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HPEX 300 Health Care Delivery In U.S Exam 3 Question With 100% Correct Answers

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HPEX 300 Health Care Delivery In U.S Exam 3 Question With 100% Correct Answers

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HPEX 300 Health Care Delivery In U.S
Exam 3 Question With 100% Correct
Answers

QuadTFunctionTModelT-TCorrectTAnswer-Financing-
Temployer/TindividualTbuysTinsurance


Insurance-TinsuranceTagency/TgovernmentTdeterminesTpackage
Payment-reimbursementTofTtheTproviderTbyTtheTinsurance/patient
Delivery-TproviderTdeliversTservice


InsuranceT-TCorrectTAnswer-ToTprotectTagainstTcatastrophicTrisks


RiskT-TCorrectTAnswer-
TheTpossibilityTofTsubstantialTfinancialTlossTfromTsomeTeventTwhereTpr
obabilityTofToccurrenceTisTsmall


MoralTHazardT-TCorrectTAnswer-
LackTofTincentiveTtoTguardTagainstTriskTwhereToneTisTprotectedTfromTits
TconsequencesTbyTinsurance




PremiumT-TCorrectTAnswer-
AmountTchargedTbyTinsurerTtoTunsureTagainstTrisk

, Out-of-pocketTpaymentsT-TCorrectTAnswer-
expensesTthatTareTnotTreimbursedTbyTinsurance
-deductible
-co-insurance
-coTpayment


CostTSharingT-TCorrectTAnswer-
TheTshareTofTcostsTcoveredTbyTyourTinsuranceTthatTyouTpayToutTofTyour
Tpocket




DeductibleT-TCorrectTAnswer-
ATspecificTamountTofTmoneyTthatTtheTinsuredTmustTpayTbeforeTanTinsu
ranceTcompanyTwillTpayTaTclaim


Co-TPaymentT-TCorrectTAnswer-
aTpaymentTmadeTbyTaTbeneficiaryTinTadditionTtoTthatTmadeTbyTanTinsur
er


Co-InsuranceT-TCorrectTAnswer-
ATtypeTofTinsuranceTinTwhichTtheTinsuredTpaysTaTshareTofTtheTpaymentT
madeTagainstTaTclaim


GroupTInsuranceTPolicyT-TCorrectTAnswer-
ProvidesTgroupTinsuranceTplanTtoTaTselectTgroup

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