CAWC EXAM WITH CORRECT
ANSWERS
In cwhat cyear cdid cWisconsin cbecome cthe cfirst cstate cto cenact ca cWorker's
cCompensation claw cto cstand cup cto cconstitutional claws? c- ccorrect canswers✔✔1911
When cdid cevery cother cstate cenact ca cWorkers cCompensation claw? c- ccorrect
canswers✔✔1948
What cwas cthe cFellow cServant cLaw? c- ccorrect canswers✔✔Defense cused cwhen cco-
worker cwas cinvolved. cIt casserted cthat cthe cco-worker cwas cinvolved cwith cthe cinjury
cand cthe cemployer cwas cnot cliable.
What cwas cthe cassumption cof crisk cThe cAssumption cof cRisk? c- ccorrect
canswers✔✔Defense cthat cstated cemployee cwas caware cof crisk cwhen cthey ctook cthe
cposition, cthe cemployer cwas cnot cliable.
What cwas cContributory cNegligence? c- ccorrect canswers✔✔Asserted cthat cemployee
cwas ccareless cor cplayed ca cpart cin cthe cinjury, cemployee cnot cliable.
What cis cthe cChoice cof cLaw cProvision? c- ccorrect canswers✔✔The cemployee ccan
cdecide cwhich cstate cthey cwould clike cto creceive cbenefits cfrom. cIncludes cwhere cthe
cinjury coccurred, cwhere cthe cusually cwork, cor cwhere cthey cwere chired.
What ccan chappen cif can cemployer cdoesn't chave cliability ccoverage? c- ccorrect
canswers✔✔Compulsory cin csome cstates cand celective cin cothers. cIn celective cstates,
cit cis cusually ccombined cwith cworkers ccomp cpolicy. cIf can cemployer cin ca ccompulsory
cstate cdoes cnot chave cthis ccoverage, cthey ccan cface ca cfine cor cclosure cof cthe
cbusiness.
What cdoes cemployers' cliability cinsurance cnot ccover? c- ccorrect canswers✔✔Any ctype
cof cdiscrimination cclaims csuch cas: cage, cracial, csexual cetc.
What care cthe ccharacteristics cof ca chard cmarket? c- ccorrect canswers✔✔higher crates,
cless cnegotiation, ccarriers cgreater cleverage, cstricter cunderwriting cpractices, cand
clower ccoverage climits
How clong cdoes ca chard cmarket ctypically clast? c- ccorrect canswers✔✔3-5 cyears,
cusually cshorter cthan csoft cmarket
, What care cthe ccharacteristics cof ca csoft cmarket? c- ccorrect canswers✔✔lower crates,
cmore cnegotiation, cemployer chas cgreater cleverage, cnot cas ctough cunderwriting
cpractices, cand chigher cpolicy climits, closs ccontrol cis cimportant
How clong cdoes ca csoft cmarket clast? c- ccorrect canswers✔✔6-8 cyears
What cis cthe ccost cof cinsurance cfraud cannually cin cthe cUS? c- ccorrect canswers✔✔80
cbillion cdollars ca cyear
What care cthe ctwo ctypes cof cagent cfraud? c- ccorrect canswers✔✔Delaying cthe
cPayment cand cHolding cthe cPayment
What care cthe ccharacteristics cof cConformists? c- ccorrect canswers✔✔• cTolerate
cinsurance cfraud cto ca cfair cextent
• cBelieve cthat cmany cpeople cdo cit, cmaking cit
more cacceptable
• cSupport cmoderate cforms cof cpunishment
• cRepresent c26.4% cof csurveyed
population
What care cthe ccharacteristics cof cRealists? c- ccorrect canswers✔✔• cTolerate cinsurance
cfraud cto ca clow cextent
• cBelieve csome cbehaviors care cjustified
depending con cthe ccircumstances
• cAre cnot cadvocates cof cstrong cpunishment
• cRepresent c21.6% cof csurveyed
population
What c3 ccriteria cdoes can cinjury chave cto cmeet cto cbe ccompensable? c- ccorrect
canswers✔✔Accidental, carising cout cof cemployment, cin cthe ccourse cof cemployment
What cis cthe cIncreased cRisk cPrinciple? c- ccorrect canswers✔✔Most ccourts cdeem can
cinjury cto chave carisen cout cof cemployment cif cinjury cresulted cfrom ca crisk cto cwhich
cthe cworker cwas cmore csubject cthan cthe cpublic cis.
What cis cthe cBut cFor cPrinciple? c- ccorrect canswers✔✔In ccertain cstates, cwhen ca
cworker cis cexposed cto ca crisk cbecause cof cemployment, cany cresulting cinjuries care
ccompensable. cLiberalized cversion cof c"Arising cout cof"
What cis cthe cPositional cRisk cDoctrine? c- ccorrect canswers✔✔Another cterm cfor cthe
c"But cfor cprinciple". cwhenever cthe cemployment cplaces ca cworker cin cthe ctime cand
cplace cin cwhich can cinjury coccurs cthat cwould cnot chave coccurred cotherwise, cthe
cinjury cis ccompensable.
What cis cthe cthree ccriteria cfor cmedical cbenefits cto cbe ccovered? c- ccorrect
canswers✔✔• cIt cmust cbe crelated cto cthe cinjury.
