Georgia Personal Line Exam Questions
With Correct Answers 100% Pass
A neighbor's tree has fallen, the insured's homeowners policy will NOT pay to remove the tree
unless☑️Correct Ans-The tree is blocking the driveway
If a consumer requests additional information concerning an investigative consumer report, how
long does the insurer or reporting agency have to comply☑️Correct Ans-5 days
Under Coverage C of a homeowners policy, the amount of insurance provided to cover personal
property of the insured is☑️Correct Ans-50% of the amount provided as Coverage A
The amount an insurer will pay under Coverage D (loss of use) depends on☑️Correct Ans-How
long a dwelling has been occupied
According to the loss payment condition in HO policies, losses must be paid within how many
days of the insurer receiving proof of loss?☑️Correct Ans-60 days
An insured must get advance warning if the premium will be increased by more than☑️Correct
Ans-15%
How dose the Mobile home endorsement affect the other coverage of law or ordinance in a
homeowners policy☑️Correct Ans-it removes the coverage
Insurance is the transfer of☑️Correct Ans-Risk
The contents coverage on a homeowners policy would pay much after the loss of one of a pair of
golden candlesticks?☑️Correct Ans-The difference in he actual cash value as a pair and a single
With Correct Answers 100% Pass
A neighbor's tree has fallen, the insured's homeowners policy will NOT pay to remove the tree
unless☑️Correct Ans-The tree is blocking the driveway
If a consumer requests additional information concerning an investigative consumer report, how
long does the insurer or reporting agency have to comply☑️Correct Ans-5 days
Under Coverage C of a homeowners policy, the amount of insurance provided to cover personal
property of the insured is☑️Correct Ans-50% of the amount provided as Coverage A
The amount an insurer will pay under Coverage D (loss of use) depends on☑️Correct Ans-How
long a dwelling has been occupied
According to the loss payment condition in HO policies, losses must be paid within how many
days of the insurer receiving proof of loss?☑️Correct Ans-60 days
An insured must get advance warning if the premium will be increased by more than☑️Correct
Ans-15%
How dose the Mobile home endorsement affect the other coverage of law or ordinance in a
homeowners policy☑️Correct Ans-it removes the coverage
Insurance is the transfer of☑️Correct Ans-Risk
The contents coverage on a homeowners policy would pay much after the loss of one of a pair of
golden candlesticks?☑️Correct Ans-The difference in he actual cash value as a pair and a single
