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Exam (elaborations)

Property An Casualty. Adjusters License Exam 2025

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PROPERTY AN CASUALTY. ADJUSTERS LICENSE EXAM 2025

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PROPERTY AN CASUALTY. ADJUSTERS
LICENSE EXAM 2025

What is an adjuster - Precise Answer ✔✔A Adjuster is someone who investigates losses on behalf of
either an insurer or a self insured . Or any person who supervises the handling of claims.



Contractors - Precise Answer ✔✔may work for a company that furnishes adjusters for the handling of
catastrophic losses. They are paid in the same manner as independents.



Public Adjusters - Precise Answer ✔✔Work on behalf of the insured negotiating a claim settlement



Staff Adjusters - Precise Answer ✔✔"Company Adjusters" Are on the payroll of the insurance company.
Paid hourly, or salary



Independent Adjusters - Precise Answer ✔✔usually handle claims for more than one company and
receive a fee based on time and expense. Or a permanent employee of an independent adjusting firm,
receiving anual salary. Some are paid a percentage of the loss others are paid per diem.



How many types of adjusters are there ? - Precise Answer ✔✔4



What 3 adjuster licenses are there ? - Precise Answer ✔✔Adjusters- Workers compensation

Adjusters- Property and Casualty

Adjusters- All lines



What does the Adjuster- Workers Compensation license allow you to do - Precise Answer ✔✔It allows a
person to adjust or supervise claims in all workers compensation , employers liability, and all other
federal acts such as the Jones Act, United states Longshore man act and harbor workers compensation
act.

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