ANSWERS
In cwhat cyear cdid cWisconsin cbecome cthe cfirst cstate cto cenact ca cWorker's
cCompensation claw cto cstand cup cto cconstitutional claws? c- ccorrect canswers✔✔1911
When cdid cevery cother cstate cenact ca cWorkers cCompensation claw? c- ccorrect
canswers✔✔1948
What cwas cthe cFellow cServant cLaw? c- ccorrect canswers✔✔Defense cused cwhen cco-
worker cwas cinvolved. cIt casserted cthat cthe cco-worker cwas cinvolved cwith cthe cinjury
cand cthe cemployer cwas cnot cliable.
What cwas cthe cassumption cof crisk cThe cAssumption cof cRisk? c- ccorrect
canswers✔✔Defense cthat cstated cemployee cwas caware cof crisk cwhen cthey ctook cthe
cposition, cthe cemployer cwas cnot cliable.
What cwas cContributory cNegligence? c- ccorrect canswers✔✔Asserted cthat cemployee
cwas ccareless cor cplayed ca cpart cin cthe cinjury, cemployee cnot cliable.
What cis cthe cChoice cof cLaw cProvision? c- ccorrect canswers✔✔The cemployee ccan
cdecide cwhich cstate cthey cwould clike cto creceive cbenefits cfrom. cIncludes cwhere cthe
cinjury coccurred, cwhere cthe cusually cwork, cor cwhere cthey cwere chired.
What ccan chappen cif can cemployer cdoesn't chave cliability ccoverage? c- ccorrect
canswers✔✔Compulsory cin csome cstates cand celective cin cothers. cIn celective cstates,
cit cis cusually ccombined cwith cworkers ccomp cpolicy. cIf can cemployer cin ca ccompulsory
cstate cdoes cnot chave cthis ccoverage, cthey ccan cface ca cfine cor cclosure cof cthe
cbusiness.
What cdoes cemployers' cliability cinsurance cnot ccover? c- ccorrect canswers✔✔Any ctype
cof cdiscrimination cclaims csuch cas: cage, cracial, csexual cetc.
What care cthe ccharacteristics cof ca chard cmarket? c- ccorrect canswers✔✔higher crates,
cless cnegotiation, ccarriers cgreater cleverage, cstricter cunderwriting cpractices, cand
clower ccoverage climits
How clong cdoes ca chard cmarket ctypically clast? c- ccorrect canswers✔✔3-5 cyears,
cusually cshorter cthan csoft cmarket
, What care cthe ccharacteristics cof ca csoft cmarket? c- ccorrect canswers✔✔lower crates,
cmore cnegotiation, cemployer chas cgreater cleverage, cnot cas ctough cunderwriting
cpractices, cand chigher cpolicy climits, closs ccontrol cis cimportant
How clong cdoes ca csoft cmarket clast? c- ccorrect canswers✔✔6-8 cyears
What cis cthe ccost cof cinsurance cfraud cannually cin cthe cUS? c- ccorrect canswers✔✔80
cbillion cdollars ca cyear
What care cthe ctwo ctypes cof cagent cfraud? c- ccorrect canswers✔✔Delaying cthe
cPayment cand cHolding cthe cPayment
What care cthe ccharacteristics cof cConformists? c- ccorrect canswers✔✔• cTolerate
cinsurance cfraud cto ca cfair cextent
• cBelieve cthat cmany cpeople cdo cit, cmaking cit
more cacceptable
• cSupport cmoderate cforms cof cpunishment
• cRepresent c26.4% cof csurveyed
population
What care cthe ccharacteristics cof cRealists? c- ccorrect canswers✔✔• cTolerate cinsurance
cfraud cto ca clow cextent
• cBelieve csome cbehaviors care cjustified
depending con cthe ccircumstances
• cAre cnot cadvocates cof cstrong cpunishment
• cRepresent c21.6% cof csurveyed
population
What c3 ccriteria cdoes can cinjury chave cto cmeet cto cbe ccompensable? c- ccorrect
canswers✔✔Accidental, carising cout cof cemployment, cin cthe ccourse cof cemployment
What cis cthe cIncreased cRisk cPrinciple? c- ccorrect canswers✔✔Most ccourts cdeem can
cinjury cto chave carisen cout cof cemployment cif cinjury cresulted cfrom ca crisk cto cwhich
cthe cworker cwas cmore csubject cthan cthe cpublic cis.
What cis cthe cBut cFor cPrinciple? c- ccorrect canswers✔✔In ccertain cstates, cwhen ca
cworker cis cexposed cto ca crisk cbecause cof cemployment, cany cresulting cinjuries care
ccompensable. cLiberalized cversion cof c"Arising cout cof"
What cis cthe cPositional cRisk cDoctrine? c- ccorrect canswers✔✔Another cterm cfor cthe
c"But cfor cprinciple". cwhenever cthe cemployment cplaces ca cworker cin cthe ctime cand
cplace cin cwhich can cinjury coccurs cthat cwould cnot chave coccurred cotherwise, cthe
cinjury cis ccompensable.
What cis cthe cthree ccriteria cfor cmedical cbenefits cto cbe ccovered? c- ccorrect
canswers✔✔• cIt cmust cbe crelated cto cthe cinjury.
