SF: Texas All Lines Adjuster; Pre-
licensing Practice Exam
Which regulatory body handles violations of related insurance issues only? -
correct answers✅✅Texas Insurance Code (TIC)
What license carries the minimum requirements to handle homeowner's
claims? - correct answers✅✅Property, Casualty & Surety
30% of the questions on the license exam are considered "Knowledge-based"
questions. What are the remaining 70% considered? - correct
answers✅✅Application-based
Most Workers' Compensation policies have what type of policy limit? -
correct answers✅✅None
Which one of the following penalties or remedies is not valid under the DTPA?
- correct answers✅✅Locked in the same room alone with an adjuster
Which one of the following is not a qualification to become an adjuster? -
correct answers✅✅Have an MBA in insurance
If your adjusters license has not been renewed and the current date is 6
months past the actual renewal date, what must you do to obtain a license? -
correct answers✅✅Re-apply for an adjuster's license & pay a 50% penalty
An Emergency Adjuster is valid for 90 days with an allowable ______
extension. - correct answers✅✅90 day
When must a licensed adjuster renew his/her adjuster's license in Texas? -
correct answers✅✅2 years from your birthday after receiving your initial
license
,SF: Texas All Lines Adjuster; Pre-
licensing Practice Exam
In the mid 1990's Insurer's shifted focus on claims handling from field
adjusting to in-office adjusting. This change in claims handling was known as
___________________. - correct answers✅✅Claim Centralization
An unlicensed adjuster may work under a licensed adjuster for how long
before being required to obtain a valid adjuster's license? - correct
answers✅✅12 months
Every licensed adjuster must notify the commissioner when they move their
place of business. In what time period must the licensee notify the
commissioner? - correct answers✅✅Promptly
When the dealers negotiated an agreement on purchasing drugs, they were
of age & there was a monetary exchange. Which of the following nullify this
transaction as a 'contract'? - correct answers✅✅Legal offer & acceptance
What is the minimum amount of Continuing Education (CE) hours required to
renew your Texas All-Lines Adjuster License? - correct answers✅✅24
hours
Which of the following is not allowed to handle property or auto claims for an
insurance carrier? - correct answers✅✅Public Adjuster
In Worker's Compensation, what is utilized to monitor the frequency of
medical visits? - correct answers✅✅Utilization Reviews
Which of the following is a Worker's Compensation regulatory entity? -
correct answers✅✅Texas Worker's Compensation Comission
,SF: Texas All Lines Adjuster; Pre-
licensing Practice Exam
What is the legal age to become a competent party to a contract? - correct
answers✅✅18
Which of the following is allowed to handle property claims for an insurance
carrier? - correct answers✅✅An individual who as an employee of an
insurance company supervises the handling of claims
What does IME stand for? - correct answers✅✅Independent Medical
Examination
Which of the following is not a source of legal liability? - correct
answers✅✅Peril
What is the TIC? - correct answers✅✅Texas Insurance Code
An individual who investigates or adjusts losses or supervises the handling of
claims. - correct answers✅✅Adjuster
Current Chapters 541 & 542 of the TIC were once recognized as what Article?
- correct answers✅✅21.21
An adjuster that works exclusively for an insurance company. - correct
answers✅✅Staff Adjuster
What is the time limit for completion of the Texas All-Lines Adjuster Exam? -
correct answers✅✅180 minutes
Which of the following in not a 'Compensatory Damage'? - correct
answers✅✅Money to punish the wrong-doer
, SF: Texas All Lines Adjuster; Pre-
licensing Practice Exam
Under the TIC Remedies, what is the cap for punitive damages? - correct
answers✅✅2 x damages
Which of the following incidents would an employer be responsible for
providing coverage? - correct answers✅✅Employee was negligent and
fell from a ladder resulting in injury to himself
Which of the following methods to control medical costs would not be
included in a Worker's Compensation policy? - correct answers✅✅Deny
physical therapy treatments
The courts have interpreted that an insured or third party beneficiary to an
insurance policy can be recognized as a ___________ under the Texas
Insurance Code - correct answers✅✅Claimant
This position is the insurer's direct representative with the insured, claimant,
attorney, etc.. - correct answers✅✅Adjuster
What is the best description of a 'competent party'? - correct
answers✅✅Of sound mind & at least 18 years old
The Texas Worker's Compensation Act limits a covered employers' liability to
a schedule of benefits. Which benefit would not be included? - correct
answers✅✅Life Insurance on dependents
An Emergency Licensed Adjuster can work for ____________ before submitting
the actual license application. - correct answers✅✅5 days
licensing Practice Exam
Which regulatory body handles violations of related insurance issues only? -
correct answers✅✅Texas Insurance Code (TIC)
What license carries the minimum requirements to handle homeowner's
claims? - correct answers✅✅Property, Casualty & Surety
30% of the questions on the license exam are considered "Knowledge-based"
questions. What are the remaining 70% considered? - correct
answers✅✅Application-based
Most Workers' Compensation policies have what type of policy limit? -
correct answers✅✅None
Which one of the following penalties or remedies is not valid under the DTPA?
