©THESTAR EXAM SOLUTIONS 2024/2025
ALL RIGHTS RESERVED.
AAFCS 200 COMPOSITE TEXES Exam
Study Guide.
Communicating effectively with an older person as a caregiver. - answer✔-Remember that they
often feel as though they are a burden to the caregiver.
-Positive messages, show desire to help.
-REMINISCING: Should be encouraged by caregivers. To talk about the past is an important part
of the aging process.
-it can remind them o their persona resources for dealing with choices, problems, and losses.
-Confidence and Self-Esteem
-If reminiscing stimulates negative memories, it should not be encouraged.
-AL= Will communicate that who they are and what they have accomplished is indeed
important.
-Valued, respected, and accepted.
Active listening - answer✔Trying to understand what the others are saying and why, identify
feelings.
Pensions - answer✔are funds paid to retired employees who paid into a pension fund while
they were employed.
Social Security - answer✔-A federal program under the direction of the SS Administration.
Designed to give retired or disabled individuals some source of income.
-Benefits after paying into it as an employee.
Medicare - answer✔Federal Program that helps older ppl (65+) in paying their medical bills.
1|Page
, ©THESTAR EXAM SOLUTIONS 2024/2025
ALL RIGHTS RESERVED.
Medicaid - answer✔Designed by Federal Govt. as a state program to hep those who need and
qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
Medical Asepsis - answer✔Means free from germs o bacteria that may cause infection.
Class A Fire - answer✔Fire started with wood, paper, or trash
Class B Fire - answer✔Fire started with gas, grease or other liquid
Class C Fire - answer✔Electircal fire
First Degree Burn - answer✔Skin Reddened but unbroken
FA: Place under cold Water
Second Degree Burn - answer✔Skin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
Third Degree Burn - answer✔Skin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
Consumer Product Safety Commission - answer✔-Charged to protect the consumers from
unreasonable risks associated with consumer products, to assist consumers in voluntary
comparative safety of consumer products and more.
-Regulates the production and sale of products that are potentially hazardous, sets safety
standards, can ban products that are deemed hazardous to consumers, can seize products from
the market.
Consumer Bill of Rights - answer✔-The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
Health Insurance Portability and Accountability (HIPAA) - answer✔Creates national standards to
protect individuals medical records and other personal heath info.
2|Page
, ©THESTAR EXAM SOLUTIONS 2024/2025
ALL RIGHTS RESERVED.
Progressive Tax - answer✔A tax that requires a larger fraction of income as that income
increases.
Ex: Income Tax
Regressive Tax - answer✔A tax requiring a smaller fraction of income increases, tax is measured
against what is spent.
Ex. Sales Tax
Proportional Tax - answer✔A tax that requires the same fraction of income from tax payers of
all income levels.
Ex:
Bankruptcy - answer✔-Chapter 13 = 7 years ; Chapter 7 = 10 years
- A federal court procedure that helps consumers and business get rid of their debt and repay
their creditors. "liquidation" or "reorganization"
Cash Card - answer✔Any electronic payment card that stores cash fro various types of
payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll cards
Chamber of Commerce - answer✔A local association to promote and protect the interests of
the business community in a particular place.
Better Business Bureau (BBB) - answer✔-An organization focused on advancing marketplace
trust.
-Using an accredited Business system they rank business, charities, and non-profits.
Federal Trade Comission (FTC) - answer✔An agency whose basic responsibility is to help
consumers find needed information or locate the appropriate agency to assist them with their
problems.
Fair Credit Reporting Act (FACT ACT) - answer✔Legislation giving consumers the right to know
what information consumer reporting about them to creditors, insurance companies, and
employers.
Duopoly - answer✔A market situation in which 2 sellers dominate a specific market industry.
Monopoly - answer✔One seer controls the supply of a product or service.
Oligopoly - answer✔A situation in which few sellers (4 or less) control the majority of a supply
or service produced.
