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HPEX 300 Health Care Delivery In U.S Exam 3 Questions With 100% Correct Answers

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HPEX 300 Health Care Delivery In U.S Exam 3 Questions With 100% Correct Answers

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18 pages

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Institution HPEX 300

Course HPEX 300

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HPEX 300 Health Care Delivery In U.S Exam 3 Questions With 100% Correct Answers

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HPEX 300 Health Care Delivery In U.S
Exam 3 Questions With 100% Correct
Answers

quad-functionTmodelT-TCorrectTAnswer-
financing,Tinsurance,Tdelivery,Tpayment

QuadTFunctionTModel:TFinancingT-TCorrectTAnswer-
toTbuyTinsuranceTorTtoTpayTforThealthTcareTservicesTconsumedTusuallyT
empoweredTbased

QuadTFunctionTModel:TinsuranceT-TCorrectTAnswer-
toTprotectTagainstTcatastrophicTrisk.TDetermineTtheTpackageTtheTindivi
dualTisTeligibleTtoTreceive

QuadTFunctionTModel:TdeliveryT-TCorrectTAnswer-
Provider:TanyTentityTthatTdeliversThealthTcareTservicesTandTreceivesTins
uranceTpaymentTdirectlyTforTthoseTservices

QuadTFunctionTModel:TpaymentT-TCorrectTAnswer-
Reimbursement:TtheTdeterminationTofThowTmuchTtoTpayTforTaTservice

FundsTcomeTfromTpremiumsTpaidTtoTinsuranceTcompany

,PatientTusuallyTpaysTco-
pay,TandTtheTinsuranceTcompanyTpaysTremainder

InsuranceT-TCorrectTAnswer-ToTprotectTagainstTcatastrophicTrisks

RiskT-TCorrectTAnswer-
TheTpossibilityTofTsubstantialTfinancialTlossTfromTsomeTeventTwhereTpr
obabilityTofToccurrenceTisTsmall

beneficiaryT-TCorrectTAnswer-oneTwhoTreceivesTbenefits

-T"theTinsured"

PremiumT-TCorrectTAnswer-
AmountTchargedTbyTinsurerTtoTunsureTagainstTrisk

-employer-employeeTcostTsharing

CostTSharingT-TCorrectTAnswer-
TheTshareTofTcostsTcoveredTbyTyourTinsuranceTthatTyouTpayToutTofTyour
Tpocket

whatTthreeTtermTdescribeTcostTsharing?T-TCorrectTAnswer-
deducible,Tcopayment,Tcoinsurance

, deducibleT-TCorrectTAnswer-
AmountTtheTinsuredTpaysTfirstTbeforeTbenefitsTareTpaidTbyTtheTplan.

-payTannually

CopaymentT-TCorrectTAnswer-flatTamountTpaidTperTservice

CoinsuranceT-TCorrectTAnswer-
aTsetTproportionTofTtheTmedicalTcostsTthatTtheTinsuredTmustTpayToutTof
Tpocket

otherTwords

ATtypeTofTinsuranceTinTwhichTtheTinsuredTpaysTaTshareTofTtheTpaymentT
madeTagainstTaTclaim

costTsharingT________TmoralThazardT-TCorrectTAnswer-reduces

MoralTHazardT-TCorrectTAnswer-
LackTofTincentiveTtoTguardTagainstTriskTwhereToneTisTprotectedTfromTits
TconsequencesTbyTinsurance

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Uploaded on: December 3, 2024
Number of pages: 18
Written in: 2024/2025
Type: Exam (elaborations)
Contains: Questions & answers

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