will00make00the00repairs.

____________00is00a00legal00process00against00a00third00party,00not00the00insured.00-
00ans--✔✔Subrogation


______________00is00a00situation00that00occurs00when00two00policies00covering00the00s
ame00property00contain00different00coverages.00-00ans--✔✔Nonconcurrency
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