- correct answers✅✅Locked in the same room alone with an adjuster
Which one of the following is not a qualification to become an adjuster? -
correct answers✅✅Have an MBA in insurance
If your adjusters license has not been renewed and the current date is 6
months past the actual renewal date, what must you do to obtain a license? -
correct answers✅✅Re-apply for an adjuster's license & pay a 50% penalty
An Emergency Adjuster is valid for 90 days with an allowable ______
extension. - correct answers✅✅90 day
When must a licensed adjuster renew his/her adjuster's license in Texas? -
correct answers✅✅2 years from your birthday after receiving your initial
license
,SF: Texas All Lines Adjuster; Pre-
licensing Practice Exam
In the mid 1990's Insurer's shifted focus on claims handling from field
adjusting to in-office adjusting. This change in claims handling was known as
___________________. - correct answers✅✅Claim Centralization
An unlicensed adjuster may work under a licensed adjuster for how long
before being required to obtain a valid adjuster's license? - correct
answers✅✅12 months
Every licensed adjuster must notify the commissioner when they move their
place of business. In what time period must the licensee notify the
commissioner? - correct answers✅✅Promptly
When the dealers negotiated an agreement on purchasing drugs, they were
of age & there was a monetary exchange. Which of the following nullify this
transaction as a 'contract'? - correct answers✅✅Legal offer & acceptance
What is the minimum amount of Continuing Education (CE) hours required to
renew your Texas All-Lines Adjuster License? - correct answers✅✅24
hours
Which of the following is not allowed to handle property or auto claims for an
insurance carrier? - correct answers✅✅Public Adjuster
In Worker's Compensation, what is utilized to monitor the frequency of
medical visits? - correct answers✅✅Utilization Reviews
Which of the following is a Worker's Compensation regulatory entity? -
correct answers✅✅Texas Worker's Compensation Comission
,SF: Texas All Lines Adjuster; Pre-
licensing Practice Exam
What is the legal age to become a competent party to a contract? - correct
answers✅✅18
Which of the following is allowed to handle property claims for an insurance
carrier? - correct answers✅✅An individual who as an employee of an
insurance company supervises the handling of claims
What does IME stand for? - correct answers✅✅Independent Medical
Examination
Which of the following is not a source of legal liability? - correct
answers✅✅Peril
What is the TIC? - correct answers✅✅Texas Insurance Code
An individual who investigates or adjusts losses or supervises the handling of
claims. - correct answers✅✅Adjuster
Current Chapters 541 & 542 of the TIC were once recognized as what Article?
- correct answers✅✅21.21
An adjuster that works exclusively for an insurance company. - correct
answers✅✅Staff Adjuster
What is the time limit for completion of the Texas All-Lines Adjuster Exam? -
correct answers✅✅180 minutes
Which of the following in not a 'Compensatory Damage'? - correct
answers✅✅Money to punish the wrong-doer
, SF: Texas All Lines Adjuster; Pre-
licensing Practice Exam
Under the TIC Remedies, what is the cap for punitive damages? - correct
answers✅✅2 x damages
Which of the following incidents would an employer be responsible for
providing coverage? - correct answers✅✅Employee was negligent and
fell from a ladder resulting in injury to himself
Which of the following methods to control medical costs would not be
included in a Worker's Compensation policy? - correct answers✅✅Deny
physical therapy treatments
The courts have interpreted that an insured or third party beneficiary to an
insurance policy can be recognized as a ___________ under the Texas
Insurance Code - correct answers✅✅Claimant
This position is the insurer's direct representative with the insured, claimant,
attorney, etc.. - correct answers✅✅Adjuster
What is the best description of a 'competent party'? - correct
answers✅✅Of sound mind & at least 18 years old
The Texas Worker's Compensation Act limits a covered employers' liability to
a schedule of benefits. Which benefit would not be included? - correct
answers✅✅Life Insurance on dependents
An Emergency Licensed Adjuster can work for ____________ before submitting
the actual license application. - correct answers✅✅5 days
