NJ HEALTH AND ACCIDENT FINAL EXAM
AND PRACTICE EXAM | NEWEST
ACTUAL EXAM COMPREHENSIVE
QUESTIONS AND VERIFIED ANSWERS
GRADED A+ | 100% PASS | 2025
UPDATE!
Which of the following is considered to be a point of service (POS) plan?
A) Preferred provider organization B) Managed care plan
C) Protected care provider
D) Restricted provider organization - ✔✔✔ Correct Answer > B)
Managed care plan
Which of the following is NOT a type of Medicare Advantage Plan?
HMO
PPO
PFFS
SSDI - ✔✔✔ Correct Answer > SSDI
,Which of the following would be considered a possible applicant and
contract policyholder for group health benefits?
A. Human resource department
B. Employer
C. Insured employee
D. Insurance company - ✔✔✔ Correct Answer > Employer
The Do not call registry offers exemptions for calls placed from all of
the following except
charities
political organizations
insurance sales calls
surveys - ✔✔✔ Correct Answer > insurance sales calls
Continuing education credits may be approved for which of the
following?
Pre-licensing education
motivational education
sales and marketing education
, ethics - ✔✔✔ Correct Answer > Ethics
Coordination of benefits regulation applies to all of the following plans
except
What type of injury would NOT be covered under a health insurance
policy?
Work related
accidental
Sports related
recreational - ✔✔✔ Correct Answer > Work related
A. Group vision plan
B. Preferred Provider Organization plan
C. Self-funded group health plan
D. Group health plan - ✔✔✔ Correct Answer > Preferred Provider
Organization plan
A person who is a nonsmoker, of average weight, and in excellent
health would most likely be in which risk classification? - ✔✔✔
Correct Answer > Preferred
AND PRACTICE EXAM | NEWEST
ACTUAL EXAM COMPREHENSIVE
QUESTIONS AND VERIFIED ANSWERS
GRADED A+ | 100% PASS | 2025
UPDATE!
Which of the following is considered to be a point of service (POS) plan?
A) Preferred provider organization B) Managed care plan
C) Protected care provider
D) Restricted provider organization - ✔✔✔ Correct Answer > B)
Managed care plan
Which of the following is NOT a type of Medicare Advantage Plan?
HMO
PPO
PFFS
SSDI - ✔✔✔ Correct Answer > SSDI
,Which of the following would be considered a possible applicant and
contract policyholder for group health benefits?
A. Human resource department
B. Employer
C. Insured employee
D. Insurance company - ✔✔✔ Correct Answer > Employer
The Do not call registry offers exemptions for calls placed from all of
the following except
charities
political organizations
insurance sales calls
surveys - ✔✔✔ Correct Answer > insurance sales calls
Continuing education credits may be approved for which of the
following?
Pre-licensing education
motivational education
sales and marketing education
, ethics - ✔✔✔ Correct Answer > Ethics
Coordination of benefits regulation applies to all of the following plans
except
What type of injury would NOT be covered under a health insurance
policy?
Work related
accidental
Sports related
recreational - ✔✔✔ Correct Answer > Work related
A. Group vision plan
B. Preferred Provider Organization plan
C. Self-funded group health plan
D. Group health plan - ✔✔✔ Correct Answer > Preferred Provider
Organization plan
A person who is a nonsmoker, of average weight, and in excellent
health would most likely be in which risk classification? - ✔✔✔
Correct Answer > Preferred
