Social Science Business Insurance
Commercial Casualty II – CISR Questions And
Answers 2024
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Terms in this set (126)
State workers True
compensation laws are
no-fault systems. T/F
Employer purchase of False; With the exception of Texas and new Jersey,
workers compensation all states have made employer purchase of workers
insurance is voluntary in compensation insurance mandatory.
all state but Texas and
New Jersey. T/F
One advantage of True
workers compensation to
employers is predictable
costs. T/F
List 4 states that have North Dakota, Ohio, Wyoming, Washington
monopolistic funds.
List 2 states where Texas and New Jersey
workers compensation is
elective for employers.
Both item 3A and item 3C 3A triggers WC insurance for the state or state listed
of the information pages in which the policyholder currently has ongoing
of a WC policy list the business. 3C lists all of other states except those
states the policy covers. listed in 3A and monopolistic states that the
Explain the difference policyholder may conduct business during the
between these two items. policy term.
, The experience modifier reflects employers claims
What is the experience
experience, that is, the frequency and severity, or
modifier, and what is its
cost, of claims. The experience modifier is used to
purpose?
calculate an employers premium.
What information does Explains the policy's role as an insurance contract.
the General Section A
provide in a WC policy?
What information does Clarifies who in insured
the General Section B
provide in a WC policy?
What information does Describes workers compensation law
the General Section C
provide in a WC policy?
What information does Explains in which states coverage applies
the General Section D
provide in a WC policy?
What information does Explains in which states coverage applies and
the General Section E in a identifies workplace locations where coverage
WC policy? applies
Explain what Paragraph C Paragraph C does not focus on federal workers or
in the General Section of federal workers compensation laws.
the WC and EL insurance
policy does not apply to.
What is the correct Medical
compensation category
for the following benefit:
Reasonable and
necessary treatment for
an injury
What is the correct Disability
compensation category
for the following benefit:
Compensation for types
or permanent injury
, What is the correct Disability
compensation category
for the following benefit:
Compensation for lost
wages
What is the correct Death
compensation category
for the following benefit:
Financial support for
beneficiaries
What is the correct Rehabilitation
compensation category
for the following benefit:
Restoration of an
employee's physical
capacity
What are the medical and WC would pay medical costs for all reasonable
disability benefits that are injuries, with no time limits. Disability benefits are
associated with workers based on an injured employee's income and are
comp based on? What limited to the extent of their disability.
are their time limits?
Summarize the purpose Following the workers compensation law that
of paragraph B in Part applies, paragraph B expresses the insurer's promise
One of the WC and EL to pay required benefits promptly.
insurance policy.
Commercial Casualty II – CISR Questions And
Answers 2024
Leave the first rating
Terms in this set (126)
State workers True
compensation laws are
no-fault systems. T/F
Employer purchase of False; With the exception of Texas and new Jersey,
workers compensation all states have made employer purchase of workers
insurance is voluntary in compensation insurance mandatory.
all state but Texas and
New Jersey. T/F
One advantage of True
workers compensation to
employers is predictable
costs. T/F
List 4 states that have North Dakota, Ohio, Wyoming, Washington
monopolistic funds.
List 2 states where Texas and New Jersey
workers compensation is
elective for employers.
Both item 3A and item 3C 3A triggers WC insurance for the state or state listed
of the information pages in which the policyholder currently has ongoing
of a WC policy list the business. 3C lists all of other states except those
states the policy covers. listed in 3A and monopolistic states that the
Explain the difference policyholder may conduct business during the
between these two items. policy term.
, The experience modifier reflects employers claims
What is the experience
experience, that is, the frequency and severity, or
modifier, and what is its
cost, of claims. The experience modifier is used to
purpose?
calculate an employers premium.
What information does Explains the policy's role as an insurance contract.
the General Section A
provide in a WC policy?
What information does Clarifies who in insured
the General Section B
provide in a WC policy?
What information does Describes workers compensation law
the General Section C
provide in a WC policy?
What information does Explains in which states coverage applies
the General Section D
provide in a WC policy?
What information does Explains in which states coverage applies and
the General Section E in a identifies workplace locations where coverage
WC policy? applies
Explain what Paragraph C Paragraph C does not focus on federal workers or
in the General Section of federal workers compensation laws.
the WC and EL insurance
policy does not apply to.
What is the correct Medical
compensation category
for the following benefit:
Reasonable and
necessary treatment for
an injury
What is the correct Disability
compensation category
for the following benefit:
Compensation for types
or permanent injury
, What is the correct Disability
compensation category
for the following benefit:
Compensation for lost
wages
What is the correct Death
compensation category
for the following benefit:
Financial support for
beneficiaries
What is the correct Rehabilitation
compensation category
for the following benefit:
Restoration of an
employee's physical
capacity
What are the medical and WC would pay medical costs for all reasonable
disability benefits that are injuries, with no time limits. Disability benefits are
associated with workers based on an injured employee's income and are
comp based on? What limited to the extent of their disability.
are their time limits?
Summarize the purpose Following the workers compensation law that
of paragraph B in Part applies, paragraph B expresses the insurer's promise
One of the WC and EL to pay required benefits promptly.
insurance policy.
