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2024 INDIANA LIFE AND HEALTH INSURANCE STUDY EXAM WITH VALID ANSWERS

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2024 INDIANA LIFE AND HEALTH INSURANCE STUDY EXAM WITH VALID ANSWERS

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2024 INDIANA LIFE AND HEALTH
INSURANCE STUDY EXAM WITH
VALID ANSWERS

What kind of life insurance product covers children under their parent's
policy?
-family maintenance rider
-term rider
-family income rider
-pavor benefit - CORRECT ANSWERS-term rider

Which of the following features of a group Term Life policy enables an
individual to leave the group and continue his or her insurance without
providing evidence of insurability?
-Owner's Right clause
-incontestable period
-insuring agreement
-conversion privilege - CORRECT ANSWERS-Conversion Privilege


J is 35-years old and looking to purchase a whole life insurance policy. Which
of the following types of policies will provide the most rapid growth of cash
value?

-Life paid-up at age 70
-20 pay life
-increasing Term to age 65
-Straight Line - CORRECT ANSWERS-20 Pay Life


Which policy requires an agent to register with the National Association of
Securities Dealers (NASD) before selling?
-Variable Life
-Credit Life
-Universal Life
-Interest-Sensitive Whole Life - CORRECT ANSWERS-Variable Life

Which of the following characteristics is CORRECT about interest Sensitive
Whole Life?
-Premium payments can vary
-there are no guaranteed minimum interest rates

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Subjects

  • 2024 indiana life and health insurance study exam
  • j is 35 years old and looking to purchase a whole
  • which of the following types of policies best iden
  • which provision allows the policyowner to change

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