3|Page
, ©THESTAR EXAM SOLUTIONS 2024/2025
ALL RIGHTS RESERVED.
Small Claims Court - answer✔A legal mechanism available in all states to solve legal problems
involving small sums of money.
-A Judge exercises broad powers in this court. HE or she decided the case and there is no jury.
Judges ruing may be apealed to a higher court.
Non-durable goods - answer✔Are consumption goods purchased by the household sector that
generally have a useful satisfaction-providing existence of shorter than a year.
-are about 30% of personal consumption.
Sanitation Of Toys - answer✔dipped in a bleach-water solution and allowed o air dry
Immunization - answer✔When a very small amount of a particular disease germ is injected into
the bloodstream so that the bod begins to produce the type of antibodies to fight the germ.
Reporting Child Abuse - answer✔You shod report any concern to a supervisor in a private
setting. Then supervisors should check out the concern and report to the closest social service
or CPS agency.
B.F. Skinner - answer✔Emphasized that almost all behavior is LEARNED and can be increased by
positive consequences and decreased by negative consequences.
Social Learning Theory - answer✔New behaviors are earned primarily through observing the
behavior of others. Observational learning or Modeling.
Psychoanalytic Theories - answer✔Method of learning about mental processes and of treating
some mental disorders through the use of techniques association.
Behaviorism - answer✔Traditional earning theory that credits environment as primary source
of development factors only born with reflexes.
Erik Erickson - answer✔Developed theory on specific social tasks that need to emerge for
healthy development.
Basic Trust vs. Mistrust (INFANTS) - answer✔Infants forms first trusting relationships with
caregiver.
Warmth, affection, and consistency of care lead to a positive, secure attachment with primary
caregiver. Inadequate care results in fear and mistrust. Since the relationship is the prototype
for all others, those with a primarily negative resolution to this stage may struggle with forming
close relationships for the rest of their lives.
Autonomy vs. Shame/Doubt (TODDLER) - answer✔Toddler begins to push for independence.
4|Page
ALL RIGHTS RESERVED.
AAFCS 200 COMPOSITE TEXES Exam
Study Guide.
Communicating effectively with an older person as a caregiver. - answer✔-Remember that they
often feel as though they are a burden to the caregiver.
-Positive messages, show desire to help.
-REMINISCING: Should be encouraged by caregivers. To talk about the past is an important part
of the aging process.
-it can remind them o their persona resources for dealing with choices, problems, and losses.
-Confidence and Self-Esteem
-If reminiscing stimulates negative memories, it should not be encouraged.
-AL= Will communicate that who they are and what they have accomplished is indeed
important.
-Valued, respected, and accepted.
Active listening - answer✔Trying to understand what the others are saying and why, identify
feelings.
Pensions - answer✔are funds paid to retired employees who paid into a pension fund while
they were employed.
Social Security - answer✔-A federal program under the direction of the SS Administration.
Designed to give retired or disabled individuals some source of income.
-Benefits after paying into it as an employee.
Medicare - answer✔Federal Program that helps older ppl (65+) in paying their medical bills.
1|Page
, ©THESTAR EXAM SOLUTIONS 2024/2025
ALL RIGHTS RESERVED.
Medicaid - answer✔Designed by Federal Govt. as a state program to hep those who need and
qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
Medical Asepsis - answer✔Means free from germs o bacteria that may cause infection.
Class A Fire - answer✔Fire started with wood, paper, or trash
Class B Fire - answer✔Fire started with gas, grease or other liquid
Class C Fire - answer✔Electircal fire
First Degree Burn - answer✔Skin Reddened but unbroken
FA: Place under cold Water
Second Degree Burn - answer✔Skin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
Third Degree Burn - answer✔Skin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
Consumer Product Safety Commission - answer✔-Charged to protect the consumers from
unreasonable risks associated with consumer products, to assist consumers in voluntary
comparative safety of consumer products and more.
