PHPM 310 Unit 2 Exam || with Complete Solutions.
Opponents of the government-funded single-payer healthcare system effectively labeled
universal healthcare as: correct answers Socialized medicine
The labor cost for processing insurance claims will be included as part of the ___ correct answers
Actual premium
Loading + Pure = Actual
In which setting are you most likely to encounter a physician? correct answers Retail clinic
If you were a hospital CEO, which form of payment would you prefer? correct answers
Retrospective payments based on fee-for-service with a cost-plus adjustment
^^this is great
The largest NUMBER of Americans without health insurance belong to this racial group: correct
answers White Americans
Being uninsured... correct answers Places individuals at financial risk should they become ill,
and reduces access to needed healthcare
History suggests that private health insurance companies could have profitably provided health
insurance to all Americans if only the government had no intervened. correct answers False
Who funds healthcare, meaning who bears the burden for the cost of care? correct answers
Consumers
The term "insurance death spiral" is most closely related to this concept. correct answers Adverse
selection
To minimize adverse selection, insurance companies would be expected to: correct answers -
Charge individuals with pre-existing conditions more
-Deny selling insurance to individuals with pre-existing conditions
-Refuse to pay for medical care related to pre-existing conditions
Which worker is most likely to be offered health insurance by their employer? correct answers
Barbara is a full-time employee of a large state agency
To practice as a PA, one must: correct answers -Complete annual continuing education
requirements
-Graduate from an accredited program
-Pass a national certification exam
Development of the early PA profession was spurred by a desire to enhance ___. correct answers
-Access to primary care services
-Efficiency of surgeons
, Why is it so difficult for older Americans to obtain affordable health insurance? correct answers
The prevalence of chronic disease increases with age
In a typical year, 80% of health expenditures are spent to provide treatment for 20% of patients
correct answers 20%
Primary care practitioners represent the majority of physicians in the US correct answers False
In the US, accessing primary care physicians is a problem because PCP's are: correct answers
Too few in number, and unevenly distributed
Allopathic (MD) medical school graduates can choose to enroll in any residency program;
however, osteopathic (DO) graduates can only enroll in primary care residencies correct answers
False
Today, the most common degree by PAs is the Bachelor's of Science correct answers False
Since 1965, this source of funding has become more important to hospitals correct answers
Federal payments
Hospital mergers during the 1990s and early 2000s was an effort to ___? correct answers
Become more powerful in negotiations with health insurance companies
Adverse selection is the most problematic when health insurance premiums are: correct answers
Community-rated
Moral hazard ___. correct answers Is reduced by co-payments
What is the probability that an applicant with a 3.30GPA and a 31 MCAT score will gain
admission to medical school? correct answers 39%
To become a physician, it takes at least ___ years of medical school & ___ years of residency.
correct answers 4 and 3
Which statement best describes the US healthcare system? correct answers Consumer choice
regarding providers, treatments, and service settings
Specialist physicians earn ___ more dollars than primary care physicians over their lifetime.
correct answers >$1 million (quite a bit more)
Over the past 40 years, medical students have increasingly relied on this source of income to pay
for tuition and living expenses correct answers Federal and private loans
What explains the shortage of PCPs following WWII? correct answers More physicians were
pursuing specialty training and no family practice residency existed at the time
Opponents of the government-funded single-payer healthcare system effectively labeled
universal healthcare as: correct answers Socialized medicine
The labor cost for processing insurance claims will be included as part of the ___ correct answers
Actual premium
Loading + Pure = Actual
In which setting are you most likely to encounter a physician? correct answers Retail clinic
If you were a hospital CEO, which form of payment would you prefer? correct answers
Retrospective payments based on fee-for-service with a cost-plus adjustment
^^this is great
The largest NUMBER of Americans without health insurance belong to this racial group: correct
answers White Americans
Being uninsured... correct answers Places individuals at financial risk should they become ill,
and reduces access to needed healthcare
History suggests that private health insurance companies could have profitably provided health
insurance to all Americans if only the government had no intervened. correct answers False
Who funds healthcare, meaning who bears the burden for the cost of care? correct answers
Consumers
The term "insurance death spiral" is most closely related to this concept. correct answers Adverse
selection
To minimize adverse selection, insurance companies would be expected to: correct answers -
Charge individuals with pre-existing conditions more
-Deny selling insurance to individuals with pre-existing conditions
-Refuse to pay for medical care related to pre-existing conditions
Which worker is most likely to be offered health insurance by their employer? correct answers
Barbara is a full-time employee of a large state agency
To practice as a PA, one must: correct answers -Complete annual continuing education
requirements
-Graduate from an accredited program
-Pass a national certification exam
Development of the early PA profession was spurred by a desire to enhance ___. correct answers
-Access to primary care services
-Efficiency of surgeons
, Why is it so difficult for older Americans to obtain affordable health insurance? correct answers
The prevalence of chronic disease increases with age
In a typical year, 80% of health expenditures are spent to provide treatment for 20% of patients
correct answers 20%
Primary care practitioners represent the majority of physicians in the US correct answers False
In the US, accessing primary care physicians is a problem because PCP's are: correct answers
Too few in number, and unevenly distributed
Allopathic (MD) medical school graduates can choose to enroll in any residency program;
however, osteopathic (DO) graduates can only enroll in primary care residencies correct answers
False
Today, the most common degree by PAs is the Bachelor's of Science correct answers False
Since 1965, this source of funding has become more important to hospitals correct answers
Federal payments
Hospital mergers during the 1990s and early 2000s was an effort to ___? correct answers
Become more powerful in negotiations with health insurance companies
Adverse selection is the most problematic when health insurance premiums are: correct answers
Community-rated
Moral hazard ___. correct answers Is reduced by co-payments
What is the probability that an applicant with a 3.30GPA and a 31 MCAT score will gain
admission to medical school? correct answers 39%
To become a physician, it takes at least ___ years of medical school & ___ years of residency.
correct answers 4 and 3
Which statement best describes the US healthcare system? correct answers Consumer choice
regarding providers, treatments, and service settings
Specialist physicians earn ___ more dollars than primary care physicians over their lifetime.
correct answers >$1 million (quite a bit more)
Over the past 40 years, medical students have increasingly relied on this source of income to pay
for tuition and living expenses correct answers Federal and private loans
What explains the shortage of PCPs following WWII? correct answers More physicians were
pursuing specialty training and no family practice residency existed at the time
