MO PROPERTY AND CASUALTY EXAM 2024/2025 WITH
100% ACCURATE SOLUTIONS
Which of the following personal auto coverages would pay for the
insured's travel expenses and loss of earnings while involved in the
settlement process of a covered loss? - Precise Answer ✔✔Liability
coverage
What are the two types of compensatory damages? - Precise Answer
✔✔Special and general
Which part of an insurance policy covers claims-related expenses,
reasonable expenses incurred by an insured to protect damaged property
from further loss, or defense expenses? - Precise Answer ✔✔Additional
coverage
Which of the following policies will help an auto dealership cover most
of its liability exposures? - Precise Answer ✔✔A garage liability
coverage
Under the commercial property coverage program, the basic causes of
loss form insures against loss caused by... - Precise Answer
✔✔Sprinkler leakage
, The businessowners policy liability coverage will pay for necessary
medical expenses of others incurred within what max time period? -
Precise Answer ✔✔1 year
The insured with a claims-made commercial general liability (CGL)
policy may request in writing claim and occurrence information from the
insurer at any time up to 60 days after the policy period ends. The
insurer must provide the information... - Precise Answer ✔✔Within 45
days
In the personal auto policy, owned trailers being towed by an insured
auto are automatically covered for - Precise Answer ✔✔Uninsured
motorist coverage, bodily injury, and property damage
A basic dwelling policy automatically provides coverage against fire,
lightning, and - Precise Answer ✔✔Internal explosion
Payment for medical expenses, loss of wages, funeral expenses, or the
cost to repair or replace damaged property are known as what type of
compensatory damages? - Precise Answer ✔✔Special
What term includes damage where the insured peril was the proximate
cause of loss? - Precise Answer ✔✔Direct loss
In liability insurance policies, supplementary payments are made -
Precise Answer ✔✔In addition to the limit of liability
100% ACCURATE SOLUTIONS
Which of the following personal auto coverages would pay for the
insured's travel expenses and loss of earnings while involved in the
settlement process of a covered loss? - Precise Answer ✔✔Liability
coverage
What are the two types of compensatory damages? - Precise Answer
✔✔Special and general
Which part of an insurance policy covers claims-related expenses,
reasonable expenses incurred by an insured to protect damaged property
from further loss, or defense expenses? - Precise Answer ✔✔Additional
coverage
Which of the following policies will help an auto dealership cover most
of its liability exposures? - Precise Answer ✔✔A garage liability
coverage
Under the commercial property coverage program, the basic causes of
loss form insures against loss caused by... - Precise Answer
✔✔Sprinkler leakage
, The businessowners policy liability coverage will pay for necessary
medical expenses of others incurred within what max time period? -
Precise Answer ✔✔1 year
The insured with a claims-made commercial general liability (CGL)
policy may request in writing claim and occurrence information from the
insurer at any time up to 60 days after the policy period ends. The
insurer must provide the information... - Precise Answer ✔✔Within 45
days
In the personal auto policy, owned trailers being towed by an insured
auto are automatically covered for - Precise Answer ✔✔Uninsured
motorist coverage, bodily injury, and property damage
A basic dwelling policy automatically provides coverage against fire,
lightning, and - Precise Answer ✔✔Internal explosion
Payment for medical expenses, loss of wages, funeral expenses, or the
cost to repair or replace damaged property are known as what type of
compensatory damages? - Precise Answer ✔✔Special
What term includes damage where the insured peril was the proximate
cause of loss? - Precise Answer ✔✔Direct loss
In liability insurance policies, supplementary payments are made -
Precise Answer ✔✔In addition to the limit of liability