-Regulates the production and sale of products that are potentially hazardous, sets safety
standards, can ban products that are deemed hazardous to consumers, can seize products from
the market.
Consumer Bill of Rights - answer✔-The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
Health Insurance Portability and Accountability (HIPAA) - answer✔Creates national standards to
protect individuals medical records and other personal heath info.
2|Page
, ©THESTAR EXAM SOLUTIONS 2024/2025
ALL RIGHTS RESERVED.
Progressive Tax - answer✔A tax that requires a larger fraction of income as that income
increases.
Ex: Income Tax
Regressive Tax - answer✔A tax requiring a smaller fraction of income increases, tax is measured
against what is spent.
Ex. Sales Tax
Proportional Tax - answer✔A tax that requires the same fraction of income from tax payers of
all income levels.
Ex:
Bankruptcy - answer✔-Chapter 13 = 7 years ; Chapter 7 = 10 years
- A federal court procedure that helps consumers and business get rid of their debt and repay
their creditors. "liquidation" or "reorganization"
Cash Card - answer✔Any electronic payment card that stores cash fro various types of
payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll cards
Chamber of Commerce - answer✔A local association to promote and protect the interests of
the business community in a particular place.
Better Business Bureau (BBB) - answer✔-An organization focused on advancing marketplace
trust.
-Using an accredited Business system they rank business, charities, and non-profits.
Federal Trade Comission (FTC) - answer✔An agency whose basic responsibility is to help
consumers find needed information or locate the appropriate agency to assist them with their
problems.
Fair Credit Reporting Act (FACT ACT) - answer✔Legislation giving consumers the right to know
what information consumer reporting about them to creditors, insurance companies, and
employers.
Duopoly - answer✔A market situation in which 2 sellers dominate a specific market industry.
Monopoly - answer✔One seer controls the supply of a product or service.
Oligopoly - answer✔A situation in which few sellers (4 or less) control the majority of a supply
or service produced.
3|Page
, ©THESTAR EXAM SOLUTIONS 2024/2025
ALL RIGHTS RESERVED.
Small Claims Court - answer✔A legal mechanism available in all states to solve legal problems
involving small sums of money.
-A Judge exercises broad powers in this court. HE or she decided the case and there is no jury.
Judges ruing may be apealed to a higher court.
Non-durable goods - answer✔Are consumption goods purchased by the household sector that
generally have a useful satisfaction-providing existence of shorter than a year.
-are about 30% of personal consumption.
Sanitation Of Toys - answer✔dipped in a bleach-water solution and allowed o air dry
Immunization - answer✔When a very small amount of a particular disease germ is injected into
the bloodstream so that the bod begins to produce the type of antibodies to fight the germ.
Reporting Child Abuse - answer✔You shod report any concern to a supervisor in a private
setting. Then supervisors should check out the concern and report to the closest social service
or CPS agency.
B.F. Skinner - answer✔Emphasized that almost all behavior is LEARNED and can be increased by
positive consequences and decreased by negative consequences.
Social Learning Theory - answer✔New behaviors are earned primarily through observing the
behavior of others. Observational learning or Modeling.
Psychoanalytic Theories - answer✔Method of learning about mental processes and of treating
some mental disorders through the use of techniques association.
Behaviorism - answer✔Traditional earning theory that credits environment as primary source
of development factors only born with reflexes.
Erik Erickson - answer✔Developed theory on specific social tasks that need to emerge for
healthy development.
Basic Trust vs. Mistrust (INFANTS) - answer✔Infants forms first trusting relationships with
caregiver.
Warmth, affection, and consistency of care lead to a positive, secure attachment with primary
caregiver. Inadequate care results in fear and mistrust. Since the relationship is the prototype
for all others, those with a primarily negative resolution to this stage may struggle with forming
close relationships for the rest of their lives.
Autonomy vs. Shame/Doubt (TODDLER) - answer✔Toddler begins to push for independence.
4|Page
