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COL3704 Assignment 3 Semester 2 2024 - DUE 2024

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COL3704 Assignment 3 Semester 2 2024 - DUE 2024 QUESTIONS AND ANSWERS

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COL3704 Assignment 3
Semester 2 2024 - DUE
2024




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, COL3704 Assignment 3 Semester 2 2024 - DUE 2024




QUESTION 1

Create a mind map of the functions that the National Credit Regulator is legislated to

perform.  (5)

SECTION B:

DEBT COLLECTORS ACT 114 OF 1998

QUESTION 2

On 1 September 2024, Alvereen borrows R15 000 from DEF Bank and agrees to repay

the loan in 11 monthly payments of R1 500 each starting 1 December 2019. Alvereen

makes six consecutive payments and then stops paying. Despite the best efforts of the

bank, the bank is unable to collect the outstanding debt and Alvereen’s debt is handed

over to a debt collector on 1 January 2024. The last time that Alvereen acknowledged

the debt was on 1 December 2020. Fully explain whether the debt collector is able to

collect this debt. (5)

SECTION C:

THE CONSUMER PROTECTION ACT 68 OF 2008

QUESTION 3

List FOUR (4) instances where the Consumer Protection Act will not apply. (4)

QUESTION 4

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