2024 AHIP MODULE 1 EXAM WITH
VALID ANSWERS
Mrs. Turner is comparing her employer's retiree insurance to Original
Medicare and would like to know which of the following services Original
Medicare will cover if the appropriate criteria are met. What could you tell
her? - CORRECT-ANSWERSOriginal Medicare covers ambulance services.
Mr. Diaz continued working with his company and was insured under his
employer's group plan until he reached age 68. He has heard that there is a
premium penalty for those who did not sign up for Part B when first eligible
and wants to know how much he will have to pay. What should you tell him?
- CORRECT-ANSWERSMr. Diaz will not pay any penalty because he had
continuous coverage under his employer's plan.
Mrs. Paterson is concerned about the deductibles and co-payments
associated with Original Medicare. What can you tell her about Medigap as
an option to address this concern? - CORRECT-ANSWERSAll costs not covered
by Medicare are covered by some Medigap plans.
Mrs. Geisler's neighbor told her she should look at her Part D options during
the annual Medicare enrollment period because the features of Part D might
have changed. Mrs. Geisler can't remember what Part D is so she called you
to ask what her neighbor was talking about. What could you tell her? -
CORRECT-ANSWERSPart D covers prescription drugs and she should look at
her premiums, formulary, and cost-sharing among other factors to see if they
have changed.
Mr. Patel is in good health and is preparing a budget in anticipation of his
retirement when he turns 66. He wants to understand the health care costs
he might be exposed to under Medicare if he were to require hospitalization
because of an illness. In general terms, what could you tell him about his
costs for inpatient hospital services under Original Medicare? - CORRECT-
ANSWERSUnder Original Medicare, there is a single deductible amount due
for the first 60 days of any inpatient hospital stay, after which it converts into
a per-day coinsurance amount through day 90. After day 90, he would pay a
daily amount up to 60 days over his lifetime, after which he would be
responsible for all costs.
Anita Magri will turn age 65 in August 2023. Anita intends to enroll in Original
Medicare Part A and Part B. She would also like to enroll in a Medicare
VALID ANSWERS
Mrs. Turner is comparing her employer's retiree insurance to Original
Medicare and would like to know which of the following services Original
Medicare will cover if the appropriate criteria are met. What could you tell
her? - CORRECT-ANSWERSOriginal Medicare covers ambulance services.
Mr. Diaz continued working with his company and was insured under his
employer's group plan until he reached age 68. He has heard that there is a
premium penalty for those who did not sign up for Part B when first eligible
and wants to know how much he will have to pay. What should you tell him?
- CORRECT-ANSWERSMr. Diaz will not pay any penalty because he had
continuous coverage under his employer's plan.
Mrs. Paterson is concerned about the deductibles and co-payments
associated with Original Medicare. What can you tell her about Medigap as
an option to address this concern? - CORRECT-ANSWERSAll costs not covered
by Medicare are covered by some Medigap plans.
Mrs. Geisler's neighbor told her she should look at her Part D options during
the annual Medicare enrollment period because the features of Part D might
have changed. Mrs. Geisler can't remember what Part D is so she called you
to ask what her neighbor was talking about. What could you tell her? -
CORRECT-ANSWERSPart D covers prescription drugs and she should look at
her premiums, formulary, and cost-sharing among other factors to see if they
have changed.
Mr. Patel is in good health and is preparing a budget in anticipation of his
retirement when he turns 66. He wants to understand the health care costs
he might be exposed to under Medicare if he were to require hospitalization
because of an illness. In general terms, what could you tell him about his
costs for inpatient hospital services under Original Medicare? - CORRECT-
ANSWERSUnder Original Medicare, there is a single deductible amount due
for the first 60 days of any inpatient hospital stay, after which it converts into
a per-day coinsurance amount through day 90. After day 90, he would pay a
daily amount up to 60 days over his lifetime, after which he would be
responsible for all costs.
Anita Magri will turn age 65 in August 2023. Anita intends to enroll in Original
Medicare Part A and Part B. She would also like to enroll in a Medicare
